- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 800–899sq ft
- Per sq ft
- $882at the range’s middle
- Tax a year
- $3,0112025 tax year
- Built
- 11-15
- Parking
- 11 underground
- Days on market
- Members
The brief
About 110-628 Fleet St
110-628 Fleet St is a 1+1-bedroom, 1-bathroom condo in Niagara, Toronto, listed for sale at an asking price of $749,000 (MLS® C13760152).
Live/work street front condominium facing Fleet Street. This unit offers easy access and excellent visibility for a business. It is dual-zoned, making it ideal for a small business or office, or as a lovely 1+1 condo unit. Welcome to West Harbour City! This rarely available south-facing unit is a charming and well-appointed 1-bedroom plus office space condo that truly feels like home. The spectacular floor plan boasts a bright and spacious open-concept layout with soaring 11-foot ceilings and two separate walk-outs, one to Fleet Street and the other to the condo building. The functional kitchen is equipped with a built-in breakfast bar and stainless steel appliances, while the front office is generously sized. The building offers excellent amenities, including an indoor pool, fitness center, sauna, rooftop patio, and more! Ideally situated in a highly desirable neighborhood in the heart of downtown Toronto, this unit is 814 sq. ft. as per the floor plan. Extras include being just steps away from the lake, Farm Boy, Loblaws, TTC, schools, shops, restaurants, parks, Harbourfront, and quick access to the highway. The unit features brand new Italian porcelain tile installed throughout recently.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall29/100−$1,318/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 91 condos with 2 bedrooms for lease in Niagara right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,011 / 2025
- MLS® number
- C13760152
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 11-15
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 800-899 sqft
- Building Age
- 11-15
- Construction
- Brick Front
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stove, fridge, dishwasher, washer, dryer. 1 parking space and a large private locker room (3.50 x 3.5) behind the parking
- Condo maint.
- $599
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.5 × 2.59 m | Porcelain Floor, Granite Counter, Centre Island | Flat |
| Dining | 6.24 × 3.1 m | Porcelain Floor, Combined W/Living | Flat |
| Living | 6.24 × 3.1 m | Porcelain Floor, Combined W/Dining | Flat |
| Br | 3.14 × 3.04 m | Porcelain Floor, Large Closet, Large Window | Flat |
| Office | 2.77 × 6.24 m | Porcelain Floor, Large Window | Flat |
Listing history
Buy/sell history for 110-628 Fleet St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $749,000 | N/A | For Sale | C13760152 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $149,800
- Total mortgage amount
- $599,200
- Total interest payment
- $426,200
- Total purchase cost
- $1,175,200
- Mortgage payment
- $3,418/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
51%Monthly carrying cost
$4,268- Rent $2,950
- Shortfall $1,318
Rental income opens at $2,950, the median asking rent of 91 comparable homes for lease in Niagara. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,455
- Toronto municipal land transfer tax
- $11,455
- Total land transfer tax
- $22,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $14,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $749,000
- $6,980
- Ontario total
- $11,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $11,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
10 building permits cleared at this address in the City’s file.
Balcony/Guard RepairsInspection
Installation of 10mm tempered full-height retractable glass panels inside of existing balcony, current railing to remain.
Issued April 9, 2025
Other(BA)Permit Issued
Proposal to install a retractable glazing system to existing residential balcony - UNIT 506
Issued October 12, 2021
Other(BA)Permit Issued
To add retractable glazing to existing condo unit 327 balcony
Issued March 12, 2021
Other(BA)Closed
Add glazing system to balcony
Issued January 7, 2019
Building Permit Related(MS)Closed
HVAC - Proposed interior alterations to existing storage room for the creation of a management office
Issued September 10, 2018
Building Permit Related(PS)Closed
Plumbing - Proposed interior alterations to existing storage room for the creation of a management office
Issued August 29, 2018
Interior AlterationsClosed
Proposed interior alterations to existing storage room for the creation of a management office
Issued August 13, 2018
Other(BA)Closed
Proposal to install a retractable glazing system to balcony of 4 separate apartments. Units 302, 527, 607, and 828.
Issued November 6, 2017
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
701 FLEET STSite planUnder Review
Site Plan Approval for a three-storey athletic training facility proposed by the Tempo Basketball Club Inc. (the "Toronto Tempo"). This proposal is located on land that is owned by the City and will be subject to a long-term lease between the City and the Toronto Tempo to develop the training facility as well as new public parkland. The proposed lease provides for public access to the Tempo training facility during the team's off-season and periodically during the WNBA season.
330 m away545 LAKE SHORE BLVD WCondominiumUnder Review
*** Draft Plan of Condominium for 419 units.
380 m away470 R LAKE SHORE BLVD WOfficial plan or zoning amendmentUnder Review
Zoning by-law amendment application to facilitate the development of 5,509 square metres of non-residential retail space located below the Gardiner Expressway.
420 m away2 TECUMSETH STSite planUnder Review
Site Plan Control application for three mixed-use buildings with a total of 1,225 dwelling units and 3,370 square metres of non-residential gross floor area that are proposed to be constructed in two phases. Phase 1 is proposed to be 31 storeys (110.5 metres), and Phase 2 is proposed to be 40 storeys (130.5 metres) and 12 storeys (45.4 metres). All three buildings will have a shared two-storey below grade parking garage with a total of 401 vehicular parking spaces.
500 m away125 NIAGARA STSite planUnder Review
Site Plan Control application for three mixed-use buildings with a total of 1,225 dwelling units and 3,370 square metres of non-residential gross floor area that are proposed to be constructed in two phases. Phase 1 is proposed to be 31 storeys (110.5 metres), and Phase 2 is proposed to be 40 storeys (130.5 metres) and 12 storeys (45.4 metres). All three buildings will have a shared two-storey below grade parking garage with a total of 401 vehicular parking spaces.
540 m away133 NIAGARA STSite planUnder Review
Site Plan Control application for three mixed-use buildings with a total of 1,225 dwelling units and 3,370 square metres of non-residential gross floor area that are proposed to be constructed in two phases. Phase 1 is proposed to be 31 storeys (110.5 metres), and Phase 2 is proposed to be 40 storeys (130.5 metres) and 12 storeys (45.4 metres). All three buildings will have a shared two-storey below grade parking garage with a total of 401 vehicular parking spaces.
540 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Niagara right now
- For sale now
- 171
- Median asking price
- $585K
- New in 7 days
- 28
- Price cuts
- 19%
Middle half: $499K to $757K
87 in 28 days
33 listings
This home is asking 28% above the median.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 1.3 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.9 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 2.1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.1 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 2.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| The Waterfront SchoolToronto DSB | Public · grades JK–8 | 500 m | 83%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 750 m | 83%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 800 m | 84%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.9 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| City SchoolToronto DSB | Public · grades 9–12 | 500 m | — |
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 1.8 km | — |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 2.2 km | 8%Grade 9 math |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 3.5 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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