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MLS® C13778206For SaleFreehold Townhouse

46 Belmont St

Annex, Toronto, Ontario M5R 1P8

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46 Belmont St, Toronto, photo 1
Asking$1,899,000
Bedrooms
3
Bathrooms
3
Size
1,100–1,500sq ft
Per sq ft
$1,461at the range’s middle
Lot
13.2 x 105.55 ft
Tax a year
$8,5362025 tax year
Parking
5carport, 1.
Days on market
Members

The brief

About 46 Belmont St

46 Belmont St is a 3-bedroom, 3-bathroom freehold townhouse in Annex, Toronto, listed for sale at an asking price of $1,899,000 (MLS® C13778206).

Welcome to 46 Belmont St in Yorkville! This is a modern 2.5 storey renovated townhouse with parking, in the heart of downtown! House features many updates and upgrades including finished walk-up basement with newer 3 piece bath, newer third floor primary bedroom & spa inspired ensuite bath, newer glass railing on rooftop terrace, newer spray form roof insulation, some new pot lights, newer skylight, Furnace replaced in 2022, newer flooring in primary room & second bedroom, newer security cameras, & much more! Other uniquely charming details include wood plank ceilings & mirror walls on main floor, metallic ladder staircase, exposed brickwork and ducting, bonus den & study nook on second floor landing, glass railings, skylights installed in many areas, some large format casement windows. This super location is only within a 10 minute walk to the prestigious Yorkville shopping district, where all the ultra luxury brands live. Or walk only 5 minutes to Yonge St and enjoy a plethora of eateries and cafes. Rosedale Subway station is a short 5 minute walk! Or hop on the Don Valley Parkway in mere minutes with a scenic drive on the beautiful Rosedale valley! This location also enjoys easy and fast commute to Toronto's top schools such as The Bishop Strachan (~10 minutes drive), Branksome Hall (~5 minute drive), Upper Canada College (~9 minute drive), and the University of Toronto (~5 minutes drive). This is the ideal property for an elevated downtown living experience. Don't miss!

Insights

  • Condition Score

    Good

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall

    −$3,675/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 34 homes with 3 bedrooms for lease in Annex right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$8,536 / 2025
MLS® number
C13778206
Board
TRREB MLS®
Property Type
Att/Row/Twnhouse
Days on market
Size
1100-1500 sqft
Lot Size
13.2 x 105.55 ft
Listed on
Parking
Carport, 1.5 Parking
Listing brokerage: CENTURY 21 ATRIA REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Att/Row/Twnhouse
Style
2 1/2 Storey
Community
Annex
Municipality
Toronto

Building

Size
1100-1500 sqft
Construction
Brick

Inside

Bedrooms
3
Bathrooms
3
Bathroom Details
1 × 4pc 2nd, 1 × 3pc Lower, 1 × 3pc 3rd
Basement Type
Finished
Kitchens
1

Parking

Driveway
Lane
Garage Type
Carport
Additional Parking
1.5
Total Parking
1.5

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
13.2 ft
Depth
105.55 ft
Lot Size
13.2 x 105.55 ft

Additional

Foundation
Concrete Block, Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Pool
None
Den
Yes
Family room
Yes
Extras
Panelled built in fridge, gas cooktop (As-is, one burner requires lighter to light up), canopy hood, built-in dishwasher (as is), oven, and microwave. Front-loading washer & dryer. All light fixtures and window coverings. Gas fireplace. TV wall mounts.

Rooms

RoomSizeFeaturesLevel
Living3.8 × 7.69 mhardwood floor, Combined W/Dining, California ShuttersGround
Dining3.8 × 7.69 mhardwood floor, Combined W/Living, Open ConceptGround
Kitchen2.7 × 4.21 mModern Kitchen, Stone Floor, W/O To SundeckGround
Br3.1 × 3.93 mCalifornia Shutters, South View, Closet Organizers2nd
Br2.46 × 3.2 mB/I Closet, hardwood floor, Large Window2nd
Office3.92 × 3.42 mhardwood floor, Casement Windows, Open Concept2nd
Primary2.42 × 3.0 mSkylight, 4 Pc Ensuite, W/O To Sundeck3rd
Family3.79 × 6.0 mGas Fireplace, 3 Pc Bath, W/O To GardenLower

Listing history

Buy/sell history for 46 Belmont St, Toronto, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$1,899,000N/AFor SaleC13778206

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $379,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$379,800
Total mortgage amount
$1,519,200
Total interest payment
$1,080,000
Total purchase cost
$2,979,000
Mortgage payment
$8,664/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

54%

Monthly carrying cost

$9,375
−$3,675per month
  • Rent $5,700
  • Shortfall $3,675

Rental income opens at $5,700, the median asking rent of 34 comparable homes for lease in Annex. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$34,455
Toronto municipal land transfer tax
$34,455
Total land transfer tax
$68,910
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,475
Total for first-time buyers
$60,435
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $1,899,000
$29,980
Ontario total
$34,455

Toronto’s municipal tax uses the same brackets at this price, so it adds another $34,455.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The land

Lot

Street frontage
13.2 ft4 m
Depth
105.55 ft32.2 m

The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.

