45 Heath St
Yonge-St. Clair, Toronto, Ontario M4V 1T2
- Bedrooms
- 3+1
- Bathrooms
- 4
- Size
- 2,000–2,500sq ft
- Per sq ft
- $1,553at the range’s middle
- Lot
- 27.14 x 158.54 ft
- Tax a year
- $14,6052026 tax year
- Built
- 31-50
- Parking
- 71.5 built-in
- Days on market
- Members
The brief
About 45 Heath St
45 Heath St is a 3+1-bedroom, 4-bathroom semi-detached house in Yonge-St. Clair, Toronto, listed for sale at an asking price of $3,495,000 (MLS® C13875390).
Welcome to 45 Heath Street West, an exceptional residence situated on one of Deer Park's most coveted and picturesque streets. Beautifully set back from the road, this distinguished home offers a private urban oasis in the heart of Toronto, blending sophistication, comfort, privacy, & convenience. The property features an oversized lot, heated driveway parking up to 6 vehicles, along with a built-in 1.5 car garage. Elegant red-brick masonry creates a lasting first impression, with a graceful staircase leading to an expansive front terrace and striking arched entranceway. Inside, the foyer opens to a beautifully appointed main level featuring hardwood flooring & an inviting open-concept layout. At the heart of the home is a true chef's kitchen, carefully designed for everyday living & entertaining. It features a Sub-Zero fridge, Wolf four-burner gas range with professional-style hood, large centre island that can easily seat six, a wall pantry with wet bar, & a bright sun-filled breakfast nook. A walk-out leads to the elevated rear deck, with a brick wood oven and gas BBQ facilities. The kitchen flows into the elegant dining room, enhanced with built-in speakers & buffet. The sophisticated living room features graceful arched windows overlooking the front terrace, while a built-in gas fireplace provides a warm & inviting focal point. A stunning spiral staircase leads to the second level, where three generously proportioned bedrooms provide exceptional comfort & privacy. The spacious primary suite is bright & beautifully appointed, featuring 3 large windows, a luxurious four-piece ensuite w/heated flooring & a generous walk-in closet. The two additional bedrooms are south-facing, sun-filled & share a thoughtfully designed three-piece bathroom. The above-grade lower level features nine-foot ceilings, a powder room, garage access, & large recreation room with a gas fireplace. Sliding glass doors walk-out to a private oasis with southern exposure, peaceful & luxurious.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$13,212/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 43 semi-detached homes with 4 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $14,605 / 2026
- MLS® number
- C13875390
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 31-50
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 27.14 x 158.54 ft
- Listed on
- Parking
- 1.5 Built-In, 7 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- Yonge-St. Clair
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Lower, 1 × 2pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Built-In
- Garage
- 1.5
- Additional Parking
- 5.5
- Total Parking
- 7
Utilities
- Water
- Municipal
- Cooling
- Central Air, Wall Unit
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 27.14 ft
- Depth
- 158.54 ft
- Lot Size
- 27.14 x 158.54 ft
Additional
- Foundation
- Concrete Block
- Roof
- Flat, Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Wolf Range/Oven, MEC professional range hood, Asko Dishwasher, Subzero Fridge, B/I Panasonic Microwave, LG Washer/ GE Dryer, All Existing E.L.F.'s, All Existing Window Treatments, DSC Security System, Electric Garage Door opener, All Existing Built-In Storage Units. Three Remoter Controlled Mitsubishi ductless AC units (as additional AC source in bedrooms.) New Roof 2024, Central Vac and equipment
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 3.68 × 2.23 m | 2 Pc Bath, hardwood floor, Crown Moulding | Main |
| Living | 3.86 × 5.16 m | Gas Fireplace, Large Window, Crown Moulding | Main |
| Dining | 3.45 × 4.6 m | Open Concept, Built-In Speakers, B/I Bar | Main |
| Kitchen | 5.05 × 6.15 m | Walk-Out, Centre Island, Wet Bar | Main |
| Breakfast | 1.35 × 2.7 m | O/Looks Backyard, Skylight, hardwood floor | Main |
| Rec | 5.0 × 6.15 m | W/O To Garden, Gas Fireplace, 2 Pc Bath | Lower |
| 4th Br | 2.29 × 5.13 m | W/W Closet, Laminate | Lower |
| Laundry | 1.88 × 2.56 m | Access To Garage, Laminate, Laundry Sink | Lower |
| Primary | 4.83 × 6.25 m | W/I Closet, 4 Pc Ensuite, Broadloom | 2nd |
| 2nd Br | 3.1 × 4.22 m | W/I Closet, O/Looks Backyard, Broadloom | 2nd |
| 3rd Br | 3.0 × 4.22 m | Large Closet, South View, Broadloom | 2nd |
Listing history
Buy/sell history for 45 Heath St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $3,495,000 | N/A | For Sale | C13875390 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $699,000
- Total mortgage amount
- $2,796,000
- Total interest payment
- $1,987,500
- Total purchase cost
- $5,482,500
- Mortgage payment
- $15,945/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
86%Monthly carrying cost
$17,162- Rent $3,950
- Shortfall $13,212
Rental income opens at $3,950, the median asking rent of 43 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $73,850
- Toronto municipal land transfer tax
- $78,800
- Total land transfer tax
- $152,650
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $144,175
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $3,495,000
- $37,375
- Ontario total
- $73,850
Toronto’s municipal tax has its own higher brackets at this price, so it adds $78,800.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,303 sq ft400 m²
- Street frontage
- 27.14 ft8.3 m
- Depth
- 158.54 ft48.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m50 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 97 building permits issued within 250 m in the last 2 years250 m
- 19 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 6.1 km6.1 km
- Mapped parcel: about 4,410 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d0.6) (x905)By-law
569-2013Municipality
Toronto1 d0.6
Density: floor area is capped at 0.6 times the lot area.
