1098 Kipling Ave
Islington-City Centre West, Toronto, Ontario M9B 3M2
- Bedrooms
- 3+1
- Bathrooms
- 4
- Size
- 1,500–2,000sq ft
- Per sq ft
- $914at the range’s middle
- Lot
- 53 x 132 ft
- Tax a year
- $6,8602026 tax year
- Built
- 51-99
- Parking
- 51 attached
- Days on market
- Members
The brief
About 1098 Kipling Ave
1098 Kipling Ave is a 3+1-bedroom, 4-bathroom detached house in Islington-City Centre West, Toronto, listed for sale at an asking price of $1,599,000 (MLS® W14008660).
Welcome home to a lovingly upgraded and maintained residence, perfectly calibrated for contemporary family living. 1098 Kipling Ave greets you with a stately circular drive, mature landscaping, and a timeless facade on a deep 132 x 53 ft lot. Inside, the spacious living and dining rooms are both framed by charming bay windows, with hardwood flooring throughout. Enjoy relaxing evenings by the cozy living room electric fireplace. The open L-shaped kitchen is functionally configured for both cooking and entertaining with a large centre island, granite countertops and lots of cabinetry. Natural light floods the bow-window family room, equipped with an adjacent powder room. The backyard brick patio is rigged with low-voltage lighting for dreamy summer al fresco dining, under the majestic old-growth magnolia tree. The enchanting English garden sprawls out in every direction with rolling lawns, hydrangeas and other perennial beds. Mature cedars hedges provide peaceful privacy, while a 7x12 ft wooden shed discreetly conceals garden equipment. Upstairs, three oversized bedrooms are finished with hardwood flooring, large closets and plenty of desk room. The grand primary bedroom was built as an addition and spans over six meters with a 3-piece ensuite. A second upstairs bathroom features a large spa-like jacuzzi. The finished basement offers an additional 914 sf of flexible living space, including an expansive recreation room. The guest bedroom features built-in closets and a full 3-piece ensuite bathroom. Upgrades include: replacement of all wiring, water, and drainage pipes, new roof (2021), installation of furnace UV light, Mainline Full Port ABS Backwater Valve, Calmat Electronic Anti-Scale and Rust Water Treatment System, 7kW solar panels, garage loft storage and built-in shelving. Strategically located minutes from Kipling Stn, Hwy 427 & Gardiner Expwy. Excellent schools nearby and right across from Echo Valley Park & Islington Golf Course. Move in and enjoy!
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall7/100−$4,167/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 homes with 4 bedrooms for lease in Islington-City Centre West right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,860 / 2026
- MLS® number
- W14008660
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 53 x 132 ft
- Listed on
- Parking
- 1 Attached, 5 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Islington-City Centre West
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Building Age
- 51-99
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 3+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Circular
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 53 ft
- Depth
- 132 ft
- Lot Size
- 53 x 132 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- 40" TV, Exercise machine, Two (2) Electric Fireplaces, Backyard Shed.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 6.22 × 3.51 m | Bay Window, Electric Fireplace, hardwood floor | Main |
| Dining | 3.31 × 3.52 m | Bay Window, Combined W/Kitchen, hardwood floor | Main |
| Kitchen | 3.31 × 2.68 m | Centre Island, B/I Appliances, Granite Counter | Main |
| Family | 3.85 × 3.83 m | W/O To Patio, Electric Fireplace, Bow Window | Main |
| Primary | 6.31 × 2.86 m | 3 Pc Ensuite, Large Closet, hardwood floor | 2nd |
| 2nd Br | 5.0 × 3.31 m | W/I Closet, hardwood floor | 2nd |
| 3rd Br | 3.98 × 3.83 m | Closet, hardwood floor | 2nd |
| Rec | 6.03 × 3.22 m | Above Grade Window, Laminate | Bsmt |
| Br | 5.22 × 3.67 m | B/I Closet, Ceramic Floor, 3 Pc Ensuite | Bsmt |
| Exercise | 4.21 × 2.51 m | Laminate, Above Grade Window | Bsmt |
| Utility | 2.6 × 2.14 m | — | Bsmt |
Listing history
Buy/sell history for 1098 Kipling Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,599,000 | N/A | For Sale | W14008660 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $319,800
- Total mortgage amount
