81 Vessel Cres
Centennial Scarborough, Toronto, Ontario M1C 5K6
- Bedrooms
- 3+1
- Bathrooms
- 4
- Size
- 1,500–2,000sq ft
- Per sq ft
- $565at the range’s middle
- Lot
- 26.28 x 78.83 ft
- Tax a year
- $5,0872026 tax year
- Parking
- 21 attached
- Days on market
- Members
The brief
About 81 Vessel Cres
81 Vessel Cres is a 3+1-bedroom, 4-bathroom detached house in Centennial Scarborough, Toronto, listed for sale at an asking price of $988,000 (MLS® E13860372).
Welcome to this stunning, carpet-free home situated just steps from the shores of Lake Ontario! Offering 3 spacious bedrooms + 2nd floor den/office and 3 bathrooms, this property combines modern comfort with an unbeatable location. The bright, open-concept main floor seamlessly integrates the living and family spaces, featuring a walk-out from the kitchen to a private backyard-perfect for entertaining. Upstairs, the primary bedroom serves as a true retreat, complete with a 4-piece ensuite featuring a relaxing soaker tub and separate standing shower. A large front balcony offers a wonderful spot to enjoy your morning coffee and lake breezes.The fully finished basement features a separate walk-up entrance, complete with a living area, bedroom and secondary kitchen-offering tremendous versatility for extended family or potential rental income. Unmatched location close to waterfront trails, beach areas, playgrounds, top-ranked schools, and all daily amenities. Commuters will love the easy access to TTC, Rouge Hill GO Station, Highway 401, Kingston Rd and Port Union Rd. Move-in ready living by the lake awaits !
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall42/100−$882/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 195 detached homes with 4 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,087 / 2026
- MLS® number
- E13860372
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 26.28 x 78.83 ft
- Listed on
- Parking
- 1 Attached, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Centennial Scarborough
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 2pc Main, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 1
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 26.28 ft
- Depth
- 78.83 ft
- Lot Size
- 26.28 x 78.83 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- 2SS Stoves, 2 Refrigerators, 2 Dishwashers, 2 Washer-Dryers, 2 Microwaves, 2 Rangehoods, Window coverings, All Elf Fixtures.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.44 × 4.69 m | — | Main |
| Family | 3.26 × 3.96 m | — | Main |
| Kitchen | 2.47 × 3.23 m | — | Main |
| Breakfast | 2.47 × 2.32 m | — | Main |
| Primary | 3.4 × 5.03 m | — | 2nd |
| 2nd Br | 2.8 × 3.35 m | — | 2nd |
| 3rd Br | 0.73 × 3.2 m | — | 2nd |
| Den | 2.17 × 3.51 m | — | 2nd |
| Living | 2.2 × 3.1 m | — | Bsmt |
| Br | 3.1 × 5.1 m | — | Bsmt |
| Kitchen | 2.0 × 2.2 m | — | Bsmt |
Listing history
Buy/sell history for 81 Vessel Cres, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $988,000 | N/A | For Sale | E13860372 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $197,600
- Total mortgage amount
- $790,400
- Total interest payment
- $562,000
- Total purchase cost
- $1,550,000
- Mortgage payment
- $4,508/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
36%Monthly carrying cost
$4,932- Rent $4,050
- Shortfall $882
Rental income opens at $4,050, the median asking rent of 195 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $16,235
- Toronto municipal land transfer tax
- $16,235
- Total land transfer tax
- $32,470
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $23,995
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $988,000
- $11,760
- Ontario total
- $16,235
Toronto’s municipal tax uses the same brackets at this price, so it adds another $16,235.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,072 sq ft192 m²
- Street frontage
- 26.28 ft8 m
- Depth
- 78.83 ft24 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 9 building permits issued within 250 m in the last 2 years250 m
- Mapped parcel: about 2,070 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 310 m310 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is City of Toronto — Highland Creek Treatment Plant, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RT (x298)By-law
569-2013Municipality
Toronto1 x298
Site-specific exception 298: this site has rules of its own, written in the by-law.
2 Where this is written
Chapter 10, section 10.60 of By-law 569-2013 · Exception 900.5.10(298)
3 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
Walk-Out StairClosed
New Basement walkout at rear
Issued April 30, 2021
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
No open development applications within 800 m of this home.
The market
Detached homes for sale in Centennial Scarborough right now
- For sale now
- 25
- Median asking price
- $1.29M
- New in 7 days
- 4
- Price cuts
- 8%
Middle half: $999K to $1.4M
12 in 28 days
2 listings
This home is asking 23% below the median, lower than three quarters of them.
See all homes in Centennial ScarboroughAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Rouge Hill GO | GO Transit train: Lakeshore East | 550 m |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Charlottetown Junior Public SchoolToronto DSB | Public · grades JK–6 | 600 m | 67%Grade 6 average |
| William G Davis Junior Public SchoolToronto DSB | Public · grades JK–6 | 800 m | 86%Grade 6 average |
| St Brendan Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 76%Grade 6 average |
| ÉÉC Saint-MichelConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.6 km | 89%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Sir Oliver Mowat Collegiate InstituteToronto DSB | Public · grades 9–12 | 450 m | 56%Grade 9 math |
| West Hill Collegiate InstituteToronto DSB | Public · grades 9–12 | 4.3 km | 35%Grade 9 math |
| St John Paul II Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 5.2 km | 64%Grade 9 math |
| ÉSC Père-Philippe-LamarcheConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.4 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Centennial Scarborough are shown to signed-in members.