- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $639at the range’s middle
- Tax a year
- $3,0842025 tax year
- Built
- 16-30
- Parking
- 0underground
- Days on market
- Members
The brief
About 403-980 Yonge St
403-980 Yonge St is a 1-bedroom, 1-bathroom condo in Annex, Toronto, listed for sale at an asking price of $479,000 (MLS® C13800716).
Welcome to The Ramsden-a bright one-bedroom residence offering approximately 735 sq. ft. of thoughtfully designed living space, complemented by a private 70 sq. ft. balcony. Ideally situated just steps from Rosedale subway station, Ramsden Park, Yorkville, and the Yonge-Bloor corridor, this is a location that truly puts the best of Midtown Toronto at your doorstep. Step inside to a bright, interior where natural light pours through floor-to-ceiling windows and is enhanced by soaring 9-foot ceilings. The spacious living and dining areas create an inviting setting for both relaxed everyday living and entertaining. The kitchen is designed for both style and function, featuring sleek quartz countertops and stainless steel appliances. The serene primary bedroom offers a generous closet, while the conveniently located four-piece bathroom is positioned just outside the bedroom. Enjoy the added comfort and convenience of exceptional building amenities, including 24-hour concierge service, a rooftop terrace with barbecues and panoramic city views, party and billiard rooms, visitor parking, and a private locker for additional storage. With an impressive 97 Walk Score, daily conveniences and city experiences are remarkably close at hand. Enjoy renowned restaurants, cafés, Yorkville shopping, beautiful parks, entertainment, and effortless transit-all within easy reach. Bright, spacious, stylish, and exceptionally well located, The Ramsden offers an opportunity to enjoy a connected Toronto lifestyle in one of the city's most sought-after neighbourhoods.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall35/100−$837/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 33 condos with 1 bedroom for lease in Annex right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,084 / 2025
- MLS® number
- C13800716
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Annex
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Building Age
- 16-30
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc, 3pc, 2pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Brand New Stainless Steel Appliances, Fridge, Stove, Built-In Exhaust Fan, Built-In Dishwasher, Washer and Dryer, California Shutters, Drapes in Living Room, All New Electric Light Fixtures, New HVAC and New Air Conditioning
- Condo maint.
- $944
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.47 × 1.85 m | Ceramic Floor, Double Closet, Combined W/Laundry | Main |
| Kitchen | 2.82 × 3.02 m | Ceramic Floor, Modern Kitchen, Undermount Sink | Main |
| Dining | 3.15 × 6.05 m | Combined W/Living, hardwood floor, Open Concept | Main |
| Living | 3.15 × 6.05 m | Combined W/Dining, hardwood floor, W/O To Balcony | Main |
| Primary | 3.1 × 5.51 m | hardwood floor, Large Closet, Large Window | Main |
| Bathroom | 1.63 × 2.44 m | Marble Floor, 4 Pc Bath | Main |
| Room 7 | 1.83 × 3.18 m | Balcony, Sliding Doors | Main |
Listing history
Buy/sell history for 403-980 Yonge St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $479,000 | N/A | Pc | C13800716 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $95,800
- Total mortgage amount
- $383,200
- Total interest payment
- $272,600
- Total purchase cost
- $751,600
- Mortgage payment
- $2,186/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
51%Monthly carrying cost
$3,387- Rent $2,550
- Shortfall $837
Rental income opens at $2,550, the median asking rent of 33 comparable homes for lease in Annex. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,055
- Toronto municipal land transfer tax
- $6,055
- Total land transfer tax
- $12,110
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $3,635
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $479,000
- $1,580
- Ontario total
- $6,055
Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,055.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m41 test or monitoring holes also recorded.250 m
- Groundwater recorded about 15.1 m below ground nearbyThe middle water level in the well records within 500 m (279 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 53 building permits issued within 250 m in the last 2 years250 m
- 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 4.5 km4.5 km
- Mapped parcel: about 24,170 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 660 m660 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 1.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (0 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 4.0 (c1.75; r4.0) SS1 (x2403)By-law
569-2013Municipality
Toronto1 4.0
Density: total floor area is capped at 4.0 times the lot area.
2 c1.75
Commercial floor area is capped at 1.75 times the lot area.