- $1,279,200
- Total interest payment
- $909,300
- Total purchase cost
- $2,508,300
- Mortgage payment
- $7,295/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
66%Monthly carrying cost
$7,867- Rent $3,700
- Shortfall $4,167
Rental income opens at $3,700, the median asking rent of 9 comparable homes for lease in Islington-City Centre West. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $28,455
- Toronto municipal land transfer tax
- $28,455
- Total land transfer tax
- $56,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $48,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,599,000
- $23,980
- Ontario total
- $28,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $28,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,996 sq ft650 m²
- Street frontage
- 53 ft16.2 m
- Depth
- 132 ft40.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 8 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.8 km4.8 km
- Mapped parcel: about 7,020 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is City of Toronto — Bering Yard, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f15.0; a555; d0.45) (x21)By-law
569-2013Municipality
Toronto1 f15.0
Frontage: at least 15.0 m.
2 a555
Lot area: at least 555 m² per dwelling unit.
3 d0.45
Density: floor area is capped at 0.45 times the lot area.
4 x21
Site-specific exception 21: this site has rules of its own, written in the by-law.
5 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(21)
6 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
Other(SR)Closed
Proposal for installation of Rooftop Solar PV System.
Issued June 30, 2022
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 2 open development applications within 800 m of this home.
1008 KIPLING AVESite planUnder Review
The proposed development comprises a 7-storey (23.55 metre), 46-unit apartment building, containing 2 studio units (4%), 21 one-bedroom units (46%), and 23 two-bedroom units (50%). A single-storey residential accessory building is proposed in the rear that contains 4 additional studio units.
740 m away1006 KIPLING AVESite planUnder Review
The proposed development comprises a 7-storey (23.55 metre), 46-unit apartment building, containing 2 studio units (4%), 21 one-bedroom units (46%), and 23 two-bedroom units (50%). A single-storey residential accessory building is proposed in the rear that contains 4 additional studio units.
750 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Islington-City Centre West right now
- For sale now
- 65
- Median asking price
- $1.57M
- New in 7 days
- 6
- Price cuts
- 20%
Middle half: $1.27M to $2.25M
23 in 28 days
13 listings
This home is asking 2% above the median.
See all homes in Islington-City Centre WestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Islington Station | TTC subway: Line 2 Bloor-Danforth | 1.4 km |
| Kipling Station | TTC subway: Line 2 Bloor-DanforthGO Transit train: Milton | 1.5 km |
| Royal York Station | TTC subway: Line 2 Bloor-Danforth | 2.3 km |
| Old Mill Station | TTC subway: Line 2 Bloor-Danforth | 3.6 km |
| Renforth Station | MiWay bus rapid transit: Transitway | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; MiWay schedule data (GTFS) from the City of Mississauga under the City of Mississauga Terms of Use, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. MiWay's schedule data is publicly available from the City of Mississauga under its Terms of Use.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Our Lady of Peace Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 500 m | 76%Grade 6 average |
| Wedgewood Junior SchoolToronto DSB | Public · grades JK–5 | 800 m | 79%Grade 3 average |
| Islington Junior Middle SchoolToronto DSB | Public · grades JK–8 · French Immersion | 1 km | 69%Grade 6 average |
| ÉÉC Sainte-Marguerite-d'YouvilleConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 3.2 km | 87%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Etobicoke Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.4 km | 73%Grade 9 math |
| Burnhamthorpe Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.8 km | — |
| Bishop Allen Academy Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 · French Immersion | 3.3 km | 81%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 8 km | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Islington-City Centre West are shown to signed-in members.