- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1,100–1,500sq ft
- Per sq ft
- $384at the range’s middle
- Lot
- 15 x 146 ft
- Tax a year
- $6,9602026 tax year
- Parking
- 1none
- Days on market
- Members
The brief
About 631 Richmond St
631 Richmond St is a 3-bedroom, 1-bathroom semi-detached house in Niagara, Toronto, listed for sale at an asking price of $499,000 (MLS® C14119642).
Rare opportunity in one of downtown Toronto's most coveted pockets - King West / Queen West / Fashion District. This semi-detached 2-storey home sits on an approx. 15-ft frontage lot and is offered strictly as-is: a true blank canvas for a buyer with vision. Currently vacant and requiring full renovation, it's an ideal project for the renovator craving a custom downtown home, the investor chasing value-add upside, or the builder ready to reimagine the space top to bottom. Potentially Part Of A Larger Revitalization Project With Amazing Upside. Location is everything here- steps to streetcar transit, restaurants, cafés, and shops, with exceptional walkability at your door. Land, location, and upside like this rarely surface at this price point. Bring your contractor and your imagination - opportunity like this doesn't wait. Property Sold As-Is.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong98/100+$1,143/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 17 homes with 3 bedrooms for lease in Niagara right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,960 / 2026
- MLS® number
- C14119642
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 15 x 146 ft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 1
- Bathroom Details
- 1 × 1pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Front Yard
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Other
Land
- Sewer
- Sewers
- Frontage
- 15 ft
- Depth
- 146 ft
- Lot Size
- 15 x 146 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Existing Building Permit Included.
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 631 Richmond St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $499,000 | N/A | For Sale | C14119642 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,800
- Total mortgage amount
- $399,200
- Total interest payment
- $283,900
- Total purchase cost
- $782,900
- Mortgage payment
- $2,277/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$2,857- Carrying cost $2,857
- Surplus $1,143
Rental income opens at $4,000, the median asking rent of 17 comparable homes for lease in Niagara. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,455
- Toronto municipal land transfer tax
- $6,455
- Total land transfer tax
- $12,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $4,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $499,000
- $1,980
- Ontario total
- $6,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,190 sq ft203 m²
- Street frontage
- 15 ft4.6 m
- Depth
- 146 ft44.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m48 test or monitoring holes also recorded.250 m
- Groundwater recorded about 11.1 m below ground nearbyThe middle water level in the well records within 500 m (320 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 124 building permits issued within 250 m in the last 2 years250 m
- 25 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.6 km1.6 km
Province of Ontario open data · Municipal building permits · Municipal development applications
Around the home2
- Nearest rail line: 660 m660 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
6 building permits cleared at this address in the City’s file.
Multiple ProjectsPermit Issued
Basement underpinning with interior alterations and a deck at the rear of an existing SFD-semi dwelling.
Issued October 4, 2023
Building Permit Related(PS)Revocation Pending
Plumbing - Proposal for interior alterations and a deck at the rear of an existing SFD-semi dwelling.
Issued October 4, 2023
Multiple ProjectsCancelled
Proposed interior alterations throughout existing Single Family Dwelling, scope also includes new rear deck
Completed September 20, 2023
Building Permit Related(PS)Cancelled
Plumbing - Proposed interior alterations throughout existing Single Family Dwelling, scope also includes new rear deck
Completed September 20, 2023
Building Permit Related(PS)Cancelled
Plumbing - Proposal to construct interior alterations, underpinning and rear deck.
Completed July 27, 2023
Multiple ProjectsCancelled
Proposal to construct interior alterations, underpinning and rear deck.
Completed July 27, 2023
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
161 BATHURST STSite planUnder Review
Site Plan Approval for the properties at 141, 149-161 Bathurst Street, 579, 589 and 591 Richmond Street West to facilitate the development of a 12-storey office building with ground related retail. This application is being reviewing in conjunction with an application to Amend the Zoning By-law, File No. 21-172654 STE 10 OZ.
