2904-203 College St
Kensington-Chinatown, Toronto, Ontario M5T 0C8
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 800–899sq ft
- Per sq ft
- $1,112at the range’s middle
- Tax a year
- $5,4632026 tax year
- Built
- 0-5
- Parking
- 11 underground
- Days on market
- Members
The brief
About 2904-203 College St
2904-203 College St is a 3-bedroom, 2-bathroom condo in Kensington-Chinatown, Toronto, listed for sale at an asking price of $945,000 (MLS® C13852514).
Rarely Offered 3-Bedroom Residence at Theory Condos! Lower Penthouse Unit! Spacious and thoughtfully designed layout with beautiful views, where all three bedrooms enjoy picture-perfect views of the University of Toronto campus. Extensively renovated and upgraded with quality finishes throughout. Modern kitchen features a centre island, ample cabinetry and a functional layout ideal for everyday living and entertaining. Prime downtown location directly across from the University of Toronto, with TTC, restaurants, shops, parks and all the conveniences of city living at your doorstep. 1 Parking Included!
Insights
Condition Score
Good76/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall28/100−$1,852/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 condos with 3 bedrooms for lease in Kensington-Chinatown right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,463 / 2026
- MLS® number
- C13852514
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Kensington-Chinatown
- Municipality
- Toronto
Building
- Size
- 800-899 sqft
- Building Age
- 0-5
- Construction
- Concrete
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc, 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Range Hood, Dishwasher, Microwave, Washer & Dryer, All Existing Light Fixtures & Window Coverings.
- Condo maint.
- $1,035
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.96 × 6.58 m | Combined W/Dining, Combined W/Kitchen, Large Window | Flat |
| Dining | 3.96 × 6.58 m | Combined W/Living, Combined W/Kitchen | Flat |
| Kitchen | 3.96 × 6.58 m | Combined W/Dining, Combined W/Living, Centre Island | Flat |
| Primary | 3.15 × 2.87 m | Picture Window, 4 Pc Ensuite, Closet | Flat |
| 2nd Br | 2.97 × 2.54 m | Picture Window, Closet | Flat |
| 3rd Br | 3.0 × 2.54 m | Picture Window, Closet | Flat |
Listing history
Buy/sell history for 2904-203 College St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $945,000 | N/A | Pc | C13852514 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $189,000
- Total mortgage amount
- $756,000
- Total interest payment
- $537,600
- Total purchase cost
- $1,482,600
- Mortgage payment
- $4,312/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
54%Monthly carrying cost
$5,802- Rent $3,950
- Shortfall $1,852
Rental income opens at $3,950, the median asking rent of 8 comparable homes for lease in Kensington-Chinatown. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $15,375
- Toronto municipal land transfer tax
- $15,375
- Total land transfer tax
- $30,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $22,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $945,000
- $10,900
- Ontario total
- $15,375
Toronto’s municipal tax uses the same brackets at this price, so it adds another $15,375.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m30 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 71 building permits issued within 250 m in the last 2 years250 m
- 8 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.6 km2.6 km
- Mapped parcel: about 8,860 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 280 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 2.5 (c1.0; r2.5) SS2 (x182)By-law
569-2013Municipality
Toronto1 2.5
Density: total floor area is capped at 2.5 times the lot area.
2 c1.0
Commercial floor area is capped at 1.0 times the lot area.
3 r2.5
Residential floor area is capped at 2.5 times the lot area.
4 x182
Site-specific exception 182: this site has rules of its own, written in the by-law.
5 SS2
Standards set 2: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(182)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
30 building permits cleared at this address in the City’s file.
Sign Building Permit RelatedClosed
O erect and display one non-illuminated projecting sign, displaying static copy, at the first storey on the west elevation. The sign has two sign faces, each measuring 0.5m vertically by 0.6m horizontally, at a height of 3.0m.*****UNIVERSITY OF TORONTO*****
Issued October 12, 2022
Building Permit Related(PS)Closed
Plumbing - Proposal for Interior Alterations to the Retail Store in Unit C.
Issued September 17, 2021
Building Permit Related(MS)Closed
HVAC - Proposal for Interior Alterations to the Retail Store in Unit C.
Issued September 17, 2021
Interior AlterationsInspection
Proposal for Interior Alterations to the Retail Store in Unit C, in an Existing Commercial Building.
Issued September 17, 2021
Interior AlterationsRevision Issued
REVISION - revision to RCP layout and lightingRenovations of the existing shell unit to a new Starbucks Coffee, Retail A (G-R01)
Issued August 26, 2021
Sign Building Permit RelatedClosed
To erect and display three illuminated overhanging structure signs, displaying static copy at the 1st floor on the north and west elevations.***STARBUCK***
Issued August 11, 2021
Building Permit Related(MS)Closed
HVAC - Renovations of the existing shell unit to a new Starbucks Coffee, Retail A (G-R01)
Issued June 21, 2021
Building Permit Related(PS)Closed
Plumbing - Renovations of the existing shell unit to a new Starbucks Coffee, Retail A (G-R01)
Issued June 21, 2021
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
199 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
30 m away197 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
30 m away195 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
40 m away74 HENRY STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
40 m away76 HENRY STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
50 m away193 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
50 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Kensington-Chinatown right now
- For sale now
- 83
- Median asking price
- $650K
- New in 7 days
- 11
- Price cuts
- 24%
Middle half: $519K to $862K
32 in 28 days
20 listings
This home is asking 45% above the median, higher than three quarters of them.
See all homes in Kensington-ChinatownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 400 m |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 700 m |
| Museum Station | TTC subway: Line 1 Yonge-University | 950 m |
| College Station | TTC subway: Line 1 Yonge-University | 1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Orde Street Public SchoolToronto DSB | Public · grades JK–8 | 250 m | 82%Grade 6 average |
| Beverley SchoolToronto DSB | Public · grades JK–8 | 300 m | — |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 1.5 km | 99%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.7 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Subway Academy IIToronto DSB | Public · grades 9–12 | 300 m | — |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 400 m | 8%Grade 9 math |
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 850 m | 66%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.5 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kensington-Chinatown are shown to signed-in members.