3 r4.0
Residential floor area is capped at 4.0 times the lot area.
4 x2403
Site-specific exception 2403: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2403)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
23 building permits cleared at this address in the City’s file.
Inside and Outside DrainsPermit Issued
Proposed replacement of a section of the sanitary piping in and out of the manhole due to existing piping being cracked.
Issued July 16, 2025
Inside and Outside DrainsApplication Received
Proposed Replacement of a section of the sanitary piping in and out of the manhole due to existing piping being cracked.
Applied June 9, 2025
Re-Roofing/Re-CladdingPermit Issued
Proposal for building surface recladding and balcony restoration and protection
Issued June 14, 2024
Garage Repair/ReconstructionPermit Issued
Proposal for underground parking garage repairs within an exist. mixed-use (condo) bldg. with commercial at grade. Localized concrete repairs / restoration / protection to the below grade parking garage structure - P1 Lower & Upper Levels. No changes to the exist. # of res. (80) & comm. (2) parking spaces. This parking facility operates as a private parking garage. [Additional exterior repairs at grade for concrete restoration / concrete pavement reconstruction on the private R.O.W. which is not part of this building permit approval.]
Issued September 16, 2022
Other(BA)Cancelled
Proposal for restoration and protection of the residential condo buildings parking garage.
Completed June 16, 2022
Other(PS)Closed
Re-routing balconies storm water drainage system
Issued April 16, 2021
Building Permit Related(MS)Closed
Revision 01- to the mach permit. HVAC - Proposal for interior alteration for existing office on ground floor. (Effort Trust Company)
Issued February 24, 2021
Interior AlterationsClosed
Proposal for interior alteration for existing office on ground floor. (Effort Trust Company)
Issued January 23, 2020
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
100 DAVENPORT RDCondominiumUnder Review
*** Draft Plan of Condominium for 42 residential dwelling units.
220 m away100 DAVENPORT RDSite planAppeal Received
Site Plan Approval application to facilitate the redevelopment of the site for a 19-storey mixed-use building having a non-residential gross floor area of 441.96 square metres, and a residential gross floor area of 10,296.40 square metres. A total of 43 residential dwelling units are proposed.
220 m away40 PARK RDOfficial plan or zoning amendmentOMB Appeal
Proposed 31-storey (107.9 metres) purpose-built rental building and the restoration and adaptive reuse of the heritage building at 50 Park Road, which is proposed to be integrated into the new development. The proposed development includes 289 purpose-built dwelling units, inclusive of 40 rental replacement units and 249 new market rental dwelling units.
400 m away50 PARK RDOfficial plan or zoning amendmentOMB Appeal
Proposed 31-storey (107.9 metres) purpose-built rental building and the restoration and adaptive reuse of the heritage building at 50 Park Road, which is proposed to be integrated into the new development. The proposed development includes 289 purpose-built dwelling units, inclusive of 40 rental replacement units and 249 new market rental dwelling units.
410 m away27-29 YORKVILLE AVECondominiumUnder Review
An application for Draft Plan of Condominium. The application proposes to create 378 residential units.
410 m away27-29 YORKVILLE AVECondominiumUnder Review
Draft Plan of Condominium Application for North Tower B with 760 residential units proposed.
410 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Annex right now
- For sale now
- 166
- Median asking price
- $989K
- New in 7 days
- 21
- Price cuts
- 13%
Middle half: $654K to $1.8M
60 in 28 days
22 listings
This home is asking 52% below the median, lower than three quarters of them.
See all homes in AnnexAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Rosedale Station | TTC subway: Line 1 Yonge-University | 200 m |
| Bloor-Yonge Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 500 m |
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 550 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 3.4 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 3.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 350 m | 89%Grade 6 average |
| Rosedale Junior Public SchoolToronto DSB | Public · grades JK–6 | 650 m | 100%Grade 6 average |
| Our Lady of Perpetual Help Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.4 km | 92%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 2.5 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Msgr Fraser College (Isabella Campus)Toronto CDSB | Catholic · grades 9–12 | 1.2 km | — |
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 1.2 km | 66%Grade 9 math |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.4 km | 34%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.7 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Annex are shown to signed-in members.