90 m away161 BATHURST STOfficial plan or zoning amendmentUnder Review
Application to Amend the Zoning By-law to permit the redevelopment of the site at 141, 149 - 161 Bathurst Street and 579, 589-591 Richmond Street West with a 12-storey non-residential building containing retail uses at the ground level and office uses above. The heritage buildings at 141 Bathurst St and 579 Richmond St W are proposed to be partially retained. The heritage buildings at 159 and 161 Bathurst St are proposed to be demolished. This development proposal comprises Phase 1 of a larger master-planned development which also includes the sites at 555 Richmond Street West and 550 Adelaide Street West (Phase 2). The phase 1 and phase 2 development proposals are being reviewed concurrently. Please see Application No. 21- 172691 STE 10 OZ. An associated Rental Housing Demolition and Conversion application was also submitted (File No. 21-172661 STE 10 RH).
90 m away153 BATHURST STSite planUnder Review
Site Plan Approval for the properties at 141, 149-161 Bathurst Street, 579, 589 and 591 Richmond Street West to facilitate the development of a 12-storey office building with ground related retail. This application is being reviewing in conjunction with an application to Amend the Zoning By-law, File No. 21-172654 STE 10 OZ.
90 m away153 BATHURST STOfficial plan or zoning amendmentUnder Review
Application to Amend the Zoning By-law to permit the redevelopment of the site at 141, 149 - 161 Bathurst Street and 579, 589-591 Richmond Street West with a 12-storey non-residential building containing retail uses at the ground level and office uses above. The heritage buildings at 141 Bathurst St and 579 Richmond St W are proposed to be partially retained. The heritage buildings at 159 and 161 Bathurst St are proposed to be demolished. This development proposal comprises Phase 1 of a larger master-planned development which also includes the sites at 555 Richmond Street West and 550 Adelaide Street West (Phase 2). The phase 1 and phase 2 development proposals are being reviewed concurrently. Please see Application No. 21- 172691 STE 10 OZ. An associated Rental Housing Demolition and Conversion application was also submitted (File No. 21-172661 STE 10 RH).
90 m away157 BATHURST STOfficial plan or zoning amendmentUnder Review
Application to Amend the Zoning By-law to permit the redevelopment of the site at 141, 149 - 161 Bathurst Street and 579, 589-591 Richmond Street West with a 12-storey non-residential building containing retail uses at the ground level and office uses above. The heritage buildings at 141 Bathurst St and 579 Richmond St W are proposed to be partially retained. The heritage buildings at 159 and 161 Bathurst St are proposed to be demolished. This development proposal comprises Phase 1 of a larger master-planned development which also includes the sites at 555 Richmond Street West and 550 Adelaide Street West (Phase 2). The phase 1 and phase 2 development proposals are being reviewed concurrently. Please see Application No. 21- 172691 STE 10 OZ. An associated Rental Housing Demolition and Conversion application was also submitted (File No. 21-172661 STE 10 RH).
90 m away157 BATHURST STSite planUnder Review
Site Plan Approval for the properties at 141, 149-161 Bathurst Street, 579, 589 and 591 Richmond Street West to facilitate the development of a 12-storey office building with ground related retail. This application is being reviewing in conjunction with an application to Amend the Zoning By-law, File No. 21-172654 STE 10 OZ.
90 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Niagara right now
- For sale now
- 7
- Median asking price
- $1.4M
- New in 7 days
- 0
- Price cuts
- 0%
Middle half: $1.04M to $1.51M
4 in 28 days
0 listings
This home is asking 64% below the median, lower than three quarters of them.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.5 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.6 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 1.6 km |
| Exhibition GO | GO Transit train: Lakeshore West | 1.7 km |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 1.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 50 m | 75%Grade 6 average |
| Niagara Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 400 m | 95%Grade 6 average |
| Charles G Fraser Junior Public SchoolToronto DSB | Public · grades JK–6 | 500 m | 87%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.3 km | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1.3 km | — |
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 1.3 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.8 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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