986 Centre Rd
Rural Flamborough, Hamilton, Ontario L8N 2Z7
- Bedrooms
- 3+1
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $1,713at the range’s middle
- Lot
- 735.35 x 641.62 ft
- Tax a year
- $6,4022026 tax year
- Built
- 51-99
- Parking
- 111 detached
- Days on market
- Members
The brief
About 986 Centre Rd
986 Centre Rd is a 3+1-bedroom, 2-bathroom detached house in Rural Flamborough, Hamilton, listed for sale at an asking price of $2,998,000 (MLS® X14143816).
Close to 10 private acres just minutes from Waterdown. Tree-lined, peaceful and with no neighbours in sight, this is the country lifestyle you've been looking for without giving up convenience. Schools, shopping and everyday amenities are just a short drive away, with easy access to major highways and hospitals. The home offers over 1,670 sq ft on the main floor with a bright, open concept layout made for family living and entertaining. The spacious living room is the heart of the home, featuring a cozy fireplace, flowing into the dining area, kitchen and breakfast area. The main floor also has the primary bedroom, two additional bedrooms and a 3-piece bath.The finished lower level adds over 1,540 sq ft of living space, including a large rec room with a second fireplace, a home office, a 3-piece bath, a generous laundry room and plenty of storage. Outside, the property is ready for horses, hobby farming or simply room to breathe: it includes horse fencing, a riding ring, a 20 x 20 stable with a loft, a 12 x 16 utility shed and a beautiful pond. The separate 30 x 50 workshop is a rare find for contractors, car enthusiasts or anyone who needs serious space. Recent updates include the UV water filter (2026), battery sump backup pump (2026), water softener (2024), iron filter (2022), A/C (2022) and submersible well pump (2016), plus a generator panel. Whether it's horses, a home business or just peace and quiet, bring your plans.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$10,987/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 40 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,402 / 2026
- MLS® number
- X14143816
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 735.35 x 641.62 ft
- Listed on
- Parking
- 1 Detached, 11 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Rural Flamborough
- Municipality
- Hamilton
Building
- Size
- 1500-2000 sqft
- Building Age
- 51-99
- Construction
- Stone
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 10
- Total Parking
- 11
Utilities
- Water
- Well
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 735.35 ft
- Depth
- 641.62 ft
- Lot Size
- 735.35 x 641.62 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- TBD
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.78 × 7.62 m | Fireplace, Open Concept, Combined W/Dining | Main |
| Dining | 3.78 × 7.62 m | Open Concept, Combined W/Living, Bay Window | Main |
| Kitchen | 2.74 × 3.76 m | Open Concept, Breakfast Bar, Skylight | Main |
| Br | 2.74 × 3.05 m | — | Main |
| Br | 3.35 × 3.78 m | — | Main |
| Primary | 3.05 × 4.37 m | — | Main |
| Rec | 3.66 × 6.71 m | Fireplace, Pot Lights | Bsmt |
| Br | 2.87 × 3.05 m | 3 Pc Bath | Bsmt |
| Laundry | 3.51 × 6.78 m | Side Door | Bsmt |
| Other | 9.96 × 6.12 m | — | Bsmt |
Listing history
Buy/sell history for 986 Centre Rd, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,998,000 | N/A | For Sale | X14143816 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $599,600
- Total mortgage amount
- $2,398,400
- Total interest payment
- $1,705,000
- Total purchase cost
- $4,703,000
- Mortgage payment
- $13,678/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
84%Monthly carrying cost
$14,212- Rent $3,225
- Shortfall $10,987
Rental income opens at $3,225, the median asking rent of 40 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $61,425
- Total land transfer tax
- $61,425
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $57,425
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,998,000
- $24,950
- Ontario total
- $61,425
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 471,815 sq ft43,833 m²
- Street frontage
- 735.35 ft224.1 m
- Depth
- 641.62 ft195.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- A mapped wetland is within 120 mDevelopment close to a wetland can need extra review.120 m
- 2 water-supply wells recorded within 250 mAll were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 19.4 m.250 m
- Groundwater recorded about 5.7 m below ground nearbyThe middle water level in the well records within 500 m (26 records). It changes with the season and from spot to spot.500 m
- Bedrock about 16.5 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
Province of Ontario open data
Around the home2
- Nearest rail line: 860 m860 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 110 m awayFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (110 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.110 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, GrassRoots Technology, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Conservation Haltonor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Rural Flamborough right now
- For sale now
- 61
- Median asking price
- $1.55M
- New in 7 days
- 7
- Price cuts
- 34%
Middle half: $1000K to $2.1M
21 in 28 days
21 listings
This home is asking 94% above the median, higher than three quarters of them.
See all homes in Rural FlamboroughAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Flamborough Centre SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 1 km | 65%Grade 6 average |
| Guardian Angels Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 3.2 km | 82%Grade 6 average |
| Millgrove Public SchoolHamilton-Wentworth DSB | Public · grades JK–5 | 3.5 km | 74%Grade 3 average |
| Allan A GreenleafHamilton-Wentworth DSB | Public · grades JK–8 | 4.3 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Waterdown District High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 4.2 km | 56%Grade 9 math |
| Notre Dame Catholic Secondary SchoolHalton CDSB | Catholic · grades 9–12 · French Immersion | 9.1 km | 67%Grade 9 math |
| M M Robinson High SchoolHalton DSB | Public · grades 9–12 · French Immersion | 9.5 km | 58%Grade 9 math |
| Aldershot High SchoolHalton DSB | Public · grades 9–12 | 9.9 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
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Sold prices in Rural Flamborough are shown to signed-in members.