2 x905
Site-specific exception 905: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(905)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
1560 YONGE STSite planApplication Received
Proposed four storey community centre with a gross floor area of 6,166sqm.
160 m away1535 YONGE STOfficial plan or zoning amendmentOMB Appeal
Application to amend the Official Plan and Zoning By-law to permit a mixed-use development consisting of four residential buildings 44, 39, 27, and 13-storeys, a new park at the northwest corner of the site, a courtyard privately owned publicly-accessible space, and a mid-block connection. The buildings will contain 1,361 dwelling units, of which 38 are replacement for the existing rental units on site. The application proposes 20,524 square metres of non-residential gross floor area.
210 m away1 HEATH ST ESite planUnder Review
Mixed use development consisting of three towers organized around a central publicly accessible open space (POPS), along with a new 1,560 m² public park at the northwest corner of the site. The development would include 661 residential units, approximately 15,627 m² of retail, restaurant, wellness and other non-residential uses, and a network of mid-block pedestrian connections, including a direct connection to St. Clair Subway Station. The proposal also incorporates a shared podium for Towers 1 and 2, a standalone Tower 3 connected by an enclosed bridge, and below-grade vehicular, loading and servicing facilities to support a pedestrian-focused public realm.
210 m away1 HEATH ST EPlan of subdivisionUnder Review
Draft Plan of Subdivision for 4 blocks.
210 m away1 HEATH ST EOfficial plan or zoning amendmentOMB Appeal
Application to amend the Official Plan and Zoning By-law to permit a mixed-use development consisting of four residential buildings 44, 39, 27, and 13-storeys, a new park at the northwest corner of the site, a courtyard privately owned publicly-accessible space, and a mid-block connection. The buildings will contain 1,361 dwelling units, of which 38 are replacement for the existing rental units on site. The application proposes 20,524 square metres of non-residential gross floor area.
210 m away1521 YONGE STOfficial plan or zoning amendmentOMB Appeal
Application to amend the Official Plan and Zoning By-law to permit a mixed-use development consisting of four residential buildings 44, 39, 27, and 13-storeys, a new park at the northwest corner of the site, a courtyard privately owned publicly-accessible space, and a mid-block connection. The buildings will contain 1,361 dwelling units, of which 38 are replacement for the existing rental units on site. The application proposes 20,524 square metres of non-residential gross floor area.
210 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Yonge-St. Clair right now
- For sale now
- 7
- Median asking price
- $3.5M
- New in 7 days
- 2
- Price cuts
- 0%
Middle half: $3.22M to $4.52M
3 in 28 days
0 listings
This home is asking at the median.
See all homes in Yonge-St. ClairAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St Clair Station | TTC subway: Line 1 Yonge-University | 400 m |
| Summerhill Station | TTC subway: Line 1 Yonge-University | 900 m |
| Davisville Station | TTC subway: Line 1 Yonge-University | 900 m |
| Rosedale Station | TTC subway: Line 1 Yonge-University | 1.6 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 1.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Deer Park Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 450 m | 80%Grade 6 average |
| Brown Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 600 m | 91%Grade 6 average |
| Our Lady of Perpetual Help Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 92%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3.3 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| North Toronto Collegiate InstituteToronto DSB | Public · grades 9–12 | 2.3 km | 80%Grade 9 math |
| Marshall McLuhan Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 2.3 km | 59%Grade 9 math |
| Northern Secondary SchoolToronto DSB | Public · grades 9–12 | 2.4 km | 72%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 3.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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