- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $885at the range’s middle
- Tax a year
- $2,8352025 tax year
- Parking
- 1underground
- Days on market
- Members
The brief
About 512-400 Adelaide St
512-400 Adelaide St is a 1-bedroom, 1-bathroom condo in Moss Park, Toronto, listed for sale at an asking price of $574,900 (MLS® C14084000).
Most downtown one-bedrooms feel like narrow, single-exposure tunnels-Suite 512 is the rare exception. As a corner suite, it brings in dual exposures and cross-light throughout the day. The open living area anchors the northwest corner, wrapped in expansive windows with sliding glass doors opening to an oversized, tiled west-facing terrace made for golden-hour sun and outdoor dining. The kitchen offers real-life utility with full-sized stainless appliances, granite counters, and room to actually cook. Tucked away on the north side, the primary bedroom enjoys a quiet, private view through floor-to-ceiling windows and features a generous walk-in closet with built-in organizers. To top it off, you get rare downtown peace of mind with both an owned underground parking space and a dedicated storage locker. Ivory on Adelaide was built by Plaza with a reputation for solid construction and smart, livable floor plans. Daily life here is low-friction: a 24-hour concierge team to manage packages, a fully equipped fitness centre that cancels your gym commute, a stylish party room for hosting friends, and a rooftop terrace with BBQs when you want to grill with a skyline backdrop. Living on the east side offers a genuine neighbourhood feel you won't find in the concrete core. Saturday mornings start with fresh bread and produce at St. Lawrence Market; evenings are for dinner and craft drinks in the Distillery District or exploring King East's cafe scene. Commuting is effortless with King and Queen streetcars steps from the lobby, King Subway Station just one kilometre away, and the Financial District and George Brown within easy walking distance. Some photos have been virtually staged to illustrate potential furniture layout. Property is vacant / unfurnished.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall28/100−$1,080/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 45 condos with 1 bedroom for lease in Moss Park right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,835 / 2025
- MLS® number
- C14084000
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Moss Park
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Foundation
- Concrete
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless steel fridge, stove, built-in dishwasher, over-the-range microwave; stacked front-load washer and dryer; all existing electrical light fixtures; all existing window coverings; interlocking terrace deck tiles and out door turf.
- Condo maint.
- $471
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.91 × 4.15 m | Stainless Steel Appl, Stone Counter, Window Flr to Ceil | Main |
| Dining | 3.91 × 4.15 m | Combined W/Kitchen, W/O To Balcony, Open Concept | Main |
| Living | 3.07 × 3.66 m | North View, Window Flr to Ceil, Laminate | Main |
| Primary | 2.84 × 3.61 m | W/I Closet, Window Flr to Ceil, Laminate | Main |
Listing history
Buy/sell history for 512-400 Adelaide St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $574,900 | N/A | For Sale | C14084000 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $114,980
- Total mortgage amount
- $459,920
- Total interest payment
- $326,980
- Total purchase cost
- $901,880
- Mortgage payment
- $2,623/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
53%Monthly carrying cost
$3,330- Rent $2,250
- Shortfall $1,080
Rental income opens at $2,250, the median asking rent of 45 comparable homes for lease in Moss Park. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,973
- Toronto municipal land transfer tax
- $7,973
- Total land transfer tax
- $15,946
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $7,471
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $574,900
- $3,498
- Ontario total
- $7,973
Toronto’s municipal tax uses the same brackets at this price, so it adds another $7,973.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR SS1 (x339)By-law
569-2013Municipality
Toronto1 x339
Site-specific exception 339: this site has rules of its own, written in the by-law.
2 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
3 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(339)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
9 building permits cleared at this address in the City’s file.
Electromagnetic LocksClosed
Proposal to install electromagnetic locks on parking levels P1, P2, and P3.
Issued February 7, 2020
Building Permit Related(MS)Closed
Revision 01 - Proposal to change the swing doors to pocket doors and change the diffuser location as per bubbled drawings.HVAC - Proposal for interior alterations for medical office
Issued October 3, 2018
Interior AlterationsClosed
Revision 01 - Proposal to change the swing doors to pocket doors and change the diffuser location as per bubbled drawings.Proposal for interior alterations for medical office
Issued September 28, 2018
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations for medical office
Issued May 4, 2018
Balcony/Guard RepairsClosed
Proposal to install a glazing system in balcony of unit 1222 in existing apartment building.
Issued April 12, 2017
New BuildingClosed
Construct 22-storey mixed-use building containing 354 dwelling units and retail on the ground floor with underground parking for 229 motor vehicles.
Issued May 16, 2014
SprinklersClosed
Sprinklers - 22 storey Mixed-use building.
Issued April 24, 2014
Building Permit Related(PS)Closed
Plumbing - Construct 22-storey mixed-use building containing 354 dwelling units and retail on the ground floor with underground parking for 229 motor vehicles.
Issued December 4, 2013
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
427 ADELAIDE ST ESite planUnder Review
Site Plan Approval for two mixed-use towers having heights of 38 and 40 storeys. The proposed non-residential gross floor area is 5,490 square metres, and the proposed residential gross floor area is 62,695 square metres. A total of 819 rental dwelling units are proposed.
50 m away427 ADELAIDE ST EPlan of subdivisionUnder Review
Draft Plan of Subdivision for 5 development blocks.
50 m away435 ADELAIDE ST ESite planUnder Review
Site Plan Approval for two mixed-use towers having heights of 38 and 40 storeys. The proposed non-residential gross floor area is 5,490 square metres, and the proposed residential gross floor area is 62,695 square metres. A total of 819 rental dwelling units are proposed.
70 m away435 ADELAIDE ST EPlan of subdivisionUnder Review
Draft Plan of Subdivision for 5 development blocks.
70 m away157 PRINCESS STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 5 development blocks.
100 m away157 PRINCESS STSite planUnder Review
Site Plan Approval for two mixed-use towers having heights of 38 and 40 storeys. The proposed non-residential gross floor area is 5,490 square metres, and the proposed residential gross floor area is 62,695 square metres. A total of 819 rental dwelling units are proposed.
100 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Moss Park right now
- For sale now
- 150
- Median asking price
- $550K
- New in 7 days
- 13
- Price cuts
- 13%
Middle half: $454K to $797K
50 in 28 days
19 listings
This home is asking 5% above the median.
See all homes in Moss ParkAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| King Station | TTC subway: Line 1 Yonge-University | 950 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 1 km |
| TMU Station | TTC subway: Line 1 Yonge-University | 1.2 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.3 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 400 m | 78%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 550 m | 65%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 550 m | 96%Grade 6 average |
| St Paul Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 600 m | 72%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 650 m | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 900 m | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.6 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Moss Park are shown to signed-in members.