- Bedrooms
- 1
- Bathrooms
- 2
- Size
- 700–799sq ft
- Per sq ft
- $1,214at the range’s middle
- Tax a year
- $3,8162025 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 316-955 Queen St
316-955 Queen St is a 1-bedroom, 2-bathroom condo in Niagara, Toronto, listed for sale at an asking price of $910,000 (MLS® C14119802).
Rare opportunities like this don't come around often. Welcome to an authentic hard loft at the iconic Chocolate Company Lofts in the heart of Queen West, directly across from Trinity Bellwoods Park-one of Toronto's most beloved neighbourhood settings.This character-filled loft showcases everything true loft lovers have been searching for: 10.8' wood-panelled ceilings, exposed brick, and original wood beams that create a warm, industrial feel that simply can't be replicated in newer conversions. Oversized picture windows flood the space with natural light, highlighting the textures and architectural details that make authentic lofts so special. The reimagined kitchen blends style and function, featuring brand new sleek black and brass appliances alongside professionally refinished cabinetry with new hardware, giving the space a fresh, sophisticated feel while preserving its loft character. At just under 800 sq ft, the spacious layout features a generous living and entertaining area, a large one-bedroom retreat, and 1.5 bathrooms for added comfort and convenience. Thoughtfully proportioned and full of personality, this is a home that feels both stylish and effortlessly livable. Step outside and you're in the vibrant energy of Queen West-surrounded by some of the city's best cafés, restaurants, galleries, and boutiques, with the green space of Trinity Bellwoods Park right across the street. Complete with 1 parking space and 1 locker, this is a rare chance to own a truly authentic Toronto hard loft in one of the city's most coveted buildings and neighbourhoods.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall7/100−$2,844/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 37 condos with 1 bedroom for lease in Niagara right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,816 / 2025
- MLS® number
- C14119802
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Loft
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Construction
- Brick
Inside
- Bedrooms
- 1
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Flat, 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Newly installed Fridge, Stove, Microwave & Dishwasher. Washer & Dryer, Window Coverings, 1 Underground Parking Space & 1 Locker.
- Condo maint.
- $874
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.51 × 5.44 m | Breakfast Bar, Renovated, Double Sink | Flat |
| Dining | 4.19 × 5.82 m | Combined W/Living, Open Concept, East View | Flat |
| Living | 4.19 × 5.82 m | Combined W/Dining, Picture Window, 2 Pc Bath | Flat |
| Primary | 2.87 × 3.73 m | 4 Pc Ensuite, Picture Window, W/I Closet | Flat |
Listing history
Buy/sell history for 316-955 Queen St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $910,000 | N/A | For Sale | C14119802 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $182,000
- Total mortgage amount
- $728,000
- Total interest payment
- $517,600
- Total purchase cost
- $1,427,600
- Mortgage payment
- $4,152/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
75%Monthly carrying cost
$5,344- Rent $2,500
- Shortfall $2,844
Rental income opens at $2,500, the median asking rent of 37 comparable homes for lease in Niagara. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $14,675
- Toronto municipal land transfer tax
- $14,675
- Total land transfer tax
- $29,350
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $20,875
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $910,000
- $10,200
- Ontario total
- $14,675
Toronto’s municipal tax uses the same brackets at this price, so it adds another $14,675.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m25 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 79 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 2.0 km2 km
- Mapped parcel: about 30,610 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 480 m480 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is City of Toronto — 1116 King Street West, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Listed
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 3.0 (c1.5; r2.5) SS2 (x1770)By-law
569-2013Municipality
Toronto1 3.0
Density: total floor area is capped at 3.0 times the lot area.
2 c1.5
Commercial floor area is capped at 1.5 times the lot area.
3 r2.5
Residential floor area is capped at 2.5 times the lot area.
4 x1770
Site-specific exception 1770: this site has rules of its own, written in the by-law.
5 SS2
Standards set 2: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(1770)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
9 building permits cleared at this address in the City’s file.
Multiple ProjectsClosed
Localized parking garage concrete repairs, drain replacement and waterproofing repairs.
Issued January 13, 2025
Fixtures/Roof Drains: OtherClosed
Relocation and new fixtures in an existing unit. - UNIT 419
Issued January 11, 2017
Building Permit Related(MS)Permit Issued
HVAC - interior alterations to condo suite #514
Issued May 14, 2015
Building Permit Related(PS)Inspection
Plumbing - interior alterations to condo suite #514
Issued May 14, 2015
Interior AlterationsInspection
Interior alterations to condo suite #514
Issued May 14, 2015
Interior AlterationsInspection
To complete interior alterations (47 m2) to the ground floor lobby of the existing multi unit building.
Issued September 13, 2013
Interior AlterationsInspection
Proposal for interior alterations to existing PH18 in existing condo building.
Issued April 18, 2013
Interior AlterationsInspection
Proposal for interior alterations to existing ground floor residential units 4 and 17. Scope of work includes removing partition wall between units to create one residential space. Exisitng and proposed use of building is apartment building with ground floor retail.
Issued December 9, 2011
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
127 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
260 m away115 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
290 m away111 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
320 m away109 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
320 m away952 KING ST WSite planUnder Review
The proposed development consists of a 16-storey mixed-use building, which will have a total height of 50.6 metres to the top of the roof and 56.6 metres to the top of the mechanical penthouse. The building will be comprised of approximately 578 square metres of ground floor retail space, and will contain 213 residential units, including grade-related townhouse units along the Strachan Avenue frontage. The proposed gross floor area will be approximately 14,441 square metres, resulting in a density of 9.33 FSI. A Zoning By-law Amendment application (22 201229 STE 10 OZ) is being concurrently reviewed with this site plan application.
330 m away26 OSSINGTON AVESite planUnder Review
Site Plan Application to permit a 3-storey mixed use building containing 4 residential units and retail at grade.
390 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Niagara right now
- For sale now
- 167
- Median asking price
- $580K
- New in 7 days
- 23
- Price cuts
- 19%
Middle half: $499K to $752K
82 in 28 days
31 listings
This home is asking 57% above the median, higher than three quarters of them.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 1.1 km |
| Christie Station | TTC subway: Line 2 Bloor-Danforth | 2.2 km |
| Ossington Station | TTC subway: Line 2 Bloor-Danforth | 2.2 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 2.3 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 2.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Givins/Shaw Junior Public SchoolToronto DSB | Public · grades JK–6 | 300 m | 86%Grade 6 average |
| Niagara Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 550 m | 95%Grade 6 average |
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 800 m | 75%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 800 m | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 550 m | — |
| Central Toronto AcademyToronto DSB | Public · grades 9–12 | 1.6 km | 47%Grade 9 math |
| City SchoolToronto DSB | Public · grades 9–12 | 1.7 km | — |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.3 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Niagara are shown to signed-in members.