48 Lowther Ave
Annex, Toronto, Ontario M5R 1C6
- Bedrooms
- 4+1
- Bathrooms
- 4
- Size
- 3,500–5,000sq ft
- Per sq ft
- $1,400at the range’s middle
- Lot
- 33 x 109 ft
- Tax a year
- $31,5522026 tax year
- Parking
- 42 built-in
- Days on market
- Members
The brief
About 48 Lowther Ave
48 Lowther Ave is a 4+1-bedroom, 4-bathroom detached house in Annex, Toronto, listed for sale at an asking price of $5,950,000 (MLS® C14109720).
A sophisticated urban lifestyle on one of Yorkville's most desirable streets (between Avenue & Bedford Road), steps to shopping, restaurants, galleries & schools. With its impressive proportions and abundant natural light, this detached 3-storey home presents an opportunity to create a state-of-the-art residence in the heart of the city. Floor-to-ceiling windows, a beautiful staircase and a large third-floor skylight are among the home's distinctive features. The kitchen and breakfast area also enjoy natural light from above, while the adjoining den walks out to a beautiful two-level city garden, creating a private outdoor retreat. The second floor could be transformed into an exceptional primary suite. The lower level features above-grade windows and walk-outs to both the front of the home and the garden. A double built-in garage with direct access to the home completes the offering. A distinctive Yorkville address, ready for its next chapter.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$24,774/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 127 detached homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $31,552 / 2026
- MLS® number
- C14109720
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 33 x 109 ft
- Listed on
- Parking
- 2 Built-In, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 3-Storey
- Community
- Annex
- Municipality
- Toronto
Building
- Size
- 3500-5000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 7pc 2nd, 1 × 5pc 3rd, 1 × 4pc Lower
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 33 ft
- Depth
- 109 ft
- Lot Size
- 33 x 109 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Dishwasher, Wall Oven, Built-In Grill, Washer, Dryer.... All Sold In "As Is" Condition. CAC, All Electric Light Fixtures, Heated Driveway & Front Door Entry
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.03 × 4.65 m | Marble Floor, Double Closet | Main |
| Living | 5.74 × 8.31 m | hardwood floor, Combined W/Dining, Window Flr to Ceil | Main |
| Dining | 5.74 × 8.31 m | hardwood floor, Combined W/Living | Main |
| Kitchen | 3.53 × 4.29 m | hardwood floor, Centre Island, Granite Counter | Main |
| Breakfast | 2.79 × 2.87 m | hardwood floor, Bay Window, Skylight | Main |
| Family | 3.61 × 4.67 m | hardwood floor, W/O To Patio, B/I Shelves | Main |
| Primary | 4.7 × 6.1 m | 7 Pc Ensuite, W/W Closet, Juliette Balcony | 2nd |
| 2nd Br | 4.39 × 5.16 m | B/I Bookcase, W/W Closet, Juliette Balcony | 2nd |
| 3rd Br | 4.27 × 6.73 m | Broadloom, Double Closet, Juliette Balcony | 3rd |
| 4th Br | 3.84 × 5.74 m | Broadloom, Double Closet, B/I Shelves | 3rd |
| Rec | 4.32 × 4.57 m | W/O To Garden, B/I Shelves, Broadloom | Lower |
| 5th Br | 3.84 × 4.04 m | Broadloom, Double Closet, Window | Lower |
Listing history
Buy/sell history for 48 Lowther Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $5,950,000 | N/A | For Sale | C14109720 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $1,190,000
- Total mortgage amount
- $4,760,000
- Total interest payment
- $3,383,500
- Total purchase cost
- $9,333,500
- Mortgage payment
- $27,145/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
93%Monthly carrying cost
$29,774- Rent $5,000
- Shortfall $24,774
Rental income opens at $5,000, the median asking rent of 127 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $135,225
- Toronto municipal land transfer tax
- $193,725
- Total land transfer tax
- $328,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $320,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $5,950,000
- $98,750
- Ontario total
- $135,225
Toronto’s municipal tax has its own higher brackets at this price, so it adds $193,725.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,597 sq ft334 m²
- Street frontage
- 33 ft10.1 m
- Depth
- 109 ft33.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m44 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (266 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 86 building permits issued within 250 m in the last 2 years250 m
- 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 4.0 km4 km
- Mapped parcel: about 3,650 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 730 m730 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 520-94
- In the East Annex Heritage Conservation District, by-law 520-94
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x471)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x471
Site-specific exception 471: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(471)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
145 ST GEORGE STPlan of subdivisionUnder Review
Draft Plan of Subdivision to create 4 stratified development blocks.
240 m away145 ST GEORGE STSite planOMB Appeal
Site plan application to facilitate the development of the site for a 96-metre (28-storey) mixed-use building containing 398 dwelling units (including 130 rental replacement units and 12 new affordable units), and a maximum of 150 square metres of non-residential gross floor area.
240 m away210 BLOOR ST WOfficial plan or zoning amendmentUnder Review
Proposed redevelopment of the lands with a 36-storey Private Student Residence (112.58 metres in height, including the mechanical penthouse) with 426 dwelling units.27,742 square metres of residential GFA and 220 square metres of non-residential GFA are proposed.4 visitor parking spaces (including 1 accessible space) and 235 bike parking spaces are proposed.
270 m away210 BLOOR ST WSite planUnder Review
INACTIVE Proposal for a 29-storey mixed-use building with 42 dwelling units and 100 square metres of ground floor retail space.
270 m away210 BLOOR ST WCondominiumUnder Review
*** Draft Plan of Condominium for 42 units.
270 m away210 BLOOR ST WSite planOMB Appeal
May 2026 Update: The site plan applications at 208 Bloor and 210 Bloor have been combined to enable the redevelopment of the site as a 36-storey Private Student Residence (112.58 metres, including the mechanical penthouse).208 Bloor is subject to By-law 778-2024.210 Bloor is subject to By-law 782-2022 (OLT)Variance applications are currently being processed.
270 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Annex right now
- For sale now
- 12
- Median asking price
- $4.7M
- New in 7 days
- 2
- Price cuts
- 0%
Middle half: $2.65M to $5.32M
5 in 28 days
0 listings
This home is asking 27% above the median, higher than three quarters of them.
See all homes in AnnexAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St George Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 200 m |
| Museum Station | TTC subway: Line 1 Yonge-University | 550 m |
| Spadina Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 600 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 3.2 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 3.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Huron Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 350 m | 74%Grade 6 average |
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 550 m | 89%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 2 km | 66%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.2 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 1 km | 66%Grade 9 math |
| Central Technical SchoolToronto DSB | Public · grades 9–12 | 1.2 km | 34%Grade 9 math |
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 1.3 km | 40%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.9 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Annex are shown to signed-in members.