- Bedrooms
- 2+1
- Bathrooms
- 2
- Size
- 1,600–1,799sq ft
- Per sq ft
- $821at the range’s middle
- Tax a year
- $6,0982025 tax year
- Built
- 31-50
- Parking
- 11 underground
- Days on market
- Members
The brief
About 638-21 Dale Ave
638-21 Dale Ave is a 2+1-bedroom, 2-bathroom condo in Rosedale-Moore Park, Toronto, listed for sale at an asking price of $1,395,000 (MLS® C14117784).
Welcome to Suite 638 at the Kensington Apartments, an exceptional 1,634 sq. ft. co-operative residence immersed in the greenery of prestigious South Rosedale. Offering a beautifully proportioned two-bedroom-plus-den layout, two bathrooms and an additional 253 sq. ft. across two private balconies, this home blends the generous scale of a house with the ease of apartment living. An inviting foyer with excellent storage leads to expansive, light-filled living and dining spaces with beautifully maintained parquet flooring and tranquil treetop views. The thoughtfully designed kitchen opens seamlessly to the living and dining area and features stone countertops, ample storage, and a breakfast bar with seating, creating an inviting space for everyday living and entertaining, while the large primary retreat opens to its own leafy balcony and offers abundant closets and a three-piece ensuite. A spacious second bedroom and versatile den provide flexibility for family, guests or a home office. Notable conveniences include in-suite Bosch laundry and a ductless air-conditioning system, features not commonly found together in this distinguished co-op. Set amid approximately five acres of landscaped ravine-side grounds, the Kensington Apartments offers 24-hour concierge and security, indoor and outdoor pools, a fitness centre, library and visitor parking. Just steps to Castle Frank subway station, green spaces and scenic trails, with easy access to Bloor Street, the Danforth, Yorkville, the Don Valley Parkway and downtown Toronto. An outstanding opportunity for downsizers, families and buyers seeking space, nature and convenience in one of the city's most coveted neighbourhoods.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall9/100−$4,843/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 homes with 3 bedrooms for lease in Rosedale-Moore Park right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,098 / 2025
- MLS® number
- C14117784
- Board
- TRREB MLS®
- Property Type
- Co-Op Apt
- Building Age
- 31-50
- Days on market
- Size
- 1600-1799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Co-Op Apt
- Style
- Apartment
- Community
- Rosedale-Moore Park
- Municipality
- Toronto
Building
- Size
- 1600-1799 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Wall Unit
- Heating Type
- Radiant
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- See Schedule B
- Condo maint.
- $2,595
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.78 × 8.79 m | Parquet Floor, W/O To Balcony, O/Looks Ravine | Ground |
| Dining | 2.82 × 3.45 m | Parquet Floor, Combined W/Living, O/Looks Ravine | Ground |
| Kitchen | 3.35 × 3.38 m | Tile Floor, Combined W/Dining | Ground |
| Den | 3.0 × 3.91 m | Parquet Floor, 3 Pc Ensuite, O/Looks Ravine | Ground |
| Primary | 4.01 × 5.0 m | Parquet Floor, W/O To Balcony, Combined W/Laundry | Ground |
| 2nd Br | 3.48 × 3.96 m | Parquet Floor, O/Looks Ravine, B/I Bookcase | Ground |
Listing history
Buy/sell history for 638-21 Dale Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,395,000 | N/A | For Sale | C14117784 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $279,000
- Total mortgage amount
- $1,116,000
- Total interest payment
- $793,500
- Total purchase cost
- $2,188,500
- Mortgage payment
- $6,365/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
81%Monthly carrying cost
$9,468- Rent $4,625
- Shortfall $4,843
Rental income opens at $4,625, the median asking rent of 8 comparable homes for lease in Rosedale-Moore Park. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $24,375
- Toronto municipal land transfer tax
- $24,375
- Total land transfer tax
- $48,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $40,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,395,000
- $19,900
- Ontario total
- $24,375
Toronto’s municipal tax uses the same brackets at this price, so it adds another $24,375.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m14 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 33 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.7 km4.7 km
- Mapped parcel: about 229,750 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 570 m570 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- In the Rosedale South Heritage Conservation District, by-law 115-2003
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f15.0; d0.6) (x1438)By-law
569-2013Municipality
Toronto1 f15.0
Frontage: at least 15.0 m.
