107 Otter Cres
Bedford Park-Nortown, Toronto, Ontario M5N 2W9
- Bedrooms
- 4+1
- Bathrooms
- 4
- Size
- 3,500–5,000sq ft
- Per sq ft
- $470at the range’s middle
- Lot
- 33.08 x 100 ft
- Tax a year
- $8,9282025 tax year
- Parking
- 4other
- Days on market
- Members
The brief
About 107 Otter Cres
107 Otter Cres is a 4+1-bedroom, 4-bathroom detached house in Bedford Park-Nortown, Toronto, listed for sale at an asking price of $1,998,000 (MLS® C13238888).
One-of-a-kind, thoughtfully crafted home in the prestigious Bathurst/Avenue Rd area. This unique property features 4+1 bedrooms, an oversized loft, and 4 bathrooms. The updated kitchen comes with two fridges and a heated granite countertop. The modern basement apartment with a separate entrance, finished in 2022, offers flexibility as an in-law suite, Airbnb rental, or guest unit. Approximately 50% of the home is a brand-new build, showcasing high-end finishes and upgrades, including water radiant heated flooring and high-performance insulating materials. The ground-level great room, currently used as an art studio, can be converted back into a two-car garage. Enjoy beautifully landscaped grounds with mature trees, a gazebo, and even a charming treehouse. The property has potential for office use (previously 361 Lawrence Ave W, Toronto). The lot size is effectively larger due to the inclusion of adjacent municipal land. Too many features to list, please refer to the detailed floor plans attached. Survey and building permits are available upon request. The property is in the district of the city's top-ranked schools: John Ross Robertson Junior Public School, Glenview Senior Public School, Lawrence Park Collegiate Institute, and the prestigious private girls' school, Havergal College. Situated in a family-friendly neighborhood just a short distance from Avenue Road, with easy access to parks, shopping, restaurants, three subway stations, main transportation hubs, and public transit. This is a must-see masterpiece with unmatched character and artistic flair!
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall11/100−$4,860/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 127 detached homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,928 / 2025
- MLS® number
- C13238888
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 33.08 x 100 ft
- Listed on
- Parking
- Other, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Bedford Park-Nortown
- Municipality
- Toronto
Building
- Size
- 3500-5000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Bsmt, 1 × 4pc 2nd, 1 × 6pc 2nd
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Other
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Other
Land
- Sewer
- Sewers
- Frontage
- 33.08 ft
- Depth
- 100 ft
- Lot Size
- 33.08 x 100 ft
Additional
- Foundation
- Brick, Concrete Block, Insulated Concrete Form, Poured Concrete, Wood Frame, Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Main kitchen: S/S appliances: 2 fridges (one is brand new), Kitchen Aid built-in oven and microwave, counter top range with Italian S/S hood, dishwasher (2022), reverse osmosis water filtering system, kitchen cabinet doors upgraded in 2025, heated granite countertop. Basement kitchen: S/S appliances (2022) fridge, stove, microwave hood, disher. 2 laundry washer/dryer sets, 2 Tv's, furnace (2018), radiant heater (2018), 2 sump pumps (2018 and 2022). No rental equipment, owned only. Water radiant heating in all new structural additions: dining, loft, primary bedroom. Closed cell from insulation (high-performance insulating material known for its strength, moisture resistance, and energy efficiency), trre house, gazebo, 2 sheds.Showing Requirements
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 6.04 × 3.61 m | Stainless Steel Appl, B/I Appliances, Granite Counter | Main |
| Dining | 2.57 × 7.75 m | W/O To Deck, Pot Lights, Vinyl Floor | Main |
| Family | 4.87 × 3.68 m | Fireplace, Bay Window, Pot Lights | Main |
| Primary | 5.61 × 6.14 m | W/O To Balcony, 6 Pc Ensuite, Sauna | 2nd |
| 2nd Br | 3.07 × 4.1 m | Window, Closet, hardwood floor | 2nd |
| 3rd Br | 2.51 × 3.27 m | Window, Closet, hardwood floor | 2nd |
| 4th Br | 3.63 × 2.63 m | Skylight, Closet, hardwood floor | 2nd |
| Loft | 8.28 × 6.14 m | Cathedral Ceiling, Large Window, South View | Upper |
| Great Rm | 5.56 × 6.13 m | Separate Rm, Gas Fireplace, Large Window | Ground |
| Kitchen | 2.59 × 3.41 m | Stainless Steel Appl, Pot Lights, Window | Bsmt |
| Living | 5.02 × 3.41 m | Combined W/Dining, Open Concept, Vinyl Floor | Bsmt |
| Dining | 5.02 × 3.41 m | Combined W/Living, Open Concept, Vinyl Floor | Bsmt |
| Br | 3.54 × 2.71 m | 3 Pc Ensuite, B/I Closet, Vinyl Floor | Bsmt |
| Laundry | 1.76 × 1.8 m | Window, Pot Lights, Vinyl Floor | Bsmt |
| Laundry | 2.02 × 1.7 m | Window, B/I Shelves, Ceramic Floor | 2nd |
Listing history
Buy/sell history for 107 Otter Cres, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,998,000 | N/A | For Sale | C13238888 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $399,600
- Total mortgage amount
- $1,598,400
- Total interest payment
- $1,136,400
- Total purchase cost
- $3,134,400
- Mortgage payment
- $9,116/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
63%Monthly carrying cost
$9,860- Rent $5,000
- Shortfall $4,860
Rental income opens at $5,000, the median asking rent of 127 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $36,435
- Toronto municipal land transfer tax
- $36,435
- Total land transfer tax
- $72,870
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $64,395
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,998,000
- $31,960
- Ontario total
- $36,435
Toronto’s municipal tax uses the same brackets at this price, so it adds another $36,435.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,308 sq ft307 m²
- Street frontage
- 33.08 ft10.1 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 25 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 2.8 km2.8 km
- Mapped parcel: about 3,460 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f9.0; a275) (x1463)By-law
569-2013Municipality
Toronto1 f9.0
Frontage: at least 9.0 m.
