514-77 Lombard St
Church-Yonge Corridor, Toronto, Ontario M5C 3E1
- Bedrooms
- 1
- Bathrooms
- 2
- Size
- 600–699sq ft
- Per sq ft
- $800at the range’s middle
- Tax a year
- $2,5942025 tax year
- Parking
- 0underground
- Days on market
- Members
The brief
About 514-77 Lombard St
514-77 Lombard St is a 1-bedroom, 2-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $519,900 (MLS® C13882298).
This beautiful 2 storey condo has been meticulously cared for and loved by the same family for almost 10 years, and it is finally ready for you to make it your own. Unit 514 is exactly what you've been hoping for. Intelligently laid out 690 square feet spread across 2 full storeys, with cascading 16 foot ceiling height in the living room, a powder room for your guests, and a large, South facing balcony. The open concept kitchen with breakfast and prep island is fully equipped with stainless appliances, wood cabinets and flooring, and the primary loft style bedroom on the upper floor is complete with a private ensuite bathroom all to yourself. Brand new window coverings, freshly painted, and ready for you or your tenant to move right in. This location is unbeatable. You are located in the heart of the Church-Yonge Corridor, steps fantastic coffee/espresso shops, parks, TTC, George Brown Polytechnic, outstanding restaurants, and even a short walk to the historic St. Lawrence Market. You will be able to walk just about everywhere and with sunny days just around the corner (we can hope right?) this is the perfect timing for you to enjoy summer 2026 in the city. Exceptional value for the location, the layout and the size. Whether you are looking for an inspiring space to call home, or an investment that provides something unique, make your move today! Book your private visit.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall29/100−$1,018/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 97 condos with 1 bedroom for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,594 / 2025
- MLS® number
- C13882298
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Loft
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 2pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $730
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.17 × 1.93 m | Wood Floor, Open Concept | — |
| Kitchen | 3.2 × 4.09 m | Stainless Steel Appl, Centre Island, Open Concept | — |
| Living | 4.04 × 2.13 m | Window Flr to Ceil, Electric Fireplace | — |
| Office | 0.64 × 0.99 m | B/I Desk | — |
| Powder Rm | 0.84 × 1.68 m | 2 Pc Bath | — |
| Primary | 3.38 × 4.27 m | Open Concept, Closet Organizers, 4 Pc Ensuite | — |
| Bathroom | 3.63 × 1.45 m | Combined W/Laundry, 4 Pc Bath, Tile Floor | — |
Listing history
Buy/sell history for 514-77 Lombard St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $519,900 | N/A | For Sale | C13882298 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $103,980
- Total mortgage amount
- $415,920
- Total interest payment
- $295,680
- Total purchase cost
- $815,580
- Mortgage payment
- $2,372/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
54%Monthly carrying cost
$3,318- Rent $2,300
- Shortfall $1,018
Rental income opens at $2,300, the median asking rent of 97 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,873
- Toronto municipal land transfer tax
- $6,873
- Total land transfer tax
- $13,746
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $5,271
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $519,900
- $2,398
- Ontario total
- $6,873
Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,873.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m109 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (391 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 121 building permits issued within 250 m in the last 2 years250 m
- 22 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.4 km2.4 km
- Mapped parcel: about 14,160 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 660 m660 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 4.0 (c0.5; r4.0) SS1 (x2352)By-law
569-2013Municipality
Toronto1 4.0
Density: total floor area is capped at 4.0 times the lot area.
2 c0.5
Commercial floor area is capped at 0.5 times the lot area.
3 r4.0
Residential floor area is capped at 4.0 times the lot area.
4 x2352
Site-specific exception 2352: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2352)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
6 building permits cleared at this address in the City’s file.
Balcony/Guard RepairsPermit Issued
Proposed localized concrete repairs at balconies and waterproofing.
Issued June 5, 2026
Interior AlterationsPermit Issued
Proposal for interior alterations that include new guardrails at stairs, relocation of closet on Level 2 and new guardrails.
Issued April 7, 2022
Fire AlarmClosed
Proposal for fire alarm control panel replacement in the existing apartment building.
Issued January 8, 2021
Garage Repair/ReconstructionInspection
Parking garage repairs on all levels of below grade parking in existing condo.
Issued August 17, 2012
Backflow Prevention Devices (Water only)Revocation Pending
Proposal to install 1 backflow prevention device in an existing apartment building.
Issued January 28, 2010
Fixtures/Roof Drains: OtherClosed - Dormant
Add shower and relocate sink in existing WC to 2nd floor amenity space. Apartment Building
Issued September 10, 2007
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
85 LOMBARD STOfficial plan or zoning amendmentOMB Appeal
The application proposes to amend Zoning By-law 569-2013 to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
30 m away110 ADELAIDE ST ESite planAppeal Received
The Site Plan application to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
40 m away110 ADELAIDE ST EOfficial plan or zoning amendmentOMB Appeal
The application proposes to amend Zoning By-law 569-2013 to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
40 m away86 LOMBARD STSite planUnder Review
Site Plan Control application to permit a 59-storey mixed-use building containing 480 dwelling units, 4,321 square metres of office space, and 616 square metres of retail space.
40 m away86 LOMBARD STOfficial plan or zoning amendmentOMB Appeal
Zoning By-law Amendment application to permit a 59-storey mixed-use building containing 480 dwelling units, 4,321 square metres of office space, and 616 square metres of retail space.. A Site Plan Application (22 192721 STE 13 SA) has been submitted concurrently with the application.
40 m away112 ADELAIDE ST EOfficial plan or zoning amendmentOMB Appeal
The application proposes to amend Zoning By-law 569-2013 to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
50 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 44
- Price cuts
- 19%
Middle half: $488K to $750K
139 in 28 days
71 listings
This home is asking 10% below the median.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| King Station | TTC subway: Line 1 Yonge-University | 450 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 450 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 800 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 850 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 500 m | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 550 m | 96%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 550 m | 65%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 800 m | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 500 m | 96%Grade 9 math |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 1.2 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.2 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.4 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Church-Yonge Corridor are shown to signed-in members.