1011-89 McGill St
Church-Yonge Corridor, Toronto, Ontario M5B 1H5
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700–799sq ft
- Per sq ft
- $986at the range’s middle
- Tax a year
- $3,7372026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1011-89 McGill St
1011-89 McGill St is a 2-bedroom, 2-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $739,000 (MLS® C14116476).
Stunning 2+2 Bedroom Corner Suite With Unobstructed Southwest Views In The One, A Sought-After Residence By A Renowned Developer. This bright and spacious suite features an open-concept layout with an efficient galley-style kitchen showcasing built-in stainless steel appliances, stone countertops and a stylish subway-tile backsplash. Enjoy exceptional natural light and spectacular southwest-facing views from the spacious private balcony. The generous primary bedroom features a 4-piece ensuite, while the additional bedrooms provide versatile space for guests, a home office or flexible living needs. Thoughtfully designed throughout with ample closet space and window coverings. Unbeatable downtown location, just steps from Toronto Metropolitan University (formerly Ryerson University), Loblaws, TTC routes and College Subway Station, with easy access to Allan Gardens, Riverdale Farm, Eaton Centre, shopping, dining and countless city amenities. Residents enjoy an impressive collection of amenities including a fully equipped gym, yoga studio, indoor hot tub, screening room, party rooms, outdoor pool and beautifully appointed outdoor lounges.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall22/100−$1,687/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 182 condos with 2 bedrooms for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,737 / 2026
- MLS® number
- C14116476
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Includes: Fridge, stove, lighting, built-in microwave, washer, dryer and window coverings.
- Condo maint.
- $804
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 10.9 × 13.99 m | Granite Counter, B/I Appliances | Main |
| Living | 11.5 × 12.6 m | Combined W/Dining, Open Concept, W/O To Balcony | Main |
| Primary | 9.29 × 10.1 m | 4 Pc Ensuite | Main |
| 2nd Br | 8.09 × 9.0 m | Window Flr to Ceil, W/I Closet | Main |
Listing history
Buy/sell history for 1011-89 McGill St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $739,000 | N/A | For Sale | C14116476 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $147,800
- Total mortgage amount
- $591,200
- Total interest payment
- $420,400
- Total purchase cost
- $1,159,400
- Mortgage payment
- $3,372/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
60%Monthly carrying cost
$4,487- Rent $2,800
- Shortfall $1,687
Rental income opens at $2,800, the median asking rent of 182 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,255
- Toronto municipal land transfer tax
- $11,255
- Total land transfer tax
- $22,510
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $14,035
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $739,000
- $6,780
- Ontario total
- $11,255
Toronto’s municipal tax uses the same brackets at this price, so it adds another $11,255.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m41 test or monitoring holes also recorded.250 m
- Groundwater recorded about 10.8 m below ground nearbyThe middle water level in the well records within 500 m (311 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 45 building permits issued within 250 m in the last 2 years250 m
- 19 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.1 km3.1 km
- Mapped parcel: about 15,530 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 650 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
396 CHURCH STOfficial plan or zoning amendmentAppeal Received
Zoning By-law and Official Plan amendment for a new 43-storey mixed-use building on the subject site. The existing 8-and-12-storey student residence will be retained on the subject site, with the northern-most bay of the northern 8-storey portion of that existing student residence being demolished to accommodate the proposed new building. The redevelopment proposes 463 dwelling units, resulting in a total gross floor area (GFA) of 28,998 sq. m., a total of 28,782 sq. m. of residential GFA, and a total of 216 sq. m of retail GFA.
40 m away396 CHURCH STSite planUnder Review
Site Plan application for a new 43-storey mixed-use building on the subject site. The existing 8-and-12-storey student residence will be retained on the subject site, with the northern-most bay of the northern 8-storey portion of that existing student residence being demolished to accommodate the proposed new building. The redevelopment proposes 463 dwelling units, resulting in a total gross floor area (GFA) of 28,998 sq. m., a total of 28,782 sq. m. of residential GFA, and a total of 216 sq. m of retail GFA.
40 m away398 CHURCH STOfficial plan or zoning amendmentAppeal Received
Zoning By-law and Official Plan amendment for a new 43-storey mixed-use building on the subject site. The existing 8-and-12-storey student residence will be retained on the subject site, with the northern-most bay of the northern 8-storey portion of that existing student residence being demolished to accommodate the proposed new building. The redevelopment proposes 463 dwelling units, resulting in a total gross floor area (GFA) of 28,998 sq. m., a total of 28,782 sq. m. of residential GFA, and a total of 216 sq. m of retail GFA.
50 m away398 CHURCH STSite planUnder Review
Site Plan application for a new 43-storey mixed-use building on the subject site. The existing 8-and-12-storey student residence will be retained on the subject site, with the northern-most bay of the northern 8-storey portion of that existing student residence being demolished to accommodate the proposed new building. The redevelopment proposes 463 dwelling units, resulting in a total gross floor area (GFA) of 28,998 sq. m., a total of 28,782 sq. m. of residential GFA, and a total of 216 sq. m of retail GFA.
50 m away412 CHURCH STSite planUnder Review
Application for Site Plan Control Approval for a proposed 33-storey mixed-use building.
60 m away77 MCGILL STOfficial plan or zoning amendmentAppeal Received
Zoning By-law and Official Plan amendment for a new 43-storey mixed-use building on the subject site. The existing 8-and-12-storey student residence will be retained on the subject site, with the northern-most bay of the northern 8-storey portion of that existing student residence being demolished to accommodate the proposed new building. The redevelopment proposes 463 dwelling units, resulting in a total gross floor area (GFA) of 28,998 sq. m., a total of 28,782 sq. m. of residential GFA, and a total of 216 sq. m of retail GFA.
60 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 44
- Price cuts
- 19%
Middle half: $488K to $750K
139 in 28 days
71 listings
This home is asking 27% above the median.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| College Station | TTC subway: Line 1 Yonge-University | 350 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 500 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 650 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 900 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 350 m | 72%Grade 6 average |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 600 m | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 700 m | 96%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 700 m | 66%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 250 m | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 350 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 600 m | 34%Grade 9 math |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 600 m | 96%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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