- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800–899sq ft
- Per sq ft
- $824at the range’s middle
- Tax a year
- $1,8002026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1103-320 Richmond St
1103-320 Richmond St is a 2-bedroom, 2-bathroom condo in Moss Park, Toronto, listed for sale at an asking price of $699,900 (MLS® C14098236).
Big City views and a bright corner unit, this spacious 2 Bedroom, 2 Bath Condo In The Heart Of Downtown Toronto is a fantastic place to call home! The Floor To Ceiling Windows & Balcony Utilize The Unobstructed Eastern View & Flood The Unit With Natural Light throughout the day. In the evening, the City lights create a relaxing and modern urban feel throughout the unit. The Primary Bedroom Features Two Built In Closets And A Generous Ensuite. Location Is Everything, Being Just Steps To King & Queen Streetcars, No Frills, The Distillery District, St Lawrence Market & More! Amenities Incl. Concierge, Gym, Sauna, Guest Suites, Visitor Parking, A Rooftop Deck & an outdoor pool to enjoy daily!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall25/100−$1,444/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 84 condos with 2 bedrooms for lease in Moss Park right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $1,800 / 2026
- MLS® number
- C14098236
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Moss Park
- Municipality
- Toronto
Building
- Size
- 800-899 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, washer, dryer, dishwasher, b/I microwave, window coverings, light fixtures
- Condo maint.
- $750
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.86 × 2.57 m | Window Flr to Ceil, Open Concept, Combined W/Kitchen | Main |
| Kitchen | 5.41 × 2.57 m | Eat-In Kitchen, Stainless Steel Appl, Open Concept | Main |
| Dining | 5.41 × 2.57 m | W/O To Balcony, Window Flr to Ceil, East View | Main |
| Br | 2.79 × 3.58 m | Ensuite Bath, B/I Closet, Window Flr to Ceil | Main |
| 2nd Br | 2.95 × 2.82 m | B/I Closet, Window Flr to Ceil | Main |
Listing history
Buy/sell history for 1103-320 Richmond St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,900 | N/A | For Sale | C14098236 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,980
- Total mortgage amount
- $559,920
- Total interest payment
- $398,280
- Total purchase cost
- $1,098,180
- Mortgage payment
- $3,194/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
56%Monthly carrying cost
$4,094- Rent $2,650
- Shortfall $1,444
Rental income opens at $2,650, the median asking rent of 84 comparable homes for lease in Moss Park. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,473
- Toronto municipal land transfer tax
- $10,473
- Total land transfer tax
- $20,946
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $12,471
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,900
- $5,998
- Ontario total
- $10,473
Toronto’s municipal tax uses the same brackets at this price, so it adds another $10,473.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR SS1 (x339)By-law
569-2013Municipality
Toronto1 x339
Site-specific exception 339: this site has rules of its own, written in the by-law.
2 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
3 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(339)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
6 building permits cleared at this address in the City’s file.
Sign Building Permit RelatedClosed
In conjunction with a multi-storey building on the premises with retail on the first storey, proposal to erect and display one illuminated wall sign and one non-illuminated projecting sign, both displaying static copy on the first storey west elevation. The proposed wall sign is 0.83 metres vertically by 1.22 metres horizontally at a height of 3.52 metres above grade. The proposed projecting sign contains two sign faces, each measuring 0.23 metres vertically by 0.23 metres horizontally at a height of 2.74 metres above grade.**THE EDIBLE STORY**
Issued November 4, 2016
Interior AlterationsInspection
Proposal for interior alterations to ground floor unit (#3) for new restaurant, less than 30 seats - "Subway".
Issued March 1, 2013
Interior AlterationsInspection
Proposal for interior alterations to exisiting animal hospital.
Issued December 7, 2012
Building Permit Related(MS)Inspection
HVAC - permit for interior alterations to create new dental office - ground floor - suite 102.
Issued July 12, 2012
Building Permit Related(PS)Closed
Plumbing - permit for interior alterations to create new dental office - ground floor - suite 102.
Issued July 12, 2012
DemolitionClosed
Proposal for the demolition of the existing two storey building which is currently vacant and the demolition of the existing one storey sales office. The proposed building is slated to be a highrise condominium.
Issued February 6, 2009
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
120 SHERBOURNE STSite planAppeal Received
Proposed 38-storey mixed-use building containing 355 dwelling units and 455 square metres of retail space.
40 m away348 RICHMOND ST ESite planUnder Review
Site Plan Approval for a 25-storey mixed-use building having a non-residential gross floor area of 24,936 square metres, and a residential gross floor area of 35,803 square metres. A total of 446 residential dwelling units, and 180 vehicle parking spaces are proposed.
50 m away122 SHERBOURNE STSite planAppeal Received
Proposed 38-storey mixed-use building containing 355 dwelling units and 455 square metres of retail space.
50 m away134 SHERBOURNE STSite planAppeal Received
Proposed 38-storey mixed-use building containing 355 dwelling units and 455 square metres of retail space.
50 m away229 QUEEN ST ESite planAppeal Received
Proposed 38-storey mixed-use building containing 355 dwelling units and 455 square metres of retail space.
60 m away227 QUEEN ST ESite planAppeal Received
Proposed 38-storey mixed-use building containing 355 dwelling units and 455 square metres of retail space.
60 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Moss Park right now
- For sale now
- 151
- Median asking price
- $550K
- New in 7 days
- 14
- Price cuts
- 13%
Middle half: $452K to $795K
51 in 28 days
19 listings
This home is asking 27% above the median.
See all homes in Moss ParkAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen Station | TTC subway: Line 1 Yonge-University | 850 m |
| King Station | TTC subway: Line 1 Yonge-University | 900 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.3 km |
| College Station | TTC subway: Line 1 Yonge-University | 1.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 400 m | 96%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 550 m | 78%Grade 6 average |
| St Paul Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 650 m | 72%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 650 m | 65%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 750 m | 96%Grade 9 math |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 800 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.2 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.4 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Moss Park are shown to signed-in members.