Source: the MLS® listing record.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

18 records · 10 on fileRead 2026-11-04
250 m500 m1 km2 kmBeyond · area-wideNot in Toronto and Region Conservation Authority’s mapped regulated areaNo mapped wetland within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 15.1 m below ground nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasMapped parcel: about 1,400 sq ft48 building permits issued within 250 m in the last 2 years2 open development applications within 250 mNearest airport: 4.5 kmNearest rail line: 550 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Toronto Hydro-Electric System LimitedWired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation4

  • Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m37 test or monitoring holes also recorded.250 m
  • Groundwater recorded about 15.1 m below ground nearbyThe middle water level in the well records within 500 m (227 records). It changes with the season and from spot to spot.500 m

Toronto and Region Conservation Authority · Province of Ontario open data

Planning and building activity5

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • 48 building permits issued within 250 m in the last 2 years250 m
  • 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
  • Nearest airport: 4.5 km4.5 km
  • Mapped parcel: about 1,400 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address

Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels

Around the home2

  • Nearest rail line: 550 m550 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 1.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.

Heritage and ravine protection

  • On the Heritage Register — Listed
  • Not in a mapped Heritage Conservation District
  • Not in the mapped ravine protection area

What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.

City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.

Zoning

Zone

R (f5.0; d1.0) (x485)

By-law

569-2013

Municipality

Toronto
Residential zone (R)
  1. 1 f5.0

    Frontage: at least 5.0 m.

  2. 2 d1.0

    Density: floor area is capped at 1.0 times the lot area.

  3. 3 x485

    Site-specific exception 485: this site has rules of its own, written in the by-law.

  4. 4 Where this is written

    Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(485)

  5. 5 What that means in practice

    These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.

City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.

Permit history

No building permits on file at this address.

Signals around this home

Changing nearby

Changing nearby. 6 open development applications within 800 m of this home.

  • 100 DAVENPORT RDSite planAppeal Received

    Site Plan Approval application to facilitate the redevelopment of the site for a 19-storey mixed-use building having a non-residential gross floor area of 441.96 square metres, and a residential gross floor area of 10,296.40 square metres. A total of 43 residential dwelling units are proposed.


    170 m away

  • 100 DAVENPORT RDCondominiumUnder Review

    *** Draft Plan of Condominium for 42 residential dwelling units.


    170 m away

  • 109 PEARS AVESite planUnder Review

    Site Plan Approval for an 11-storey mixed-use building containing 18 dwelling units and 400 square metres of non-residential gross floor area.


    450 m away

  • 111 PEARS AVESite planUnder Review

    Site Plan Approval for an 11-storey mixed-use building containing 18 dwelling units and 400 square metres of non-residential gross floor area.


    460 m away

  • 1134 YONGE STSite planUnder Review

    The City has received an application to amend the Official Plan and Zoning By-law to allow a 10-storey (39.95 metres plus a 6 metre mechanical penthouse) mixed-use building with retail at-grade, 64 dwelling units, 72 parking spaces in a below grade garage, and 78 bicycle parking spaces.


    460 m away

  • 1134 YONGE STCondominiumUnder Review

    *** Draft Plan of Condominium for 66 units.


    460 m away

City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.

The market

Townhouses for sale in Annex right now

For sale now
11
Median asking price
$2.4M

Middle half: $1.7M to $3.64M

New in 7 days
0

3 in 28 days

Price cuts
9%

1 listing

This home is asking 21% below the median.

See all homes in Annex

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Transit nearby

StationLinesDistance
Rosedale StationTTC subway: Line 1 Yonge-University200 m
Bay StationTTC subway: Line 2 Bloor-Danforth550 m
Bloor-Yonge StationTTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth600 m
Eglinton StationTTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton3.4 km
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train3.4 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Jesse Ketchum Junior and Senior Public SchoolToronto DSBPublic · grades JK–8300 m89%Grade 6 average
Cottingham Junior Public SchoolToronto DSBPublic · grades JK–6700 m100%Grade 6 average
Our Lady of Perpetual Help Catholic SchoolToronto CDSBCatholic · grades JK–81.4 km92%Grade 6 average
École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–62.6 km96%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
St Joseph's College SchoolToronto CDSBCatholic · grades 9–121.3 km66%Grade 9 math
Msgr Fraser College (Isabella Campus)Toronto CDSBCatholic · grades 9–121.3 km—
Jarvis Collegiate InstituteToronto DSBPublic · grades 9–121.5 km34%Grade 9 math
Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–121.8 km86%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in Annex are shown to signed-in members.

Email Yossi Kaplan, MBA, Salesperson