2 a275
Lot area: at least 275 m² per dwelling unit.
3 x1463
Site-specific exception 1463: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(1463)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
3 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Closed
HVAC - Constuct a two storey side addition and third storey attic addition (123.04m2)
Issued December 21, 2016
Addition(s)Closed
Constuct a two storey side addition and third storey attic addition (123.04m2)
Issued December 9, 2016
Building Permit Related(PS)Closed
Plumbing - Constuct a two storey side addition and third storey attic addition (123.04m2)
Issued December 9, 2016
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
425 LAWRENCE AVE WSite planUnder Review
Site Plan application associated for rezoning application 21 137662 NNY 08 OZ. The application is to construct a two-storey vertical addition and rear four-storey addition with five rental dwelling units, for a total of 10 rental dwelling units.
440 m away425 LAWRENCE AVE WOfficial plan or zoning amendmentUnder Review
Zoning Bylaw Amendment application is to construct a two-storey vertical addition and rear four-storey addition with five rental dwelling units, for a total of 10 rental dwelling units. Note concurrent site plan application 21 137674 NNY 08 SA.
440 m away1648 AVENUE RDSite planUnder Review
Site Plan and Zoning By-law amendment applications for a proposed redevelopment of the site to permit a 9-storey mixed-use building having a non-residential gross floor area of 830 square metres, and a residential gross floor area of 13,155.10 square metres. A total of 58 residential dwelling units are proposed with 87 vehicular parking spaces (24 for vistor) and 90 bicycle parking spaces below grade.
620 m away1650-1660 AVENUE RDSite planUnder Review
Site Plan and Zoning By-law amendment applications for a proposed redevelopment of the site to permit a 9-storey mixed-use building having a non-residential gross floor area of 830 square metres, and a residential gross floor area of 13,155.10 square metres. A total of 58 residential dwelling units are proposed with 87 vehicular parking spaces (24 for vistor) and 90 bicycle parking spaces below grade.
630 m away1650 AVENUE RDSite planUnder Review
Site Plan and Zoning By-law amendment applications for a proposed redevelopment of the site to permit a 9-storey mixed-use building having a non-residential gross floor area of 830 square metres, and a residential gross floor area of 13,155.10 square metres. A total of 58 residential dwelling units are proposed with 87 vehicular parking spaces (24 for vistor) and 90 bicycle parking spaces below grade.
630 m away1654 AVENUE RDSite planUnder Review
Site Plan and Zoning By-law amendment applications for a proposed redevelopment of the site to permit a 9-storey mixed-use building having a non-residential gross floor area of 830 square metres, and a residential gross floor area of 13,155.10 square metres. A total of 58 residential dwelling units are proposed with 87 vehicular parking spaces (24 for vistor) and 90 bicycle parking spaces below grade.
640 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Bedford Park-Nortown right now
- For sale now
- 76
- Median asking price
- $3M
- New in 7 days
- 13
- Price cuts
- 12%
Middle half: $2.2M to $4.02M
36 in 28 days
9 listings
This home is asking 33% below the median, lower than three quarters of them.
See all homes in Bedford Park-NortownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Lawrence Station | TTC subway: Line 1 Yonge-University | 1.5 km |
| Lawrence West Station | TTC subway: Line 1 Yonge-University | 2 km |
| Chaplin Station | TTC light rail: Line 5 Eglinton | 2 km |
| Avenue Station | TTC light rail: Line 5 Eglinton | 2 km |
| Glencairn Station | TTC subway: Line 1 Yonge-University | 2.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Ledbury Park Elementary and Middle SchoolToronto DSB | Public · grades JK–8 | 950 m | 80%Grade 6 average |
| John Ross Robertson Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 1 km | 89%Grade 6 average |
| Our Lady of the Assumption Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1 km | 59%Grade 6 average |
| École élémentaire Mathieu-da-CostaConseil scolaire Viamonde | French-language public · grades JK–6 | 4.5 km | 90%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Lawrence Park Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 800 m | 88%Grade 9 math |
| John Polanyi Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.7 km | 37%Grade 9 math |
| Marshall McLuhan Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 1.7 km | 59%Grade 9 math |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 5.3 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Bedford Park-Nortown are shown to signed-in members.