- Bedrooms
- 2+1
- Bathrooms
- 1
- Size
- 900–999sq ft
- Per sq ft
- $651at the range’s middle
- Tax a year
- $3,5592026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1401-1055 Bay St
1401-1055 Bay St is a 2+1-bedroom, 1-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $618,000 (MLS® C13329318).
Tridel Built Luxury Polo Club 1 - Very Spacious, Sun-Filled, 2 Bedrooms Plus Huge Den (Easily A 3rd Bedroom), All Utilities Included. New Floor And Carpet Free, Great Open-Concept Layout. Turn Key Investment Opportunity For Investors. Walk To U Of T Campus, Ttc Subway Is Within Minutes, Grocery Within Distance! En-Suite Laundry, 24 Hours Security/ Concierge; Amenities: Gym, Hot Tub, Rooftop Garden, Squash Crts & Visitors Parking.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs64/100+$148/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 38 condos with 3 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,559 / 2026
- MLS® number
- C13329318
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 900-999 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- All Existing Appliances (All in as is condition), All Electric Light Fixtures, All Window Coverings
- Condo maint.
- $1,035
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 1401-1055 Bay St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $618,000 | N/A | Pc | C13329318 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $123,600
- Total mortgage amount
- $494,400
- Total interest payment
- $351,600
- Total purchase cost
- $969,600
- Mortgage payment
- $2,820/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
16%Monthly carrying cost
$4,152- Carrying cost $4,152
- Surplus $148
Rental income opens at $4,300, the median asking rent of 38 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,835
- Toronto municipal land transfer tax
- $8,835
- Total land transfer tax
- $17,670
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $9,195
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $618,000
- $4,360
- Ontario total
- $8,835
Toronto’s municipal tax uses the same brackets at this price, so it adds another $8,835.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m66 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (534 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 85 building permits issued within 250 m in the last 2 years250 m
- 61 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.6 km3.6 km
- Mapped parcel: about 21,110 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 930 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 6.0 (c1.0; r6.0) SS1 (x1762)By-law
569-2013Municipality
Toronto1 6.0
Density: total floor area is capped at 6.0 times the lot area.
2 c1.0
Commercial floor area is capped at 1.0 times the lot area.
3 r6.0
Residential floor area is capped at 6.0 times the lot area.
4 x1762
Site-specific exception 1762: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(1762)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
5 building permits cleared at this address in the City’s file.
Window ReplacementPermit Issued
Replacement of section of window wall along the West Elevation as part of larger project. All other windows being replaced are punched windows within existing opening not subject to Building Permit.
Issued December 1, 2023
Backflow Prevention Devices (Water only)Inspection
Water meter relocation and backflow preventer relocations, in new on sprinkler line
Issued February 3, 2021
Garage Repair/ReconstructionPermit Issued
Proposal for parking garage structural repairs, including waterproofing, traffic topping membrane and expansion joint repairs. New parking garage slab drain installation. localized masonry replacement to facilitate garage deck waterproofing repairs below.
Issued January 27, 2016
Fire AlarmPermit Issued
Proposal to replace existing fire alarm panel on the ground floor in existing condo with ground floor commercial building.
Issued November 4, 2015
Building Permit Related(MS)Inspection
HVAC - To construct a new vestibule and interior alterations to existing ground floor and basement. - Multiple Projects
Issued September 27, 2005
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
1075 BAY STCondominiumUnder Review
*** Draft Plan of Condominium for 540 units.
50 m away1075 BAY STSite planUnder Review
Site Plan application for a 59-storey mixed-use building containing commercial space on the first and second floor, office space on the 3rd to 10th floor, and 540 residential units in the tower above. A 265 square metre privately-owned publicly accessible space (POPS) is proposed on Inkerman Street as well as a midblock pedestrian walkway between St. Mary Street and Inkerman Street. A total of 161 parking spaces and 605 bicycle parking spaces are proposed to support the new development.
50 m away25 ST MARY STSite planUnder Review
Site Plan Approval for two mixed-use towers having heights of 54 and 59-storeys.
80 m away25 ST MARY STPlan of subdivisionUnder Review
Draft Plan of Subdivision to create 2 development blocks.
80 m away662 YONGE STSite planUnder Review
Site Plan Approval for a 75-storey mixed-use building that contains a total of 548 dwelling units and a total gross floor area (GFA) of approximately 44,565 square metres, including approximately 44,065 squares metres of residential space and approximately 500 square metres of retail/commercial space, resulting in an overall density of 33.0 FSI.
160 m away4 IRWIN AVESite planUnder Review
Site Plan Approval for a 75-storey mixed-use building that contains a total of 548 dwelling units and a total gross floor area (GFA) of approximately 44,565 square metres, including approximately 44,065 squares metres of residential space and approximately 500 square metres of retail/commercial space, resulting in an overall density of 33.0 FSI.
170 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 177
- Median asking price
- $650K
- New in 7 days
- 21
- Price cuts
- 20%
Middle half: $520K to $890K
70 in 28 days
36 listings
This home is asking 5% below the median.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Wellesley Station | TTC subway: Line 1 Yonge-University | 400 m |
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 400 m |
| Museum Station | TTC subway: Line 1 Yonge-University | 450 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.4 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 750 m | 72%Grade 6 average |
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 800 m | 89%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 66%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.7 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 300 m | 66%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 750 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 850 m | 34%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Bay Street Corridor are shown to signed-in members.