101-4 Lowther Ave
Annex, Toronto, Ontario M5R 1C6
- Bedrooms
- 2+1
- Bathrooms
- 4
- Size
- 3,000–3,249sq ft
- Per sq ft
- $1,279at the range’s middle
- Tax a year
- $16,2202025 tax year
- Parking
- 22 underground
- Days on market
- Members
The brief
About 101-4 Lowther Ave
101-4 Lowther Ave is a 2+1-bedroom, 4-bathroom condo townhouse in Annex, Toronto, listed for sale at an asking price of $3,995,000 (MLS® C14081494).
Exceptionally rare opportunity in one of the very best pockets of Toronto where the Annex meets Yorkville at 4 Lowther Ave. One of only four unique 3-storey townhomes w/in the building, this extraordinary residence offers 3,000 sq ft of beautifully appointed living space across 3 levels, with the scale, privacy and feel of a sophisticated freehold home and the convenience of a condo. Bathed in natural light, featuring floor to ceiling windows across the main floor. Elegant contemporary finishes that balance everyday comfort with effortless entertaining. Living room anchored by wood burning ethanol fireplace with limestone surround and walk out to the private west facing terrace. Gorgeous views of adjacent Annex residences, outdoor space complimented by a built in BBQ, ethanol fire table and retractable awning. Chef's kitchen is equipped with ample storage and top of the line built in appliances, Caesar stone countertops and backsplash as well as a breakfast bar with seating for two. The spacious two-bedroom layout plus the third bedroom in the lower level offer exceptional flexibility. Primary bedroom home to two walk-in closets and a 5-piece ensuite with two sinks and an abundance of storage. Second bedroom is home to an additional walk-in closet and is complimented by a 3-piece washroom with laundry. The lower level is home to the third bdrm which could also be used as an office or home gym, complimented by an additional 3-piece bath. Adjacent lower-level living space is home to another generous principal room that is designed for relaxed entertaining with a second fireplace and wet bar complete with a wine fridge and second dishwasher. Multiple storage spaces for optimal organization within the comfort of your own residence. A truly special suit offering the best of both worlds: the space and character of a private home with the service, security and convenience of one of Yorkville's most coveted condominium addresses.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$17,941/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 34 homes with 3 bedrooms for lease in Annex right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $16,220 / 2025
- MLS® number
- C14081494
- Board
- TRREB MLS®
- Property Type
- Condo Townhouse
- Days on market
- Size
- 3000-3249 sqft
- Listed on
- Parking
- 2 Underground, 2 Parking
Property details
Property
- Property Type
- Condo Townhouse
- Style
- 3-Storey
- Community
- Annex
- Municipality
- Toronto
Building
- Size
- 3000-3249 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 5pc 2nd, 1 × 3pc 2nd, 1 × 3pc Lower
- Basement Type
- Full
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 2
- Additional Parking
- 0
- Total Parking
- 2
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Fireplace
- Yes
- Den
- Yes
- Family room
- Yes
- Extras
- 4 Lowther optimizes the meaning of service. Residents enjoy an exceptional level of true concierge care, including valet parking, assistance with groceries and packages, and the convenience of having virtually every detail looked after. The building's impressive amenities include an indoor pool, exercise room, meeting room and outdoor terrace. Complete list of inclusions listed on Schedule B.
- Condo maint.
- $4,063
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 5.36 × 7.01 m | Combined W/Dining, Fireplace, hardwood floor | Main |
| Dining | 3.81 × 3.93 m | W/O To Terrace, hardwood floor | Main |
| Kitchen | 3.38 × 3.93 m | B/I Appliances, Breakfast Bar, hardwood floor | Main |
| Primary | 4.3 × 5.85 m | 5 Pc Ensuite, W/I Closet, hardwood floor | 2nd |
| 2nd Br | 3.9 × 4.05 m | West View, W/I Closet, hardwood floor | 2nd |
| 3rd Br | 3.84 × 3.87 m | Double Doors, W/I Closet, hardwood floor | Lower |
| Family | 5.36 × 7.01 m | Wet Bar, Fireplace, hardwood floor | Lower |
Listing history
Buy/sell history for 101-4 Lowther Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $3,995,000 | N/A | For Sale | C14081494 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $799,000
- Total mortgage amount
- $3,196,000
- Total interest payment
- $2,271,800
- Total purchase cost
- $6,266,800
- Mortgage payment
- $18,226/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
99%Monthly carrying cost
$23,641- Rent $5,700
- Shortfall $17,941
Rental income opens at $5,700, the median asking rent of 34 comparable homes for lease in Annex. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $86,350
- Toronto municipal land transfer tax
- $96,300
- Total land transfer tax
- $182,650
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $174,175
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $3,995,000
- $49,875
- Ontario total
- $86,350
Toronto’s municipal tax has its own higher brackets at this price, so it adds $96,300.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m42 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (288 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 138 building permits issued within 250 m in the last 2 years250 m
- 1 open development application within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 4.0 km4 km
- Mapped parcel: about 19,460 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 760 m760 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 3.0 (c3.0; r1.0) SS2 (x2469)By-law
569-2013Municipality
Toronto1 3.0
Density: total floor area is capped at 3.0 times the lot area.
