3205-47 Mutual St
Church-Yonge Corridor, Toronto, Ontario M5B 0C6
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 600–699sq ft
- Per sq ft
- $954at the range’s middle
- Tax a year
- $4,0442026 tax year
- Built
- New
- Parking
- 0underground
- Days on market
- Members
The brief
About 3205-47 Mutual St
3205-47 Mutual St is a 2-bedroom, 2-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $619,900 (MLS® C13880100).
Welcome to modern downtown living in this brand-new, never-lived-in corner suite at the sought-after Garden District Condos. This stunning 2-bedroom, 2-bathroom residence offers a bright, open-concept layout with floor-to-ceiling windows showcasing spectacular northeast city views and an abundance of natural light. The contemporary kitchen flows seamlessly into the spacious living and dining area, creating the perfect setting for both everyday living and entertaining. Approximately $17,000 worth of upgrades added by developer at finishing stage included. Thoughtfully designed with two well-proportioned bedrooms and two spa-inspired bathrooms, this suite offers exceptional comfort and functionality for professionals, couples, investors, or roommates alike. Located in a luxury building with over 6,600 sq. ft. of top-tier amenities, including a state-of-the-art fitness center, stylish party room, expansive terrace, kids' playroom, and a pet spa. Just steps from Queen & Dundas subway, Eaton Centre, TMU, and St. Michaels Hospital, and only a 12-minute walk to the Financial District this is downtown convenience at its best.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall36/100−$870/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 183 condos with 2 bedrooms for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,044 / 2026
- MLS® number
- C13880100
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- New
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Building Age
- New
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Flat, 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Upgraded Integrated Fridge, Stovetop, Integrated Hood Fan, Built-in oven, Integrated Dishwasher, Stainless Steel Microwave. Stacked Front Loading Washer & Dryer. << Full Tarion warranty coverage >>
- Condo maint.
- $504
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.58 × 6.7 m | Laminate, Open Concept, Stainless Steel Appl | Flat |
| Dining | 3.58 × 6.7 m | Laminate, Open Concept, Window Flr to Ceil | Flat |
| Kitchen | 3.58 × 6.7 m | Laminate, Open Concept, W/O To Balcony | Flat |
| Primary | 2.74 × 3.67 m | 4 Pc Ensuite, Large Closet, Large Window | Flat |
| 2nd Br | 2.44 × 3.12 m | Laminate, Large Closet, Large Window | Flat |
Listing history
Buy/sell history for 3205-47 Mutual St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $619,900 | N/A | For Sale | C13880100 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $123,980
- Total mortgage amount
- $495,920
- Total interest payment
- $352,780
- Total purchase cost
- $972,680
- Mortgage payment
- $2,829/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
45%Monthly carrying cost
$3,670- Rent $2,800
- Shortfall $870
Rental income opens at $2,800, the median asking rent of 183 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,873
- Toronto municipal land transfer tax
- $8,873
- Total land transfer tax
- $17,746
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $9,271
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $619,900
- $4,398
- Ontario total
- $8,873
Toronto’s municipal tax uses the same brackets at this price, so it adds another $8,873.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m113 test or monitoring holes also recorded.250 m
- Groundwater recorded about 6.2 m below ground nearbyThe middle water level in the well records within 500 m (434 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 84 building permits issued within 250 m in the last 2 years250 m
- 12 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.7 km2.7 km
- Mapped parcel: about 10,930 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 990 m990 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- 1 recorded oil, gas or salt well within 250 mFrom Ontario’s petroleum well records, which include old and plugged wells.250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 920 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 4.0 (c0.5; r4.0) SS1 (x190)By-law
569-2013Municipality
Toronto1 4.0
Density: total floor area is capped at 4.0 times the lot area.
2 c0.5
Commercial floor area is capped at 0.5 times the lot area.
3 r4.0
Residential floor area is capped at 4.0 times the lot area.
4 x190
Site-specific exception 190: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(190)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
45 MUTUAL STSite planUnder Review
Site Plan Approval for a 4-storey addition, having a non-residential gross floor area of 779.6 square metres, above the existing 5-storey hotel. The proposed non-residential gross floor area is 1727.2 square metres.
20 m away136 JARVIS STSite planUnder Review
Proposed 11-space surface commercial parking lot.
90 m away134 JARVIS STSite planUnder Review
Proposed 11-space surface commercial parking lot.
100 m away207 JARVIS STOfficial plan or zoning amendmentUnder Review
This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m. of non-residential gross floor area and 22,153 sq.m of residential GFA, resulting in a Floor Space Index of approximately 13.2.
120 m away209 JARVIS STOfficial plan or zoning amendmentUnder Review
This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m. of non-residential gross floor area and 22,153 sq.m of residential GFA, resulting in a Floor Space Index of approximately 13.2.
130 m away217 JARVIS STOfficial plan or zoning amendmentUnder Review
This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m. of non-residential gross floor area and 22,153 sq.m of residential GFA, resulting in a Floor Space Index of approximately 13.2.
150 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 44
- Price cuts
- 19%
Middle half: $488K to $750K
139 in 28 days
71 listings
This home is asking 7% above the median.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen Station | TTC subway: Line 1 Yonge-University | 450 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 550 m |
| King Station | TTC subway: Line 1 Yonge-University | 700 m |
| College Station | TTC subway: Line 1 Yonge-University | 950 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 250 m | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 300 m | 96%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 850 m | 65%Grade 6 average |
| Lord Dufferin Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 900 m | 62%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 250 m | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 900 m | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1 km | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.2 km | 34%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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