401-77 Mutual St
Church-Yonge Corridor, Toronto, Ontario M5B 0B9
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 500–599sq ft
- Per sq ft
- $817at the range’s middle
- Tax a year
- $2,8962025 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 401-77 Mutual St
401-77 Mutual St is a 1+1-bedroom, 1-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $449,000 (MLS® C13847120).
*** 2-BEDROOM FUNCTIONALITY WITHOUT THE 2-BEDROOM PRICE TAG !*** This unique 1 bedroom +Den at 77 Mutual St. offers exceptional value-the oversized den is comparable in size to many second bedrooms, giving you the flexibility and function of a 2-bedroom while buying at a 1+Den price point! Bright and modern with approx. 515 sq. ft., 9-ft ceilings and floor-to-ceiling windows providing an abundance of natural light throughout the unit. The spacious den is ideal as a second sleeping area, nursery, home office or guest room. Enjoy 24-hr concierge, gym, yoga studio, party room, business & study lounges and outdoor BBQ area. Steps to Eaton Centre, Dundas Subway, TMU, U of T, George Brown, Financial District, restaurants, shopping & 24-hr TTC. BEST BANG FOR YOUR BUCK-SEE THE LAYOUT FOR YOURSELF!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs63/100+$71/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 183 condos with 2 bedrooms for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,896 / 2025
- MLS® number
- C13847120
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 500-599 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Built-In Fridge, Stove, Flat Cook-Top, Build-In Dishwasher, Microwave, Stacked Washer & Dryer. All Elf's & All Window Coverings.
- Condo maint.
- $439
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 0.0 × 0.0 m | Quartz Counter, Centre Island, Backsplash | Flat |
| Living | 0.0 × 0.0 m | Laminate, Balcony, Open Concept | Flat |
| Den | 0.0 × 0.0 m | Laminate | Flat |
| Primary | 0.0 × 0.0 m | Laminate, Closet, Window | Flat |
Listing history
Buy/sell history for 401-77 Mutual St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $449,000 | N/A | For Sale | C13847120 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $89,800
- Total mortgage amount
- $359,200
- Total interest payment
- $255,500
- Total purchase cost
- $704,500
- Mortgage payment
- $2,049/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
17%Monthly carrying cost
$2,729- Carrying cost $2,729
- Surplus $71
Rental income opens at $2,800, the median asking rent of 183 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,455
- Toronto municipal land transfer tax
- $5,455
- Total land transfer tax
- $10,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $2,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $449,000
- $980
- Ontario total
- $5,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $5,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 4.0 (c0.5; r4.0) SS1 (x144)By-law
569-2013Municipality
Toronto1 4.0
Density: total floor area is capped at 4.0 times the lot area.
2 c0.5
Commercial floor area is capped at 0.5 times the lot area.
3 r4.0
Residential floor area is capped at 4.0 times the lot area.
4 x144
Site-specific exception 144: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(144)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
10 building permits cleared at this address in the City’s file.
Electromagnetic LocksClosed
Proposed installation of maglocks for doors, A24, A26 and A28 on the 5th floor (Amenity terrace - less than 100 persons).
Issued February 10, 2021
New BuildingCancelled
Conditional Permit - Proposal to construct 36-storey building with retail at grade, 385 residential units, 105 underground parking spaces, 285m2 of retail space. See also DM 17 156880 and SA 14 183547.
Issued March 13, 2020
Building Permit Related(MS)Closed
HVAC - Proposal to construct 36-storey building with retail at grade, 385 residential units, 105 underground parking spaces, 285m2 of retail space. See also DM 17 156880 and SA 14 183547.
Issued August 27, 2018
Building Permit Related(PS)Closed
Plumbing - Proposal to construct 36-storey building with retail at grade, 385 residential units, 105 underground parking spaces, 285m2 of retail space. See also DM 17 156880 and SA 14 183547.
Issued August 2, 2018
Building Permit Related (DR)Closed
Drain - Proposal to construct 36-storey building with retail at grade, 385 residential units, 105 underground parking spaces, 285m2 of retail space. See also DM 17 156880 and SA 14 183547.
Issued May 7, 2018
Partial Permit - Structural FramingSuperseded
Part Permit - Proposal to construct 36-storey building with retail at grade, 385 residential units, 105 underground parking spaces, 285m2 of retail space. See also DM 17 156880 and SA 14 183547.
Completed March 13, 2020
Partial Permit - FoundationCancelled
Part Permit - Proposal to construct 36-storey building with retail at grade, 385 residential units, 105 underground parking spaces, 285m2 of retail space. See also DM 17 156880 and SA 14 183547.
Completed May 7, 2018
DemolitionClosed
Demolition of a 22 unit apartment building for redevelopment of the property
Issued September 22, 2017
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
219 JARVIS STOfficial plan or zoning amendmentUnder Review
This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m. of non-residential gross floor area and 22,153 sq.m of residential GFA, resulting in a Floor Space Index of approximately 13.2.
110 m away202 JARVIS STSite planUnder Review
INACTIVE Site Plan Control application for a 44-storey (plus mechanical) development comprised of a 13-storey institutional base building (plus mechanical) which accommodates instructional space, research space, departmental offices, and student food services, with retail and institutional service use at grade, above which a 44-storey tower hosts a Ryerson University owned and operated student residence. The development totals 52,502 m2 of gross floor area, including 35,569 m2 of post-secondary institutional uses, 16,765 m2 of institutional student residence uses, and 168 m2 of retail uses. There are 2,848 m2 of indoor amenity uses..
110 m away217 JARVIS STOfficial plan or zoning amendmentUnder Review
This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m. of non-residential gross floor area and 22,153 sq.m of residential GFA, resulting in a Floor Space Index of approximately 13.2.
110 m away166 DUNDAS ST ESite planUnder Review
INACTIVE Site Plan Control application for a 44-storey (plus mechanical) development comprised of a 13-storey institutional base building (plus mechanical) which accommodates instructional space, research space, departmental offices, and student food services, with retail and institutional service use at grade, above which a 44-storey tower hosts a Ryerson University owned and operated student residence. The development totals 52,502 m2 of gross floor area, including 35,569 m2 of post-secondary institutional uses, 16,765 m2 of institutional student residence uses, and 168 m2 of retail uses. There are 2,848 m2 of indoor amenity uses..
120 m away209 JARVIS STOfficial plan or zoning amendmentUnder Review
This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m. of non-residential gross floor area and 22,153 sq.m of residential GFA, resulting in a Floor Space Index of approximately 13.2.
130 m away207 JARVIS STOfficial plan or zoning amendmentUnder Review
This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m. of non-residential gross floor area and 22,153 sq.m of residential GFA, resulting in a Floor Space Index of approximately 13.2.
130 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 44
- Price cuts
- 19%
Middle half: $488K to $750K
139 in 28 days
71 listings
This home is asking 23% below the median, lower than three quarters of them.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| TMU Station | TTC subway: Line 1 Yonge-University | 500 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 500 m |
| College Station | TTC subway: Line 1 Yonge-University | 800 m |
| King Station | TTC subway: Line 1 Yonge-University | 850 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 200 m | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 250 m | 96%Grade 6 average |
| Lord Dufferin Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 800 m | 62%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 900 m | 72%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 250 m | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 700 m | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 900 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.1 km | 34%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Church-Yonge Corridor are shown to signed-in members.