- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $870at the range’s middle
- Tax a year
- $2,7092026 tax year
- Built
- 16-30
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1311-628 Fleet St
1311-628 Fleet St is a 1-bedroom, 1-bathroom condo in Niagara, Toronto, listed for sale at an asking price of $565,000 (MLS® C14141390).
Morning light, city views and the lake a short walk away. This east-facing one bedroom at 628 Fleet St offers a downtown lifestyle that feels easy from the moment you wake up, with the waterfront, parks, shops and TTC all close to home.Floor-to-ceiling windows, nine-foot ceilings and hardwood floors make the 625 sq ft open-concept layout feel bright and generous. The living area flows out to a balcony that works as an extra room in the warmer months, whether for a morning coffee, a few plants or an evening unwind with the city in view. With the east exposure, mornings are the brightest part of the day.Cooking at home is a pleasure here, with granite countertops, a breakfast bar for casual meals and stainless steel appliances including a fridge, stove and dishwasher. The layout keeps the kitchen connected to the living space, so it is easy to cook, chat and entertain at the same time. The four-piece bathroom keeps things simple, and a white washer and dryer are included. One underground parking spot and a locker add the practical storage and convenience that make day-to-day city life smoother, especially for anyone with a car, a bike or seasonal gear to store.The 2010 building offers a concierge, indoor pool, gym, party room, rooftop deck and visitor parking. Swim laps before work, fit in a workout on site or take in the views from the rooftop on a summer evening, then host friends in the party room when your own space feels too small for the occasion. Maintenance fees are $501.52 per month, with hydro extra.Step outside and you are close to the waterfront, parks, shops and TTC, so the best of the city becomes part of your everyday routine rather than a special trip. Walk along the water, pick up groceries on the way home or hop on transit to get across town with ease. Whether this is your first home or your next move into the core, it is a welllocated and comfortable place to settle in and enjoy downtown living.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall36/100−$806/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 37 condos with 1 bedroom for lease in Niagara right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,709 / 2026
- MLS® number
- C14141390
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- S/S Fridge, Stove, Dishwasher, B/I Microwave. Washer and Dryer. All ELFs, all window coverings.
- Condo maint.
- $502
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.15 × 6.2 m | Open Concept, hardwood floor, Combined W/Dining | Main |
| Dining | 3.15 × 6.2 m | Combined W/Living, Open Concept, hardwood floor | Main |
| Kitchen | 2.5 × 2.5 m | Stainless Steel Appl, Granite Counter, Open Concept | Main |
| Br | 2.93 × 3.53 m | hardwood floor, W/O To Balcony, Closet | Main |
| Foyer | 1.82 × 2.78 m | hardwood floor, Double Closet | Main |
Listing history
Buy/sell history for 1311-628 Fleet St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $565,000 | N/A | For Sale | C14141390 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $113,000
- Total mortgage amount
- $452,000
- Total interest payment
- $321,400
- Total purchase cost
- $886,400
- Mortgage payment
- $2,578/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
45%Monthly carrying cost
$3,306- Rent $2,500
- Shortfall $806
Rental income opens at $2,500, the median asking rent of 37 comparable homes for lease in Niagara. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,775
- Toronto municipal land transfer tax
- $7,775
- Total land transfer tax
- $15,550
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $7,075
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $565,000
- $3,300
- Ontario total
- $7,775
Toronto’s municipal tax uses the same brackets at this price, so it adds another $7,775.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m15 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (124 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 10 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 630 m630 m
- Mapped parcel: about 66,790 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 410 m410 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is AeroMag 2000- YTZ.inc, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 7 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
10 building permits cleared at this address in the City’s file.
Balcony/Guard RepairsInspection
Installation of 10mm tempered full-height retractable glass panels inside of existing balcony, current railing to remain.
Issued April 9, 2025
Other(BA)Permit Issued
Proposal to install a retractable glazing system to existing residential balcony - UNIT 506
Issued October 12, 2021
Other(BA)Permit Issued
To add retractable glazing to existing condo unit 327 balcony
Issued March 12, 2021
Other(BA)Closed
Add glazing system to balcony
Issued January 7, 2019
Building Permit Related(MS)Closed
HVAC - Proposed interior alterations to existing storage room for the creation of a management office
Issued September 10, 2018
Building Permit Related(PS)Closed
Plumbing - Proposed interior alterations to existing storage room for the creation of a management office
Issued August 29, 2018
Interior AlterationsClosed
Proposed interior alterations to existing storage room for the creation of a management office
Issued August 13, 2018
Other(BA)Closed
Proposal to install a retractable glazing system to balcony of 4 separate apartments. Units 302, 527, 607, and 828.
Issued November 6, 2017
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
701 FLEET STSite planUnder Review
Site Plan Approval for a three-storey athletic training facility proposed by the Tempo Basketball Club Inc. (the "Toronto Tempo"). This proposal is located on land that is owned by the City and will be subject to a long-term lease between the City and the Toronto Tempo to develop the training facility as well as new public parkland. The proposed lease provides for public access to the Tempo training facility during the team's off-season and periodically during the WNBA season.
320 m away545 LAKE SHORE BLVD WCondominiumUnder Review
*** Draft Plan of Condominium for 419 units.
370 m away470 R LAKE SHORE BLVD WOfficial plan or zoning amendmentUnder Review
Zoning by-law amendment application to facilitate the development of 5,509 square metres of non-residential retail space located below the Gardiner Expressway.
440 m away2 TECUMSETH STSite planUnder Review
Site Plan Control application for three mixed-use buildings with a total of 1,225 dwelling units and 3,370 square metres of non-residential gross floor area that are proposed to be constructed in two phases. Phase 1 is proposed to be 31 storeys (110.5 metres), and Phase 2 is proposed to be 40 storeys (130.5 metres) and 12 storeys (45.4 metres). All three buildings will have a shared two-storey below grade parking garage with a total of 401 vehicular parking spaces.
550 m away2 STRACHAN AVESite planUnder Review
The proposed redevelopment of this site includes a new hotel and performance venue that will attract local, national, and international visitors. The proposed entertainment venue is a tiered modern concert venue, which can seat up to 5,500 patrons. The program is intended to host concerts, esportsevents, conventions, corporate events, product launches, and awards shows. The proposed hotel building is a 32-storey, 111.92-metre-tall mixed-use tower with approximately 370 guest rooms.
590 m away125 NIAGARA STSite planUnder Review
Site Plan Control application for three mixed-use buildings with a total of 1,225 dwelling units and 3,370 square metres of non-residential gross floor area that are proposed to be constructed in two phases. Phase 1 is proposed to be 31 storeys (110.5 metres), and Phase 2 is proposed to be 40 storeys (130.5 metres) and 12 storeys (45.4 metres). All three buildings will have a shared two-storey below grade parking garage with a total of 401 vehicular parking spaces.
590 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Niagara right now
- For sale now
- 167
- Median asking price
- $580K
- New in 7 days
- 23
- Price cuts
- 19%
Middle half: $499K to $752K
82 in 28 days
31 listings
This home is asking 3% below the median.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 1.3 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 2 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 2.1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.2 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 2.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| The Waterfront SchoolToronto DSB | Public · grades JK–8 | 500 m | 83%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 800 m | 83%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 800 m | 84%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 2 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| City SchoolToronto DSB | Public · grades 9–12 | 500 m | — |
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 1.8 km | — |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 2.2 km | 8%Grade 9 math |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 3.5 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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