- Bedrooms
- 5
- Bathrooms
- 3
- Size
- 700–1,100sq ft
- Per sq ft
- $2,876at the range’s middle
- Lot
- 50 x 160 ft
- Tax a year
- $10,1202025 tax year
- Parking
- 7none
- Days on market
- Members
The brief
About 89 Finch Ave
89 Finch Ave is a 5-bedroom, 3-bathroom detached house in Willowdale East, Toronto, listed for sale at an asking price of $2,588,000 (MLS® C14085040).
A Rare Opportunity For Builders And Investors! Big 50X160 Lot On Finch/Yonge! Walking Distance To Subway At Finch And Yonge,& Bus Terminal. Easy To GTA By Subway, Go-Train, 401 Hwy. Close To Schools, Shopping, Grocery, Library, Hospital, Community Center. Hardwood Floor Throughout. A Private Driveway W/Ample Parking 5 Spots. Prime Location, Very Desirable Lot For Developers. Great Investment Property. Foot Print Allows For Multiple Dwelling Construction. Can Also Be Noted As Mixed Use Area "C" In Finch Area Secondary Plan Where More Density And Height Be Allowed For New Development. Good Condition And Good Rent Income.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall12/100−$6,050/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 detached homes with 5 bedrooms for lease in Willowdale East right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $10,120 / 2025
- MLS® number
- C14085040
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 50 x 160 ft
- Listed on
- Parking
- None, 7 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Willowdale East
- Municipality
- Toronto
Building
- Size
- 700-1100 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 5
- Bathrooms
- 3
- Bathroom Details
- 2 × 2pc, 1 × 3pc
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 7
- Total Parking
- 7
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 160 ft
- Lot Size
- 50 x 160 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, stove,washer, dryer,fan, all lights
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 89 Finch Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,588,000 | N/A | For Sale | C14085040 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $517,600
- Total mortgage amount
- $2,070,400
- Total interest payment
- $1,471,700
- Total purchase cost
- $4,059,700
- Mortgage payment
- $11,807/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
61%Monthly carrying cost
$12,650- Rent $6,600
- Shortfall $6,050
Rental income opens at $6,600, the median asking rent of 6 comparable homes for lease in Willowdale East. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $51,175
- Toronto municipal land transfer tax
- $51,175
- Total land transfer tax
- $102,350
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $93,875
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,588,000
- $14,700
- Ontario total
- $51,175
Toronto’s municipal tax uses the same brackets at this price, so it adds another $51,175.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 8,000 sq ft743 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 160 ft48.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m6 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 19 building permits issued within 250 m in the last 2 years250 m
- 10 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 5.6 km5.6 km
- Mapped parcel: about 8,020 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream, Rally. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of North York By-Law No. 7625What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
7 building permits cleared at this address in the City’s file.
Multiple ProjectsPermit Issued
Proposal to comply with OTC, converting dwelling to office with residential unit. The proposal consists of a new front porch and rear canopy, along with interior alterations to the existing building, to facilitate and legalize the conversion of the dwelling unit to a medical office use. (2010-213087 NNY 23 OZ)
Issued August 18, 2026
Building Permit Related(PS)Issuance Pending
Plumbing - Proposal for interior alterations to convert existing 1 storey medical office to a single family dwelling with the kitchen on the basement level. See also 16 204306 ZZC.
Applied October 21, 2016
Change of UseUnder Review
Proposal for interior alterations to convert existing 1 storey medical office to a single family dwelling with the kitchen on the basement level. See also 16 204306 ZZC.
Applied October 21, 2016
Multiple ProjectsExaminer's Notice Sent
Convert part of existing house into medical office. Interior alterations for medical office, renovations to rear side vestibule, front porch and new detached garage at rear of property.