2 c3.0
Commercial floor area is capped at 3.0 times the lot area.
3 r1.0
Residential floor area is capped at 1.0 times the lot area.
4 x2469
Site-specific exception 2469: this site has rules of its own, written in the by-law.
5 SS2
Standards set 2: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2469)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
13 building permits cleared at this address in the City’s file.
Window ReplacementPermit Issued
Proposal for replacement of existing glazing systems such as punched and bay window wall,the replacement of the existing roofing systems above the bay window wall projections, and the replacement of the glazing units within the existing sloped glazing systems within Phase 1 Work.
Issued January 16, 2026
Electromagnetic LocksInspection
Installation of 1 new maglock located at the main entrance vestibule facing Lowther Avenue.
Issued March 22, 2023
Addition(s)Inspection
Proposed addition over existing terrrace on west side of building
Issued March 20, 2018
Addition(s)Inspection
Proposal to construct a 14m2 addition to an existing residential apartment unit 407 in MTCP 692 on the existing terrace.
Issued March 27, 2017
Backflow Prevention Devices (Water only)Permit Issued
Proposal to install a new backflow prevention device
Issued November 2, 2016
Building Permit Related(MS)Closed
HVAC - Proposal for DEN ADDITION TO EXISTING UNIT (#604 on the 6th floor of existing apartment building) ENCLOSING EXISTING EXTERIOR STEEL FRAMED PATIO PERGOLA
Issued December 19, 2013
Addition(s)Inspection
Proposal for DEN ADDITION TO EXISTING UNIT (#604 on the 6th floor of existing apartment building) ENCLOSING EXISTING EXTERIOR STEEL FRAMED PATIO PERGOLA
Issued December 19, 2013
Other(BA)Permit Issued
Permit for new hydro vault on lower level of existing apartment building
Issued September 12, 2012
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
200 CUMBERLAND STCondominiumUnder Review
Amendment to Approved Condo Plan. Condo Exemption process
180 m away208 BLOOR ST WOfficial plan or zoning amendmentUnder Review
Proposed redevelopment of the lands with a 36-storey Private Student Residence (112.58 metres in height, including the mechanical penthouse) with 426 dwelling units.27,742 square metres of residential GFA and 220 square metres of non-residential GFA are proposed.4 visitor parking spaces (including 1 accessible space) and 235 bike parking spaces are proposed.
270 m away208 BLOOR ST WSite planOMB Appeal
May 2026 Update: The site plan applications at 208 Bloor and 210 Bloor have been combined to enable the redevelopment of the site as a 36-storey Private Student Residence (112.58 metres, including the mechanical penthouse).208 Bloor is subject to By-law 778-2024.210 Bloor is subject to By-law 782-2022 (OLT)Variance applications are currently being processed.
270 m away210 BLOOR ST WCondominiumUnder Review
*** Draft Plan of Condominium for 42 units.
270 m away210 BLOOR ST WSite planUnder Review
INACTIVE Proposal for a 29-storey mixed-use building with 42 dwelling units and 100 square metres of ground floor retail space.
270 m away210 BLOOR ST WOfficial plan or zoning amendmentUnder Review
Proposed redevelopment of the lands with a 36-storey Private Student Residence (112.58 metres in height, including the mechanical penthouse) with 426 dwelling units.27,742 square metres of residential GFA and 220 square metres of non-residential GFA are proposed.4 visitor parking spaces (including 1 accessible space) and 235 bike parking spaces are proposed.
270 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Annex right now
- For sale now
- 5
- Median asking price
- $2.79M
- New in 7 days
- 0
- Price cuts
- 20%
Middle half: $1.43M to $3.6M
2 in 28 days
1 listing
This home is asking 43% above the median, higher than three quarters of them.
See all homes in AnnexAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St George Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 300 m |
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 500 m |
| Museum Station | TTC subway: Line 1 Yonge-University | 550 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 3.1 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 3.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 350 m | 89%Grade 6 average |
| Huron Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 550 m | 74%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.8 km | 66%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.4 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 1 km | 66%Grade 9 math |
| Central Technical SchoolToronto DSB | Public · grades 9–12 | 1.4 km | 34%Grade 9 math |
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 1.4 km | 40%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.8 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Annex are shown to signed-in members.