3905-20 Lombard St
Church-Yonge Corridor, Toronto, Ontario M5C 0A6
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $1,047at the range’s middle
- Tax a year
- $4,6122026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 3905-20 Lombard St
3905-20 Lombard St is a 1+1-bedroom, 1-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $679,990 (MLS® C13831512).
Welcome To Yonge & Richmond St. Spacious 1 Br + Den With 674 Sqft + 96 Sqft Balcony Oversized Balcony. Fully Upgraded Unit With Parking + Locker.Floor To Ceiling Windows, SOUTH EXPLOSURE. LOTS OF SUNLIGHT! Unparalleled Luxury High Above The Cityview, Lots Of Upgrades. Steps To PATH, SUBWAY, Eaton Centre, Financial And Entertainment District, close to U of T, Living W/ State Of The Art Amenities, Rooftop Swimming
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall25/100−$1,540/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 184 condos with 2 bedrooms for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,612 / 2026
- MLS® number
- C13831512
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, Built-In Stove, Microwave with Range Hood, Built-In Dishwasher, Stacked Washer/dryer Combo, Existing Light Fixtures, Existing Window coverings.
- Condo maint.
- $853
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.37 × 2.88 m | Window Flr to Ceil, Open Concept, W/O To Balcony | Ground |
| Dining | 3.37 × 2.64 m | Wood Floor, Combined W/Living, South View | Ground |
| Kitchen | 3.37 × 2.64 m | Modern Kitchen, Stainless Steel Appl, L-Shaped Room | Ground |
| Primary | 2.98 × 3.47 m | Window Flr to Ceil, His/Hers Closets, Wood Floor | Ground |
| Den | 2.28 × 2.16 m | Separate Rm, Wood Floor | Ground |
Listing history
Buy/sell history for 3905-20 Lombard St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $679,990 | N/A | For Sale | C13831512 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $135,998
- Total mortgage amount
- $543,992
- Total interest payment
- $386,908
- Total purchase cost
- $1,066,898
- Mortgage payment
- $3,103/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
60%Monthly carrying cost
$4,340- Rent $2,800
- Shortfall $1,540
Rental income opens at $2,800, the median asking rent of 184 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,075
- Toronto municipal land transfer tax
- $10,075
- Total land transfer tax
- $20,150
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $11,675
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $679,990
- $5,600
- Ontario total
- $10,075
Toronto’s municipal tax uses the same brackets at this price, so it adds another $10,075.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m80 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (297 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 454 building permits issued within 250 m in the last 2 years250 m
- 17 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.3 km2.3 km
- Mapped parcel: about 2,950 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 680 m680 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 810 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part IV, by-law 531-82; 1035-2015
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 7.8 (c4.5; r7.8) SS1 (x2601)By-law
569-2013Municipality
Toronto1 7.8
Density: total floor area is capped at 7.8 times the lot area.
2 c4.5
Commercial floor area is capped at 4.5 times the lot area.
3 r7.8
Residential floor area is capped at 7.8 times the lot area.
4 x2601
Site-specific exception 2601: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2601)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
21 building permits cleared at this address in the City’s file.
Interior AlterationsClosed
Interior Alteration to build Restaurant
Issued February 21, 2025
Building Permit Related(MS)Closed
HVAC - Interior Alteration to build Restaurant
Issued February 21, 2025
Building Permit Related(PS)Closed
Plumbing - Interior Alteration to build Restaurant
Issued February 21, 2025
Building Permit Related(MS)Closed
HVAC REVISION 2 - Revisions to the existing approved drawings for the proposed changes to the ecology and fan equipmentHVAC - Proposal to convert an existing retail space into a take out restaurant (no seating).
Issued February 14, 2024
Building Permit Related(PS)Closed
Revision 01. Plumbing - Proposal to convert an existing retail space into a take out restaurant (no seating).
Issued November 24, 2023
Interior AlterationsClosed
Revision 01: Proposal to revise washroom layout per the reviewers communications/advise (universal washroom provided in the main building and the proposed washroom in the retail space changed)Proposal to convert an existing retail space into a take out restaurant (no seating).
Issued October 27, 2023
Building Permit Related(PS)Closed
Plumbing - Proposed office commercial fit-out for DHL Service Point in an existing commercialleased space in a mixed used development including Mech/ HVAC, Electrical andStructural within alteration areas.Chamberlain
Issued February 2, 2022
Building Permit Related(MS)Closed
HVAC - Proposed office commercial fit-out for DHL Service Point in an existing commercialleased space in a mixed used development including Mech/ HVAC, Electrical andStructural within alteration areas.Chamberlain
Issued December 22, 2021
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
59 RICHMOND ST EPlan of subdivisionUnder Review
Draft Plan of Subdivision for 2 blocks.
100 m away114 CHURCH STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 2 blocks.
110 m away120 CHURCH STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 2 blocks.
120 m away23 TORONTO STSite planUnder Review
Site Plan Control application to permit a 80 storey mixed use building containing 816 residential dwelling units, 1,599 square metres of retail space, 2,620 square metres of office, and 49 car parking spaces.
140 m away59 ADELAIDE ST EOfficial plan or zoning amendmentUnder Review
Combined Official Plan & Zoning By-law Amendment for a new 63-storey mixed-use building, containing approximately 370 dwelling units.
140 m away61 ADELAIDE ST EOfficial plan or zoning amendmentUnder Review
Combined Official Plan & Zoning By-law Amendment for a new 63-storey mixed-use building, containing approximately 370 dwelling units.
150 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 44
- Price cuts
- 19%
Middle half: $488K to $750K
139 in 28 days
71 listings
This home is asking 17% above the median.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen Station | TTC subway: Line 1 Yonge-University | 250 m |
| King Station | TTC subway: Line 1 Yonge-University | 300 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 650 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 700 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 800 m |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 400 m | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 650 m | 96%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 700 m | 65%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 1 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 400 m | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.2 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.3 km | — |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 1.4 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Church-Yonge Corridor are shown to signed-in members.