1120-25 Lower Simcoe St
Waterfront Communities C1, Toronto, Ontario M5J 3A1
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $1,016at the range’s middle
- Tax a year
- $3,0622025 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1120-25 Lower Simcoe St
1120-25 Lower Simcoe St is a 1+1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $660,000 (MLS® C13663950).
Welcome to the "Infinity 4" , an inspired luxury residence combining urban living with waterfront tranquility. This well maintained West facing unit features a functional 1 Bed +Den with Balcony layout. The Den can be easily converted into a second bedroom. Upgraded finishing with hardwood flooring throughout, it also includes one parking and one locker for additional convenience. Enjoy floor-to-ceiling windows and west-facing views of the CN Tower and downtown core. Direct PATH access to Union Station, Rogers Centre, and other downtown landmarks. Exceptional amenities include a basketball court, fitness center, indoor pool, hot tub, sauna, BBQs, party room, billiard room, table tennis, bike room ,guest suites and 24-hour concierge service.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall37/100−$872/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 287 condos with 2 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,062 / 2025
- MLS® number
- C13663950
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- S/S Fridge, Stove, D/W, Microwave, windows covering. All ELFs.
- Condo maint.
- $605
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 3.13 × 5.44 m | Combined W/Living, hardwood floor, Open Concept | Main |
| Den | 3.91 × 3.07 m | Open Concept, Stainless Steel Appl | Main |
| Primary | 3.1 × 4.37 m | hardwood floor, Large Window, Large Closet | Main |
| Living | 3.13 × 5.44 m | Combined W/Dining, hardwood floor, W/O To Balcony | Main |
| Kitchen | 2.66 × 2.74 m | Breakfast Bar, Stainless Steel Appl, Granite Counter | Main |
Listing history
Buy/sell history for 1120-25 Lower Simcoe St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $660,000 | N/A | For Sale | C13663950 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $132,000
- Total mortgage amount
- $528,000
- Total interest payment
- $375,600
- Total purchase cost
- $1,035,600
- Mortgage payment
- $3,012/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
43%Monthly carrying cost
$3,872- Rent $3,000
- Shortfall $872
Rental income opens at $3,000, the median asking rent of 287 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,675
- Toronto municipal land transfer tax
- $9,675
- Total land transfer tax
- $19,350
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $10,875
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $660,000
- $5,200
- Ontario total
- $9,675
Toronto’s municipal tax uses the same brackets at this price, so it adds another $9,675.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m31 test or monitoring holes also recorded.250 m
- Bedrock about 7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 163 building permits issued within 250 m in the last 2 years250 m
- 3 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.1 km1.1 km
- Mapped parcel: about 4,990 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 230 m230 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 790 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 4 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- In the Union Station Heritage Conservation District, by-law 634-2006
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
18 building permits cleared at this address in the City’s file.
Interior AlterationsInspection
Revision to a closed file 17 219419 - New double entry door
Issued December 28, 2017
Sign Building Permit RelatedClosed
To erect and display three illuminated wall signs displaying static copy, two on the westerly elevation at the first storey, one measuring 5.74 m by 0.89 m and one measuring 7.09 m by 0.89 m, and one on the southerly elevation at the first storey, measuring 3.5 m by 0.89 m. **PET VALUE**
Issued November 2, 2017
Building Permit Related(PS)Closed
Plumbing - Proposed fit-out of existing retail space for new tenant *Pet Valu*
Issued October 25, 2017
Building Permit Related(MS)Closed
HVAC - Proposed fit-out of existing retail space for new tenant *Pet Valu*
Issued October 2, 2017
Interior AlterationsClosed
Proposed fit-out of existing retail space for new tenant *Pet Valu*
Issued September 13, 2017
Interior AlterationsRevision Issued
REV - 01 Add Mezzanine Floor, add seasonal outside patio and various ground floor revisions , "Lucky Clover".
Issued July 13, 2016
Other(BA)Inspection
Proposed outdoor patios (124.6m2) on north and east side of existing restaurant totalling an additional capacity of 68 seats.
Issued June 3, 2016
Sign Building Permit RelatedClosed
In conjunction with a restaurant on the premises, proposal to erect and display three illuminated wall signs displaying static copy at the first storey. One of the proposed signs, to b erected on the northely elevation is to measure 5.81 metres horizontally by 0.91 metres vertically; one of the proposed signs to be erected on the westerly elevation is to measure 5.72 metres horizontall by 0.91 metres vertically; and one of the proposed signs to be erected in a north-westerly direction, is to measure 3.43 metres horiztonally by 0.61 metres vertically. **EVVIVA**
Issued July 23, 2015
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
200 QUEENS QUAY WCondominiumUnder Review
*** Draft Plan of Condominium for 1482 units.
160 m away255 BREMNER BLVDSite planUnder Review
Proposed amendment to the approved site plan application for the Hydro Station (File No. 11 229840 STE 20 SA) to make the temporary driveway access from Lower Simcoe into a permanent access for the site.
190 m away258 BREMNER BLVDSite planUnder Review
INACTIVE Revision to existing site plan agreement for changes to the exterior elevations, site details including gate and fencing work. Phase 1 of CN Tower lands re development - for new entertainment complex containing 3 storey Ripleys Aquarium Phase 1 consists of easterly portion of lands and construction of southerly portion of 2 storey aquarium.
240 m away292 BREMNER BLVDSite planUnder Review
INACTIVE Revision to existing site plan agreement for changes to the exterior elevations, site details including gate and fencing work. Phase 1 of CN Tower lands re development - for new entertainment complex containing 3 storey Ripleys Aquarium Phase 1 consists of easterly portion of lands and construction of southerly portion of 2 storey aquarium.
270 m away25 REES STSite planUnder Review
Proposed amendment to the approved site plan application for the Hydro Station (File No. 11 229840 STE 20 SA) to make the temporary driveway access from Lower Simcoe into a permanent access for the site.
290 m away301 FRONT ST WSite planUnder Review
INACTIVE Revision to existing site plan agreement for changes to the exterior elevations, site details including gate and fencing work. Phase 1 of CN Tower lands re development - for new entertainment complex containing 3 storey Ripleys Aquarium Phase 1 consists of easterly portion of lands and construction of southerly portion of 2 storey aquarium.
340 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 631
- Median asking price
- $630K
- New in 7 days
- 72
- Price cuts
- 21%
Middle half: $539K to $837K
253 in 28 days
132 listings
This home is asking 5% above the median.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 550 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 700 m |
| King Station | TTC subway: Line 1 Yonge-University | 1 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.1 km |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 950 m | 84%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 950 m | 83%Grade 6 average |
| The Waterfront SchoolToronto DSB | Public · grades JK–8 | 1.3 km | 83%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.9 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| City SchoolToronto DSB | Public · grades 9–12 | 1.3 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.6 km | 96%Grade 9 math |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.8 km | 8%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.