16 McCowan Rd
Cliffcrest, Toronto, Ontario M1M 3L8
- Bedrooms
- 3+2
- Bathrooms
- 4
- Size
- 700–1,100sq ft
- Per sq ft
- $1,044at the range’s middle
- Lot
- 50 x 130 ft
- Tax a year
- $4,1972026 tax year
- Parking
- 62 carport
- Days on market
- Members
The brief
About 16 McCowan Rd
16 McCowan Rd is a 3+2-bedroom, 4-bathroom detached house in Cliffcrest, Toronto, listed for sale at an asking price of $939,900 (MLS® E14031220).
Discover an exceptional opportunity in the highly desirable Cliffcrest neighbourhood! This beautifully updated home offers the perfect combination of style, functionality, and income potential. Step inside to a warm and inviting main floor featuring a cozy wood-burning fireplace, perfect for relaxing evenings with family and friends. Outside, escape to your own private backyard complete with mature fruit trees-ideal for entertaining or simply enjoying peaceful outdoor living. The oversized double car carport provides abundant parking and exceptional storage space. Thoughtful upgrades include basement waterproofing, added insulation for improved energy efficiency, a new front door, and a new concrete side pathway leading to the backyard. The fully renovated lower level is a standout feature, offering a separate entrance, a stunning modern kitchen with new appliances, two beautifully renovated ensuite washrooms, a new furnace, and a new washer and dryer. Whether you're accommodating extended family, creating the ultimate teen retreat, or exploring the potential for supplemental rental income, this flexible space offers endless possibilities. The main floor kitchen has also been refreshed with new appliances, making this home truly move-in ready. Enjoy an unbeatable lifestyle just a short walk to Cliffcrest Plaza with Shoppers Drug Mart, No Frills, LCBO, banks, a bakery, restaurants, and other everyday conveniences. Families will appreciate the excellent nearby schools, including R.H. King Collegiate Institute, St. Agatha Catholic School (French Immersion), and H.A. Halbert Public School. Commuters will love the easy access to TTC and Eglinton GO Station, while nearby parks and green spaces complete this outstanding location. A rare opportunity to own a beautifully updated home in one of Scarborough's most sought-after family neighbourhoods-this is one you won't want to miss!
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs68/100+$362/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 126 detached homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,197 / 2026
- MLS® number
- E14031220
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 50 x 130 ft
- Listed on
- Parking
- 2 Carport, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Cliffcrest
- Municipality
- Toronto
Building
- Size
- 700-1100 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+2
- Bathrooms
- 4
- Bathroom Details
- 1 × 4pc Main, 1 × 2pc Main, 1 × 3pc Bsmt, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Carport
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 130 ft
- Lot Size
- 50 x 130 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- main floor appliances: stainless steel fridge / stove / hoodfan / dishwasher; freezer. Basement appliances: s/s stove; fridge; washer; dryer. All electric light fixtures. HVAC and equipment. All drapery / rods / blinds. Hot water tank.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.33 × 4.65 m | hardwood floor, Fireplace, Crown Moulding | Main |
| Dining | 3.05 × 3.33 m | hardwood floor, Large Window, Updated | Main |
| Kitchen | 2.5 × 3.8 m | Open Concept, Ceramic Floor | Main |
| 2nd Br | 2.93 × 3.28 m | hardwood floor, Closet, Updated | Main |
| Primary | 3.11 × 3.28 m | hardwood floor, Closet, Updated | Main |
| 3rd Br | 2.73 × 3.09 m | hardwood floor, Closet, Updated | Main |
| Rec | 2.67 × 5.78 m | Laminate, Pot Lights, Closet | Bsmt |
| Kitchen | 2.7 × 3.45 m | Tile Floor, Stainless Steel Appl, Renovated | Bsmt |
| Br | 3.12 × 4.97 m | Laminate, Large Closet, 3 Pc Ensuite | Bsmt |
| Br | 3.18 × 3.31 m | Laminate, Closet, 3 Pc Ensuite | Bsmt |
| Utility | 3.13 × 3.19 m | Combined W/Laundry | Bsmt |
Listing history
Buy/sell history for 16 McCowan Rd, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $939,900 | N/A | For Sale | E14031220 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $187,980
- Total mortgage amount
- $751,920
- Total interest payment
- $534,480
- Total purchase cost
- $1,474,380
- Mortgage payment
- $4,288/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
13%Monthly carrying cost
$4,638- Carrying cost $4,638
- Surplus $362
Rental income opens at $5,000, the median asking rent of 126 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $15,273
- Toronto municipal land transfer tax
- $15,273
- Total land transfer tax
- $30,546
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $22,071
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $939,900
- $10,798
- Ontario total
- $15,273
Toronto’s municipal tax uses the same brackets at this price, so it adds another $15,273.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,500 sq ft604 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 130 ft39.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m10 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 27 building permits issued within 250 m in the last 2 years250 m
- Mapped parcel: about 6,610 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 1000 m1 km
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is TC Chrome (2005) Ltd. — T C Chrome (2005) Ltd, 880 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Dash Networks, Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f12.0; a464) (x193)By-law
569-2013Municipality
Toronto1 f12.0
Frontage: at least 12.0 m.
2 a464
Lot area: at least 464 m² per dwelling unit.
3 x193
Site-specific exception 193: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(193)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
Interior AlterationsClosed
Interior alterations to kitchen and living space.
Issued April 20, 2017
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
No open development applications within 800 m of this home.
The market
Detached homes for sale in Cliffcrest right now
- For sale now
- 56
- Median asking price
- $1.3M
- New in 7 days
- 11
- Price cuts
- 11%
Middle half: $899K to $1.99M
21 in 28 days
6 listings
This home is asking 28% below the median.
See all homes in CliffcrestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Eglinton GO | GO Transit train: Lakeshore East | 1.5 km |
| Scarborough GO | GO Transit train: Lakeshore East | 2 km |
| Kennedy Station | TTC subway: Line 2 Bloor-DanforthTTC light rail: Line 5 EglintonGO Transit train: Stouffville | 2.5 km |
| Ionview Station | TTC light rail: Line 5 Eglinton | 3.2 km |
| Birchmount Station | TTC light rail: Line 5 Eglinton | 3.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| H A Halbert Junior Public SchoolToronto DSB | Public · grades JK–6 | 200 m | 52%Grade 6 average |
| St Agatha Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 400 m | 75%Grade 6 average |
| Anson Park Public SchoolToronto DSB | Public · grades JK–8 | 600 m | 78%Grade 6 average |
| Académie Alexandre-DumasConseil scolaire Viamonde | French-language public · grades JK–6 | 2 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| R H King AcademyToronto DSB | Public · grades 9–12 | 500 m | 60%Grade 9 math |
| St John Henry Newman Catholic High SchoolToronto CDSB | Catholic · grades 9–12 · French Immersion | 1.3 km | 45%Grade 9 math |
| ÉSC Père-Philippe-LamarcheConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 1.6 km | 55%Grade 9 math |
| Caring and Safe School 3Toronto DSB | Public · grades 9–12 | 1.9 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Cliffcrest are shown to signed-in members.