- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 2,500–3,000sq ft
- Per sq ft
- $1,054at the range’s middle
- Lot
- 25 x 99.91 ft
- Tax a year
- $28,2612025 tax year
- Parking
- 2other
- Days on market
- Members
The brief
About 637 Kingston Rd
637 Kingston Rd is a 4-bedroom, 4-bathroom home in The Beaches, Toronto, listed for sale at an asking price of $2,899,000 (MLS® E14092800).
Welcome to 637 Kingston Road, a solid, brick 2-storey building located on a highly visible intersection at the southwest corner of Kingston and Southwood. Main floor AAA anchor tenant with two residential units on the second floor, signage on the roof and existing garage foundation with development potential. Situated in a well-established, walkable area with the TTC at your door. Substantial upside, suits a variety of investment strategies.
Insights
Condition Score
Good67/1005 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$11,631/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 402 homes with 4 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $28,261 / 2025
- MLS® number
- E14092800
- Board
- TRREB MLS®
- Property Type
- Store W/Apt/Office
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 25 x 99.91 ft
- Listed on
- Parking
- Other, 2 Parking
Property details
Property
- Property Type
- Store W/Apt/Office
- Style
- 2-Storey
- Community
- The Beaches
- Municipality
- Toronto
Building
- Size
- 2500-3000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 2 × 2pc Main, 2 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 3
Parking
- Garage Type
- Other
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air, Window Unit
- Heating Type
- Forced Air
Land
- Frontage
- 25 ft
- Depth
- 99.91 ft
- Lot Size
- 25 x 99.91 ft
Additional
- Foundation
- Brick
- Roof
- Flat
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 637 Kingston Rd, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,899,000 | N/A | For Sale | E14092800 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $579,800
- Total mortgage amount
- $2,319,200
- Total interest payment
- $1,648,600
- Total purchase cost
- $4,547,600
- Mortgage payment
- $13,226/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
90%Monthly carrying cost
$15,581- Rent $3,950
- Shortfall $11,631
Rental income opens at $3,950, the median asking rent of 402 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $58,950
- Toronto municipal land transfer tax
- $58,950
- Total land transfer tax
- $117,900
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $109,425
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,899,000
- $22,475
- Ontario total
- $58,950
Toronto’s municipal tax uses the same brackets at this price, so it adds another $58,950.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,498 sq ft232 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 99.91 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m12 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 48 building permits issued within 250 m in the last 2 years250 m
- 6 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 8.9 km8.9 km
- Mapped parcel: about 2,510 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 840 m840 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is City of Toronto — R.C. Harris Filtration Plant, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 2.0 (c0.5; r2.0) SS2 (x2230)By-law
569-2013Municipality
Toronto1 2.0
Density: total floor area is capped at 2.0 times the lot area.
2 c0.5
Commercial floor area is capped at 0.5 times the lot area.
3 r2.0
Residential floor area is capped at 2.0 times the lot area.
4 x2230
Site-specific exception 2230: this site has rules of its own, written in the by-law.
5 SS2
Standards set 2: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2230)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
5 building permits cleared at this address in the City’s file.
Sign Building Permit RelatedCancelled
This property is located in the CR-Commercial Residential sign district and is subject to the City of Toronto Municipal Code Chapter 694, Signs, General.In conjunction with a two-storey building on the premises, proposal to erect and display an illuminated projecting sign, displaying static copy on the north elevation. The projecting sign contains two sign faces, each circular sign face measuring 0.76 metres vertically by 0.76 metres horizontally at a height of 2.81 metres above grade.****TIM HORTON'S****
Completed April 20, 2021
Sign Building Permit RelatedClosed
Proposal to erect and display one illuminated wall sign displaying static copy, located on the first storey of the north elevation. The wall sign is 0.61 metres vertically by 3.1 metres horizontally at a height of 3.27 metres above grade.****TIM HORTON'S****
Issued November 22, 2019
Interior AlterationsClosed
Proposal for interior alterations of an existing unit including new equipment, finishes and fixtures. Exterior work includes new finishes, replacing stucco.
Issued August 23, 2019
Building Permit Related(MS)Closed
HVAC - Proposal for interior alterations of an existing unit including new equipment, finishes and fixtures. Exterior work includes new finishes, replacing stucco.
Issued August 23, 2019
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations of an existing unit including new equipment, finishes and fixtures. Exterior work includes new finishes, replacing stucco.
