73 St Germain Ave
Lawrence Park North, Toronto, Ontario M5M 1V9
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $1,150at the range’s middle
- Lot
- 25 x 150 ft
- Tax a year
- $8,7092026 tax year
- Parking
- 2none
- Days on market
- Members
The brief
About 73 St Germain Ave
73 St Germain Ave is a 3-bedroom, 2-bathroom semi-detached house in Lawrence Park North, Toronto, listed for sale at an asking price of $1,495,000 (MLS® C14149358).
RARELY AVAILABLE IN COVETED BEDFORD PARK! An exceptional opportunity to own an extra-wide and deep semi-detached home. Beautifully renovated from top to bottom, including a finished lower level, this turnkey residence offers generous proportions, neutral interiors and exceptional space for family living. The open-concept main floor is warm and inviting with a gas fireplace anchoring the living space and there is a flexible combined dining area. A thoughtfully appointed chef's kitchen offers ample room for those who love to cook. The living space extends outdoors to a spectacular south-facing backyard oasis, complete with a generous back deck. Bathed in sunshine the south facing yard has enough space for the kids to burn off energy. Three large bedrooms upstairs, sensational closet system in the primary bedroom and updated family bathroom. The lower level has recently been renovated. The spacious recreation room is bonus family space and provides ample overflow storage. The added 3-piece bathroom with heated floors will be appreciated by all. Perfectly situated in the highly sought-after Bedford Park Public School district, the home is an easy walk to the subway and the exceptional shops, restaurants and amenities along Yonge Street. Enjoy the best of established neighbourhood living with convenient access to everything you need.
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall17/100−$3,247/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 homes with 3 bedrooms for lease in Lawrence Park North right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,709 / 2026
- MLS® number
- C14149358
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 25 x 150 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- Lawrence Park North
- Municipality
- Toronto
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Bsmt, 1 × 4pc 2nd
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 25 ft
- Depth
- 150 ft
- Lot Size
- 25 x 150 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Stainless Steel Fridge, Bosch Dishwasher, Double Gas Oven. LG Washer & Dryer, Nest Thermostat, Gas Fireplace, Gas BBQ Hookup, Tankless Hot Water. All Light Fixtures, Closet Organizers. Kitchen tv, Gas Furnace And Central Air
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 0.0 × 0.0 m | Tile Floor, B/I Shelves | Main |
| Living | 3.96 × 3.38 m | hardwood floor, Gas Fireplace, Open Concept | Main |
| Dining | 3.96 × 3.66 m | hardwood floor, Pot Lights, Open Concept | Main |
| Kitchen | 2.93 × 4.61 m | Renovated, Breakfast Bar, Walk-Out | Main |
| Primary | 3.35 × 4.18 m | hardwood floor, B/I Closet, B/I Shelves | 2nd |
| 2nd Br | 2.77 × 2.96 m | hardwood floor, Closet | 2nd |
| 3rd Br | 2.56 × 5.58 m | hardwood floor, Combined W/Solarium | 2nd |
| Rec | 7.0 × 3.96 m | Laminate, B/I Bookcase, 3 Pc Bath | Bsmt |
Listing history
Buy/sell history for 73 St Germain Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,495,000 | N/A | For Sale | C14149358 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $299,000
- Total mortgage amount
- $1,196,000
- Total interest payment
- $850,300
- Total purchase cost
- $2,345,300
- Mortgage payment
- $6,821/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
58%Monthly carrying cost
$7,547- Rent $4,300
- Shortfall $3,247
Rental income opens at $4,300, the median asking rent of 7 comparable homes for lease in Lawrence Park North. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $26,375
- Toronto municipal land transfer tax
- $26,375
- Total land transfer tax
- $52,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $44,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,495,000
- $21,900
- Ontario total
- $26,375
Toronto’s municipal tax uses the same brackets at this price, so it adds another $26,375.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,750 sq ft348 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 150 ft45.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m16 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 60 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 3.6 km3.6 km
- Mapped parcel: about 3,830 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (f7.5; d0.6) (x604)By-law
569-2013Municipality
Toronto1 f7.5
Frontage: at least 7.5 m.
2 d0.6
Density: floor area is capped at 0.6 times the lot area.
3 x604
Site-specific exception 604: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(604)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
3202 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
400 m away3200 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
410 m away3198 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
410 m away3196 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
420 m away3194 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
420 m away3192 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
430 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Lawrence Park North right now
- For sale now
- 5
- Median asking price
- $1.5M
- New in 7 days
- 4
- Price cuts
- 0%
Middle half: $1.35M to $1.7M
5 in 28 days
0 listings
This home is asking at the median.
See all homes in Lawrence Park NorthAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Lawrence Station | TTC subway: Line 1 Yonge-University | 650 m |
| York Mills Station | TTC subway: Line 1 Yonge-University | 1.5 km |
| Mount Pleasant Station | TTC light rail: Line 5 Eglinton | 2.8 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 3 km |
| Avenue Station | TTC light rail: Line 5 Eglinton | 3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Blessed Sacrament Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 500 m | 82%Grade 6 average |
| John Wanless Junior Public SchoolToronto DSB | Public · grades JK–6 | 550 m | 85%Grade 6 average |
| Bedford Park Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 600 m | 86%Grade 6 average |
| École élémentaire Mathieu-da-CostaConseil scolaire Viamonde | French-language public · grades JK–6 | 5.8 km | 90%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Lawrence Park Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.1 km | 88%Grade 9 math |
| Loretto Abbey Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 1.1 km | 64%Grade 9 math |
| North Toronto Collegiate InstituteToronto DSB | Public · grades 9–12 | 2.5 km | 80%Grade 9 math |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 3.7 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Lawrence Park North are shown to signed-in members.