2 d0.6
Density: floor area is capped at 0.6 times the lot area.
3 x1438
Site-specific exception 1438: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(1438)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
24 building permits cleared at this address in the City’s file.
Other(BA)Permit Issued
Proposal to divide single apartment unit into a two-unit suite.
Issued August 19, 2026
Other(FS)Permit Issued
Proposal for booster pump replacement.
Issued May 21, 2026
Building Permit Related(MS)Inspection
HVAC - Proposal for interior alteration to the lobby area
Issued January 26, 2026
Interior AlterationsPermit Issued
Proposal for interior alteration to the lobby area
Issued January 26, 2026
Building Permit Related (DR)Inspection
Drain - Proposal to replace underground drainage pipe, scope involves temporary openings in structural slab on grade
Issued July 14, 2025
Other(BA)Permit Issued
Proposal to replace underground drainage pipe, scope involves temporary openings in structural slab on grade
Issued July 14, 2025
Manholes/Catch Basins/Sumps/InterceptorsInspection
Installation of new prefabricated maintenance hole (in preparation for replacement of underground drainage piping)
Issued June 27, 2025
Other(BA)Inspection
Proposed Structural Water Damage Restoration
Issued June 3, 2025
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
37 LINDEN STOfficial plan or zoning amendmentOMB Appeal
Official Plan Amendment & Rezoning for a 69-storey residential building that will contain 872 residential dwelling units (including rental replacement units).
550 m away576 SHERBOURNE STOfficial plan or zoning amendmentOMB Appeal
Official Plan Amendment & Rezoning for a 69-storey residential building that will contain 872 residential dwelling units (including rental replacement units).
550 m away576 SHERBOURNE STSite planUnder Review
Site Plan Application for a 61-storey residential building that will contain 716 residential dwelling units (including 45 replacement rental units).
550 m away574 SHERBOURNE STOfficial plan or zoning amendmentOMB Appeal
Official Plan Amendment & Rezoning for a 69-storey residential building that will contain 872 residential dwelling units (including rental replacement units).
560 m away570 SHERBOURNE STOfficial plan or zoning amendmentOMB Appeal
Official Plan Amendment & Rezoning for a 69-storey residential building that will contain 872 residential dwelling units (including rental replacement units).
560 m away572 SHERBOURNE STOfficial plan or zoning amendmentOMB Appeal
Official Plan Amendment & Rezoning for a 69-storey residential building that will contain 872 residential dwelling units (including rental replacement units).
560 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Rosedale-Moore Park right now
- For sale now
- 56
- Median asking price
- $972K
- New in 7 days
- 6
- Price cuts
- 13%
Middle half: $722K to $1.9M
19 in 28 days
7 listings
This home is asking 44% above the median.
See all homes in Rosedale-Moore ParkAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Castle Frank Station | TTC subway: Line 2 Bloor-Danforth | 150 m |
| Sherbourne Station | TTC subway: Line 2 Bloor-Danforth | 450 m |
| Broadview Station | TTC subway: Line 2 Bloor-Danforth | 1.1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 3.2 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Rose Avenue Junior Public SchoolToronto DSB | Public · grades JK–6 | 400 m | 49%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 900 m | 66%Grade 6 average |
| Winchester Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 900 m | 77%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.9 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Rosedale Heights School of the ArtsToronto DSB | Public · grades 9–12 | 400 m | 66%Grade 9 math |
| Msgr Fraser College (Isabella Campus)Toronto CDSB | Catholic · grades 9–12 | 650 m | — |
| St Martin Catholic School (St.Martin)Toronto CDSB | Catholic · grades 9–12 | 900 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.3 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Rosedale-Moore Park are shown to signed-in members.