702-36 Charlotte St
Waterfront Communities C1, Toronto, Ontario M5V 3P7
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $839at the range’s middle
- Tax a year
- $3,0852026 tax year
- Built
- 16-30
- Parking
- 11 underground
- Days on market
- Members
The brief
About 702-36 Charlotte St
702-36 Charlotte St is a 1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $629,000 (MLS® C14089376).
If boutique and loft are your favorite words then this is the place for you! Welcome to Charlotte Lofts, an intimate 63 suite building located on a quiet side street in the heart of city! This 2 level loft will welcome you home with tons of light from the 16' double height floor to ceiling windows. You'll love to entertain family and guests in your large kitchen which has an oversized counter with breakfast bar, undermounted sink and full size appliances. The large living area opens up to your own private terrace to enjoy those summer days and beautiful evening sunset city views. Upstairs you'll find an oversized bedroom with large closet as well as a full bath.The building features a rooftop exercise room/gym, rooftop lounge deck with panoramic downtown views, party and meeting room and visitor parking. With a walk score and transit score of 100 everything you can possibly imagine is at your doorstep. This city's best cafe's, resto's and lounges are a short stroll away. Grocery stores, the LCBO, Roy Thompson Hall, parks, the waterfront, the Well, Waterworks Food Hall and numerous gyms are all just a few mins walking distance. Situated in the heart of King West close to the financial district, Chinatown and Queen West with amazing TTC service and great highway access. 1 Parking space included.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall19/100−$1,654/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 190 condos with 1 bedroom for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,085 / 2026
- MLS® number
- C14089376
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 2-Storey
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Building Age
- 16-30
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc 2nd
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Concrete
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Existing washer/dryer, existing appliances, all existing light fixtures, existing blinds.
- Condo maint.
- $927
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 0.01 × 0.01 m | Large Closet, Large Window | 2nd |
| Bathroom | 0.01 × 0.01 m | 4 Pc Bath | 2nd |
| Kitchen | 0.01 × 0.01 m | Breakfast Bar, Large Window | Main |
| Living | 0.01 × 0.01 m | Large Window, W/O To Terrace | Main |
| Dining | 0.01 × 0.01 m | Large Window | Main |
Listing history
Buy/sell history for 702-36 Charlotte St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $629,000 | N/A | Pc | C14089376 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $125,800
- Total mortgage amount
- $503,200
- Total interest payment
- $357,800
- Total purchase cost
- $986,800
- Mortgage payment
- $2,870/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
66%Monthly carrying cost
$4,054- Rent $2,400
- Shortfall $1,654
Rental income opens at $2,400, the median asking rent of 190 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,055
- Toronto municipal land transfer tax
- $9,055
- Total land transfer tax
- $18,110
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $9,635
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $629,000
- $4,580
- Ontario total
- $9,055
Toronto’s municipal tax uses the same brackets at this price, so it adds another $9,055.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m124 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 144 building permits issued within 250 m in the last 2 years250 m
- 31 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.3 km1.3 km
- Mapped parcel: about 6,630 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 490 m490 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 690 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 1120-2024
- In the King-Spadina Heritage Conservation District, by-law 1111-2017
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CRE (x74)By-law
569-2013Municipality
Toronto1 x74
Site-specific exception 74: this site has rules of its own, written in the by-law.
2 Where this is written
Chapter 50, section 50.10 of By-law 569-2013 · Exception 900.12.10(74)
3 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
6 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Permit Issued
HVAC - Building new wall for bathroom for in units 101 and 102. - Interior Alterations
Issued April 1, 2004
Building Permit Related(PS)Permit Issued
Plumbing - Building new wall for bathroom for in units 101 and 102. - Interior Alterations
Issued March 29, 2004
Interior AlterationsClosed
Building new wall for bathroom for in units 101 and 102
Issued March 11, 2004
Interior AlterationsClosed
Make interior alterations to ground floor unit no. 3 for new office. tenant: econo-car.
Issued October 15, 2002
Building Permit Related(PS)Closed - Dormant
Plumbing - install on ground floor unit no. 3 for new office: 1 w.c., 1 w.b.,. tenant: econo-car. - cost included in building permit.
Issued October 15, 2002
Addition/Alteration to Existing BuildingInspection
Alter plans as approved under Building Permit No. 00-115310 by making inerior alteations on th 13th Floor to add a dwelling unit on west side of the Building for a total number of units to 63. See C. of A. decision dated July 20, 2000 - Final and Binding
Issued June 18, 2001
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
355 ADELAIDE ST WCondominiumUnder Review
*** Draft Plan of Condominium for 387 units.
20 m away355-359 ADELAIDE ST WCondominiumUnder Review
*** Draft Plan of Condominium for 387 units.
20 m away46 CHARLOTTE STCondominiumUnder Review
*** Draft Plan of Condominium for 387 units.
30 m away16 OXLEY STCondominiumUnder Review
*** Draft Plan of Condominium for 387 units.
30 m away363 ADELAIDE ST WSite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site with a 39-storey (134 metre tall) mixed-use building with a non-residential gross floor area of 204.5 square metres and a residential gross floor area of 27,846.5 square metres. A total of 394 residential units are proposed. A new City park is proposed on the northern portion of the site with a public parking garage beneath. This file is being reviewed in conjunction with an application to Amend the Zoning By-law, File No 21- 249603 STE 10 OZ.
50 m away101 SPADINA AVESite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site with a 39-storey (134 metre tall) mixed-use building with a non-residential gross floor area of 204.5 square metres and a residential gross floor area of 27,846.5 square metres. A total of 394 residential units are proposed. A new City park is proposed on the northern portion of the site with a public parking garage beneath. This file is being reviewed in conjunction with an application to Amend the Zoning By-law, File No 21- 249603 STE 10 OZ.
70 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 632
- Median asking price
- $629K
- New in 7 days
- 68
- Price cuts
- 21%
Middle half: $539K to $838K
250 in 28 days
132 listings
This home is asking at the median.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St Andrew Station | TTC subway: Line 1 Yonge-University | 750 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 750 m |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.2 km |
| King Station | TTC subway: Line 1 Yonge-University | 1.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 350 m | 72%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 800 m | 84%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 850 m | 83%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.7 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 950 m | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.6 km | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.2 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.