Applied August 6, 2015
Building Permit Related(MS)Inspection
HVAC - Interior alteration to the ground and basement
Issued September 22, 2010
Building Permit Related(PS)Inspection
Plumbing - Interior alteration to the ground and basement
Issued September 14, 2010
Interior AlterationsInspection
Interior alteration to the ground and basement
Issued September 10, 2010
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
104 FINCH AVE ESite planUnder Review
Proposal for a mixed-use development in the form of an 11-storey mid-rise building with ground floor retail fronting Finch Avenue East.
110 m away110 FINCH AVE ESite planUnder Review
Proposal for a mixed-use development in the form of an 11-storey mid-rise building with ground floor retail fronting Finch Avenue East.
140 m away112 FINCH AVE ESite planUnder Review
Proposal for a mixed-use development in the form of an 11-storey mid-rise building with ground floor retail fronting Finch Avenue East.
150 m away114 FINCH AVE ESite planUnder Review
Proposal for a mixed-use development in the form of an 11-storey mid-rise building with ground floor retail fronting Finch Avenue East.
160 m away119 FINCH AVE EOfficial plan or zoning amendmentApplication Received
OPA & Rezoning Application proposes the development of a 13-storey mixed-use building providing residential and commercial use at grade. The building will provide a total of 235 residential units, being a mix of 1-bedroom, 2-bedroom, and 3-bedroom units. A paved access from Willowdale Ave along the southern property line will be provided, leading to 2 levels of below-grade parking, providing a total of 146 parking spaces; as well as 182 bicycle parking spaces. The proposed development provides a total GFA of 20,313.29 square metres and a FSI of 5.18. Additionally, the proposed development provides 497.19 square metres of indoor amenity space and 423.58 square metres of outdoor amenity space.
190 m away819 WILLOWDALE AVEOfficial plan or zoning amendmentApplication Received
OPA & Rezoning Application proposes the development of a 13-storey mixed-use building providing residential and commercial use at grade. The building will provide a total of 235 residential units, being a mix of 1-bedroom, 2-bedroom, and 3-bedroom units. A paved access from Willowdale Ave along the southern property line will be provided, leading to 2 levels of below-grade parking, providing a total of 146 parking spaces; as well as 182 bicycle parking spaces. The proposed development provides a total GFA of 20,313.29 square metres and a FSI of 5.18. Additionally, the proposed development provides 497.19 square metres of indoor amenity space and 423.58 square metres of outdoor amenity space.
200 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Willowdale East right now
- For sale now
- 68
- Median asking price
- $2.58M
- New in 7 days
- 8
- Price cuts
- 9%
Middle half: $1.51M to $2.98M
28 in 28 days
6 listings
This home is asking at the median.
See all homes in Willowdale EastAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Finch Station | TTC subway: Line 1 Yonge-UniversityYRT bus rapid transit: Viva Blue | 500 m |
| North York Centre Station | TTC subway: Line 1 Yonge-University | 1.5 km |
| Yonge / Steeles | YRT bus rapid transit: Viva Blue | 2.1 km |
| Sheppard-Yonge Station | TTC subway: Line 1 Yonge-University, Line 4 Sheppard | 2.2 km |
| Old Cummer GO | GO Transit train: Richmond Hill | 3.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Cyril Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 750 m | 96%Grade 6 average |
| McKee Public SchoolToronto DSB | Public · grades JK–5 | 800 m | 86%Grade 3 average |
| Finch Public SchoolToronto DSB | Public · grades JK–5 | 1.2 km | 72%Grade 3 average |
| École élémentaire Paul-DemersConseil scolaire Viamonde | French-language public · grades JK–6 | 3 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Drewry Secondary SchoolToronto DSB | Public · grades 9–12 | 1.2 km | — |
| ÉSC Monseigneur-de-CharbonnelConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 1.3 km | 63%Grade 9 math |
| Earl Haig Secondary SchoolToronto DSB | Public · grades 9–12 | 1.3 km | 84%Grade 9 math |
| St Joseph Morrow Park Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 1.8 km | 63%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Willowdale East are shown to signed-in members.