- Bedrooms
- 4+1
- Bathrooms
- 4
- Size
- 2,000–2,500sq ft
- Per sq ft
- $1,547at the range’s middle
- Lot
- 25 x 151 ft
- Tax a year
- $14,2572026 tax year
- Parking
- 2none
- Days on market
- Members
The brief
About 26 St Germain Ave
26 St Germain Ave is a 4+1-bedroom, 4-bathroom detached house in Lawrence Park North, Toronto, listed for sale at an asking price of $3,480,000 (MLS® C14032734).
A Parisian Inspired Masterpiece In The Heart Of North Toronto. Welcome To 26 Saint Germain Avenue, A Stunning Newly Built Residence That Feels Straight Out Of The Pages Of Architectural Digest. A Perfect Marriage Of European Elegance And Modern Luxury, This Exceptional Home Blends Timeless Architectural Details With The Comforts Of Contemporary Living. Rich Chevron Hardwood Flooring, Elegant Crown Moulding, Sophisticated Wainscoting, Exquisite Custom Millwork, And A Warm Neutral Palette Create An Atmosphere Of Understated Luxury Throughout. Soaring Ceilings, Expansive Windows, And An Abundance Of Natural Light Make Every Room Feel Bright, Airy, And Inviting. Thoughtfully Designed For Modern Family Living, This 4+1 Bedroom, 5 Bathroom Home Offers Beautifully Proportioned Principal Rooms, Seamless Indoor And Outdoor Living Through Expansive Accordion Glass Doors, Built-In Speakers, A Heated Interlock Driveway, And Two Car Parking. Professionally Landscaped Front And Back Gardens Feature Boxwoods, Hydrangeas, Cedar Hedges, And Lush Sod, Creating Low Maintenance Perennial Beauty. No Detail Has Been Spared. Just Steps To Vibrant Yonge Street, Exceptional Restaurants, Charming Cafes, Boutique Shopping, Subway Access, And Some Of Toronto's Most Sought After Schools. This Is The North Toronto Lifestyle You've Been Waiting For. A Rare Opportunity To Own A Home That Feels Both Impressively Luxurious And Effortlessly Welcoming. Modern In Every Way, Yet Rich With Character And Soul. Some Homes Are Simply Built. Others Are Beautifully Crafted. This Is One Of Them.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$12,065/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 127 detached homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $14,257 / 2026
- MLS® number
- C14032734
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 25 x 151 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Lawrence Park North
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 5pc 2nd, 1 × 4pc 2nd, 1 × 4pc Lower
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 25 ft
- Depth
- 151 ft
- Lot Size
- 25 x 151 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Sub-Zero Refrigerator & Freezer, Wolf Built-In Wall Oven, Wolf Built-In Wall Microwave, Wolf Built-In Gas Cooktop, Bosch Dishwasher, Samsung Super Speed Steam VRT High-Efficiency Washing Machine, Samsung Moisture Sensor Dryer, Electrolux SmartBoost LuxCare Plus Washing Machine, Electrolux Balanced Dry LuxCare Dryer, All ELFs, All Window Coverings.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.98 × 3.56 m | hardwood floor, Picture Window, Built-In Speakers | Main |
| Dining | 4.22 × 3.56 m | hardwood floor, Wainscoting, Built-In Speakers | Main |
| Kitchen | 3.97 × 5.26 m | Centre Island, Quartz Counter, Pantry | Main |
| Family | 4.25 × 5.26 m | Gas Fireplace, Walk-Out, Built-In Speakers | Main |
| Primary | 6.51 × 3.73 m | Ensuite Bath, W/O To Balcony, W/I Closet | 2nd |
| 2nd Br | 3.16 × 2.57 m | hardwood floor, Double Closet, Ensuite Bath | 2nd |
| 3rd Br | 4.34 × 2.57 m | hardwood floor, Pot Lights, Double Closet | 2nd |
| 4th Br | 3.19 × 2.59 m | hardwood floor, Double Closet, Picture Window | 2nd |
| Laundry | 0.93 × 1.43 m | Pot Lights, Tile Floor | 2nd |
| Rec | 6.55 × 5.26 m | Vinyl Floor, Built-In Speakers, Above Grade Window | Lower |
| Br | 2.86 × 3.45 m | Vinyl Floor, Pot Lights, Above Grade Window | Lower |
| Laundry | 1.65 × 2.2 m | Tile Floor, Laundry Sink | Lower |
| Office | 2.83 × 2.57 m | Enclosed, Vinyl Floor, Pot Lights | Lower |
Listing history
Buy/sell history for 26 St Germain Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $3,480,000 | N/A | For Sale | C14032734 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $696,000
- Total mortgage amount
- $2,784,000