Issued August 23, 2019
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
562 KINGSTON RDOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment and Official Plan Amendment Application to permit a 8-storey residential building having a gross floor area of 3,725 square metres and 57 residential dwelling units. A total of 23 parking spaces and 57 bicycle parking spaces within two levels of underground parking and surface parking at the rear. The existing two 2-storey four-plexes contains 8 rental dwelling units and associated surface parking would be demolished. The rental housing demolition application proposes to demolish the existing 8 rental dwelling units located on the subject site.
220 m away564 KINGSTON RDOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment and Official Plan Amendment Application to permit a 8-storey residential building having a gross floor area of 3,725 square metres and 57 residential dwelling units. A total of 23 parking spaces and 57 bicycle parking spaces within two levels of underground parking and surface parking at the rear. The existing two 2-storey four-plexes contains 8 rental dwelling units and associated surface parking would be demolished. The rental housing demolition application proposes to demolish the existing 8 rental dwelling units located on the subject site.
230 m away562-564 KINGSTON RDOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment and Official Plan Amendment Application to permit a 8-storey residential building having a gross floor area of 3,725 square metres and 57 residential dwelling units. A total of 23 parking spaces and 57 bicycle parking spaces within two levels of underground parking and surface parking at the rear. The existing two 2-storey four-plexes contains 8 rental dwelling units and associated surface parking would be demolished. The rental housing demolition application proposes to demolish the existing 8 rental dwelling units located on the subject site.
230 m away558 KINGSTON RDOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment and Official Plan Amendment Application to permit a 8-storey residential building having a gross floor area of 3,725 square metres and 57 residential dwelling units. A total of 23 parking spaces and 57 bicycle parking spaces within two levels of underground parking and surface parking at the rear. The existing two 2-storey four-plexes contains 8 rental dwelling units and associated surface parking would be demolished. The rental housing demolition application proposes to demolish the existing 8 rental dwelling units located on the subject site.
240 m away558-560 KINGSTON RDOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment and Official Plan Amendment Application to permit a 8-storey residential building having a gross floor area of 3,725 square metres and 57 residential dwelling units. A total of 23 parking spaces and 57 bicycle parking spaces within two levels of underground parking and surface parking at the rear. The existing two 2-storey four-plexes contains 8 rental dwelling units and associated surface parking would be demolished. The rental housing demolition application proposes to demolish the existing 8 rental dwelling units located on the subject site.
240 m away560 KINGSTON RDOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment and Official Plan Amendment Application to permit a 8-storey residential building having a gross floor area of 3,725 square metres and 57 residential dwelling units. A total of 23 parking spaces and 57 bicycle parking spaces within two levels of underground parking and surface parking at the rear. The existing two 2-storey four-plexes contains 8 rental dwelling units and associated surface parking would be demolished. The rental housing demolition application proposes to demolish the existing 8 rental dwelling units located on the subject site.
240 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Homes for sale in The Beaches right now
- For sale now
- 27
- Median asking price
- $1.95M
- New in 7 days
- 1
- Price cuts
- 15%
Middle half: $320K to $2.9M
6 in 28 days
4 listings
This home is asking 49% above the median.
See all homes in The BeachesAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Danforth GO | GO Transit train: Lakeshore East | 900 m |
| Main Street Station | TTC subway: Line 2 Bloor-Danforth | 1.2 km |
| Woodbine Station | TTC subway: Line 2 Bloor-Danforth | 1.5 km |
| Victoria Park Station | TTC subway: Line 2 Bloor-Danforth | 1.9 km |
| Coxwell Station | TTC subway: Line 2 Bloor-Danforth | 2.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St John Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 350 m | 71%Grade 6 average |
| Kimberley Junior Public SchoolToronto DSB | Public · grades JK–6 | 450 m | 85%Grade 6 average |
| Williamson Road Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 450 m | 87%Grade 6 average |
| ÉÉC Georges-Étienne-CartierConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.7 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Notre Dame Catholic High SchoolToronto CDSB | Catholic · grades 9–12 | 500 m | 67%Grade 9 math |
| Malvern Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 650 m | 78%Grade 9 math |
| Neil McNeil High SchoolToronto CDSB | Catholic · grades 9–12 | 1.2 km | 69%Grade 9 math |
| École secondaire Michelle-O'BonsawinConseil scolaire Viamonde | French-language public · grades 9–12 | 2.6 km | 79%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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