- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $771at the range’s middle
- Lot
- 18.93 x 63.1 ft
- Tax a year
- $7,2322025 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 530 Richmond St
530 Richmond St is a 4-bedroom, 3-bathroom duplex in Waterfront Communities C1, Toronto, listed for sale at an asking price of $1,349,000 (MLS® C13861226).
Fully renovated duplex with flexible CRE (Commercial Residential Employment) zoning permitting residential, retail and office use. The property features 4 bedrooms, 3 bathrooms, 2 full kitchens, 2 laundries and 2 expansive decks across two-and-a-half floors, upper unit consists of 1126 sqft, lower unit 1098 sqft Both units are tenanted on a month-to-month basis. Freehold ownership in one of the city's most walkable pockets, all the space of a house with none of the monthly fees of a condo. Turnkey finishes throughout, minimal maintenance, exceptional location.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall33/100−$1,858/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 4 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $7,232 / 2025
- MLS® number
- C13861226
- Board
- TRREB MLS®
- Property Type
- Duplex
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 18.93 x 63.1 ft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Duplex
- Style
- 2 1/2 Storey
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Upper, 1 × 3pc Main, 1 × 2pc 3rd
- Basement Type
- Finished
- Kitchens
- 2
Parking
- Driveway
- None
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 18.93 ft
- Depth
- 63.1 ft
- Lot Size
- 18.93 x 63.1 ft
Additional
- Foundation
- Unknown, Concrete
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.5 × 1.7 m | Ceramic Floor | Main |
| Living | 2.46 × 3.76 m | Pot Lights, Window, Combined W/Dining | Main |
| Dining | 3.05 × 3.35 m | Bay Window, Combined W/Living, Pot Lights | Main |
| Kitchen | 2.24 × 3.25 m | B/I Appliances, Custom Counter, Custom Backsplash | Main |
| Br | 2.31 × 2.59 m | Window, Laminate, W/O To Deck | Main |
| Living | 3.45 × 4.29 m | hardwood floor, Pot Lights, Open Concept | Upper |
| Kitchen | 3.35 × 4.37 m | B/I Appliances, Custom Counter, Pot Lights | Upper |
| 2nd Br | 3.25 × 4.32 m | hardwood floor, Picture Window, Wall Sconce Lighting | Upper |
| 3rd Br | 3.45 × 4.11 m | Skylight, W/O To Deck, Pot Lights | 3rd |
| 4th Br | 4.06 × 5.13 m | Above Grade Window, Pot Lights, W/I Closet | Lower |
Listing history
Buy/sell history for 530 Richmond St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,349,000 | N/A | For Sale | C13861226 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $269,800
- Total mortgage amount
- $1,079,200
- Total interest payment
- $767,300
- Total purchase cost
- $2,116,300
- Mortgage payment
- $6,155/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
44%Monthly carrying cost
$6,758- Rent $4,900
- Shortfall $1,858
Rental income opens at $4,900, the median asking rent of 10 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $23,455
- Toronto municipal land transfer tax
- $23,455
- Total land transfer tax
- $46,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $38,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,349,000
- $18,980
- Ontario total
- $23,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $23,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,194 sq ft111 m²
- Street frontage
- 18.93 ft5.8 m
- Depth
- 63.1 ft19.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m137 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 138 building permits issued within 250 m in the last 2 years250 m
- 28 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.5 km1.5 km
- Mapped parcel: about 1,130 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 680 m680 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 1241-2017
- In the King-Spadina Heritage Conservation District, by-law 1111-2017
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CRE (x76)By-law
569-2013Municipality
Toronto1 x76
Site-specific exception 76: this site has rules of its own, written in the by-law.
2 Where this is written
Chapter 50, section 50.10 of By-law 569-2013 · Exception 900.12.10(76)
3 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
2 building permits cleared at this address in the City’s file.
Building Permit Related(PS)Closed
Plumbing - Proposal to construct a 2nd sty rear addition over ground flor, 3rd sty rear addition, 3rd sty rear deck, and minor alterations to 2 unit dwelling.
Issued December 2, 2011
Multiple ProjectsClosed
Proposal to construct a 2nd sty rear addition over ground flor, 3rd sty rear addition, 3rd sty rear deck, and minor alterations to 2 unit dwelling.
Issued December 2, 2011
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
143 PORTLAND STCondominiumUnder Review
*** Draft Plan of Condominium for 129 units in a 16-storey building.
100 m away141 PORTLAND STCondominiumUnder Review
*** Draft Plan of Condominium for 129 units in a 16-storey building.
110 m away139 PORTLAND STCondominiumUnder Review
*** Draft Plan of Condominium for 129 units in a 16-storey building.
110 m away137 PORTLAND STCondominiumUnder Review
*** Draft Plan of Condominium for 129 units in a 16-storey building.
110 m away135 PORTLAND STCondominiumUnder Review
*** Draft Plan of Condominium for 129 units in a 16-storey building.
120 m away49-51 CAMDEN STSite planOMB Appeal
Proposal for site plan approval related to a 130-room hotel consisting of 14 stories, with a mechanical penthouse included in the 12th and 14th story. The building provides total GFA as 7,796.8
170 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.1 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.2 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 1.2 km |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 1.6 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 450 m | 75%Grade 6 average |
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 450 m | 72%Grade 6 average |
| Ryerson Community School Junior SeniorToronto DSB | Public · grades JK–8 · French Immersion | 500 m | 52%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.3 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1 km | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1 km | — |
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 1.7 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.5 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.