- Total interest payment
- $1,979,100
- Total purchase cost
- $5,459,100
- Mortgage payment
- $15,877/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
81%Monthly carrying cost
$17,065- Rent $5,000
- Shortfall $12,065
Rental income opens at $5,000, the median asking rent of 127 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $73,475
- Toronto municipal land transfer tax
- $78,275
- Total land transfer tax
- $151,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $143,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $3,480,000
- $37,000
- Ontario total
- $73,475
Toronto’s municipal tax has its own higher brackets at this price, so it adds $78,275.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,775 sq ft351 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 151 ft46 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m22 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 56 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 3.7 km3.7 km
- Mapped parcel: about 3,620 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (f7.5; d0.6) (x604)By-law
569-2013Municipality
Toronto1 f7.5
Frontage: at least 7.5 m.
2 d0.6
Density: floor area is capped at 0.6 times the lot area.
3 x604
Site-specific exception 604: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(604)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
4 building permits cleared at this address in the City’s file.
Multiple ProjectsClosed
Revision 01 - revise basement windows to prevent fire shutters installationProposal for 2 storey rear and front addition, interior alterations, and replace of roof
Issued January 11, 2021
Building Permit Related (DR)Closed
Drain - Proposal for 2 storey rear and front addition, interior alterations, and replace of roof
Issued July 7, 2020
Building Permit Related(MS)Closed
HVAC - Proposal for 2 storey rear and front addition, interior alterations, and replace of roof
Issued June 16, 2020
Building Permit Related(PS)Closed
Plumbing - Proposal for 2 storey rear addition and interior alterations
Issued March 9, 2020
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
3202 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
440 m away3200 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
440 m away3198 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
450 m away3196 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
450 m away3194 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
460 m away3192 YONGE STCondominiumUnder Review
*** Draft Plan of Condominium for 109 units.
460 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Lawrence Park North right now
- For sale now
- 29
- Median asking price
- $2.59M
- New in 7 days
- 5
- Price cuts
- 14%
Middle half: $1.7M to $3.4M
15 in 28 days
4 listings
This home is asking 34% above the median, higher than three quarters of them.
See all homes in Lawrence Park NorthAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Lawrence Station | TTC subway: Line 1 Yonge-University | 700 m |
| York Mills Station | TTC subway: Line 1 Yonge-University | 1.4 km |
| Mount Pleasant Station | TTC light rail: Line 5 Eglinton | 2.9 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 3 km |
| Oriole GO | GO Transit train: Richmond Hill | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Blessed Sacrament Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 550 m | 82%Grade 6 average |
| Bedford Park Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 600 m | 86%Grade 6 average |
| John Wanless Junior Public SchoolToronto DSB | Public · grades JK–6 | 650 m | 85%Grade 6 average |
| École élémentaire Mathieu-da-CostaConseil scolaire Viamonde | French-language public · grades JK–6 | 5.9 km | 90%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Loretto Abbey Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 1.1 km | 64%Grade 9 math |
| Lawrence Park Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.2 km | 88%Grade 9 math |
| North Toronto Collegiate InstituteToronto DSB | Public · grades 9–12 | 2.5 km | 80%Grade 9 math |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 3.6 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Lawrence Park North are shown to signed-in members.