- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $469at the range’s middle
- Lot
- 45 x 131.37 ft
- Tax a year
- $5,4532026 tax year
- Parking
- 4none
- Days on market
- Members
The brief
About 28 Ramsgate Dr
28 Ramsgate Dr is a 4-bedroom, 2-bathroom detached house in Stoney Creek, Hamilton, listed for sale at an asking price of $819,900 (MLS® X13657938).
Welcome to 28 Ramsgate, a beautifully maintained family home located in one of Stoney Creek's oldest and most sought-after neighbourhoods. Set on an impressive pie-shaped lot of nearly 6,000 sq. ft., this home offers a rare combination of privacy, space, comfort, and style. From the moment you arrive, the attractive curb appeal stands out with its landscaped front garden and double driveway that comfortably accommodates up to four vehicles. Originally converted from the garage, the home provides additional living space that enhances its family-friendly layout. Inside, you'll find bright and welcoming principal rooms, including a spacious living room, dining area, and kitchen designed for everyday living and entertaining. The thoughtfully renovated family room is a standout feature, offering direct access to the backyard along with year-round comfort thanks to its dedicated split unit for heat and AC and cozy gas fireplace. The upper level features four generously sized bedrooms with beautifully maintained flooring throughout. The finished basement extends the living space even further, (with its own fireplace) providing a stylish retreat perfect for relaxing, entertaining, a quiet office, or enjoying family time. Step outside to a private backyard oasis where summer memories are waiting to be made. Surrounded by mature trees and ample outdoor space, the impressive 22' x 39' in-ground pool, with an approximate depth of 12 feet, becomes the centrepiece of a backyard designed for entertaining, relaxation, and enjoying time with family, friends and staples of the neighbourhood that you'll get along with. Lovingly cared for and move-in ready, 28 Ramsgate is the perfect family home. Don't believe me, see for yourself!
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall39/100−$895/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 4 bedrooms for lease in Stoney Creek right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,453 / 2026
- MLS® number
- X13657938
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 45 x 131.37 ft
- Listed on
- Parking
- None, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Stoney Creek
- Municipality
- Hamilton
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Available, Pvt Double
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air, Wall Unit
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 45 ft
- Depth
- 131.37 ft
- Lot Size
- 45 x 131.37 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.8 × 3.71 m | — | Main |
| Dining | 3.21 × 3.72 m | — | Main |
| Kitchen | 3.21 × 3.6 m | — | Main |
| Bathroom | 1.3 × 1.5 m | 2 Pc Bath | Main |
| Family | 7.0 × 3.57 m | — | Main |
| Primary | 3.6 × 3.95 m | — | 2nd |
| 2nd Br | 3.62 × 2.73 m | — | 2nd |
| 3rd Br | 3.31 × 3.68 m | — | 2nd |
| 4th Br | 3.29 × 2.9 m | — | 2nd |
| Bathroom | 2.2 × 2.25 m | 4 Pc Bath | 2nd |
| Rec | 7.38 × 3.31 m | — | Bsmt |
| Laundry | 6.28 × 4.06 m | — | Bsmt |
Listing history
Buy/sell history for 28 Ramsgate Dr, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $819,900 | N/A | Sc | X13657938 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $163,980
- Total mortgage amount
- $655,920
- Total interest payment
- $466,380
- Total purchase cost
- $1,286,280
- Mortgage payment
- $3,741/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
39%Monthly carrying cost
$4,195- Rent $3,300
- Shortfall $895
Rental income opens at $3,300, the median asking rent of 7 comparable homes for lease in Stoney Creek. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,873
- Total land transfer tax
- $12,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $819,900
- $8,398
- Ontario total
- $12,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,912 sq ft549 m²
- Street frontage
- 45 ft13.7 m
- Depth
- 131.37 ft40 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 2 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 8.5 m.250 m
- Groundwater recorded about 3.4 m below ground nearbyThe middle water level in the well records within 500 m (34 records). It changes with the season and from spot to spot.500 m
- Bedrock about 2.7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.6 km5.6 km
Province of Ontario open data
Around the home3
- Nearest rail line: 650 m650 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 80 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is ALUMABRITE ANODIZING, 1.8 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Stoney Creek right now
- For sale now
- 90
- Median asking price
- $877K
- New in 7 days
- 7
- Price cuts
- 34%
Middle half: $755K to $1.15M
34 in 28 days
31 listings
This home is asking 7% below the median.
See all homes in Stoney CreekAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Confederation GO | GO Transit train: Lakeshore West | 2.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Martin of Tours Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 250 m | 81%Grade 6 average |
| Collegiate Avenue SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 450 m | 76%Grade 6 average |
| St. Francis Xavier Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1.1 km | 80%Grade 6 average |
| École élémentaire Pavillon de la jeunesseConseil scolaire Viamonde | French-language public · grades JK–6 | 6.5 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. John Henry Newman Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 350 m | 67%Grade 9 math |
| Orchard Park Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.7 km | 50%Grade 9 math |
| Glendale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3 km | 38%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.8 km | 45%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Stoney Creek are shown to signed-in members.