- Bedrooms
- 4+2
- Bathrooms
- 5
- Size
- 3,500–5,000sq ft
- Per sq ft
- $1,150at the range’s middle
- Lot
- 50 x 146.4 ft
- Tax a year
- $18,9052025 tax year
- Parking
- 82 detached
- Days on market
- Members
The brief
About 44 Cotswold Cres
44 Cotswold Cres is a 4+2-bedroom, 5-bathroom detached house in St. Andrew-Windfields, Toronto, listed for sale at an asking price of $4,888,000 (MLS® C13731758).
Perfectly situated on one of St.Andrew-Windfield's most coveted Streets-Welcome to 44 Cotswold Crescent-A Distinguished Custom Built Residence Offering Over 4000 Square Feet of Beautifully Appointed Living Space. Grand Principal Rooms, 3 Prestigious Fireplaces, A perfect blend of refined finishes and thought out floorplan. The Main Floor Features Distinctive Architectural Details-Greeted by a grand foyer with Columns framing the entrances to two principal rooms at both sides- An impressive library featuring solid wood built-in bookcases and on the other, a guest room with intricate detailed mouldings and grandeur wooden fireplace mantle. Step into the grand formal foyer with a soaring masterpiece staircase with a distinguished white turned balusters with detailed craftsmanship. Graciously sized- kitchen handcrafted and custom designed by the renowned Falcon Kitchen with a generous sized island perfect for entertaining and breakfast area surrounded by green lush backyard view and plenty of sunlight. Walk alongside the sun filled oak doors and oak framed windows of the backyard, you will be greeted to a wonderfully curated family room with oakwood ceiling beams and built-in shelves. The floorplan flows beautifully upstairs: Four well-proportioned bedrooms, including a spacious Primary bedroom with a formal ensuite retreat & A walk-in closet. Oversized recreation room, a private sauna and plenty of storage space in the basement level. A rare architectural masterpiece rarely available In The Heart Of St.Andrew-Windfield's, steps from Top-Ranked Public and Private Schools. Beautiful South East Exposure, Well-Landscaped Backyard Creates A Private Outdoor Retreat Perfect for Effortless Summer Entertaining. Lot is surrounded by mature trees offering private sanctuary in the heart of the city and backing onto the park for even more privacy. A gated two car garage allows for added security.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$17,175/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 51 detached homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $18,905 / 2025
- MLS® number
- C13731758
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 50 x 146.4 ft
- Listed on
- Parking
- 2 Detached, 8 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- St. Andrew-Windfields
- Municipality
- Toronto
Building
- Size
- 3500-5000 sqft
- Construction
- Stone
Inside
- Bedrooms
- 4+2
- Bathrooms
- 5
- Bathroom Details
- 1 × 2pc Main, 1 × 5pc 2nd, 1 × 3pc 2nd, 1 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 6
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 146.4 ft
- Lot Size
- 50 x 146.4 ft
Additional
- Foundation
- Other
- Roof
- Other
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- S/S Kitchenaid 4-burner Cooktop (2022), S/S Bosch Diswasher, Kitchenaid Fridge, LG Washer & Dryer, Beam Central Vac, General Humidifier, Trane XC95 Furnace, Falcon Kitchen Cabinetry, 2 Rheem Hot Water Tanks, 3 Fireplaces, Rich Detailed Mouldings, Oak hardwood floor, Oakwood Window Frames ( select areas on Main Floor), Oakwood Built-In Shelves ( Library & Family Room), Custom Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 5.421 × 3.99 m | Broadloom, Window, Closet | 2nd |
| Br | 5.603 × 5.103 m | Large Window, Broadloom, Pot Lights | 2nd |
| Kitchen | 4.238 × 5.021 m | Window, Centre Island, W/O To Patio | Main |
| Br | 4.908 × 7.102 m | Broadloom, Closet, Pot Lights | Lower |
| Library | 4.266 × 4.356 m | Large Window, Fireplace, Moulded Ceiling | Main |
| Rec | 4.902 × 9.446 m | Broadloom, Closet, Window | Lower |
| Br | 3.876 × 4.534 m | Broadloom, Large Window, Closet | 2nd |
| Br | 4.424 × 5.638 m | Broadloom, Closet, Window | Lower |
| Breakfast | 2.131 × 3.073 m | Large Window, W/O To Patio, Combined W/Kitchen | Main |
| Laundry | 2.902 × 2.435 m | Side Door | Main |
| Br | 3.931 × 4.469 m | Broadloom, Large Window, Closet | 2nd |
| Br | 3.893 × 4.261 m | B/I Desk, Broadloom, Closet | 2nd |
| Family | 5.046 × 6.819 m | Fireplace, Wainscoting, Pot Lights | Main |
| Living | 4.45 × 6.352 m | Moulded Ceiling, Window, Fireplace | Main |
| Dining | 4.083 × 4.952 m | Bar Sink, Moulded Ceiling, Window | Main |
Listing history
Buy/sell history for 44 Cotswold Cres, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $4,888,000 | N/A | For Sale | C13731758 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $977,600
- Total mortgage amount
- $3,910,400
- Total interest payment
- $2,779,600
- Total purchase cost
- $7,667,600
- Mortgage payment
- $22,300/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
82%Monthly carrying cost
$23,875- Rent $6,700
- Shortfall $17,175
Rental income opens at $6,700, the median asking rent of 51 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $108,675
- Toronto municipal land transfer tax
- $136,435
- Total land transfer tax
- $245,110
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $236,635
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $4,888,000
- $72,200
- Ontario total
- $108,675
Toronto’s municipal tax has its own higher brackets at this price, so it adds $136,435.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 50 ft15.2 m
- Depth
- 146.4 ft44.6 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 16 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.8 km4.8 km
- Mapped parcel: about 10,090 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f15.0; a550) (x5)By-law
569-2013Municipality
Toronto1 f15.0
Frontage: at least 15.0 m.
2 a550
Lot area: at least 550 m² per dwelling unit.
3 x5
Site-specific exception 5: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(5)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
10-12 OAKBURN CRESSite planUnder Review
Proposal for two 18-storey purpose built rental apartment buildings with a total gross floor area of 35,830.7square metres for 452 rental residential units, resulting in a density of 4.51 FSI. (21-185510 NNY 18OZ)
510 m away8 OAKBURN CRESSite planUnder Review
Proposal for two 18-storey purpose built rental apartment buildings with a total gross floor area of 35,830.7square metres for 452 rental residential units, resulting in a density of 4.51 FSI. (21-185510 NNY 18OZ)
560 m away6 OAKBURN CRESSite planUnder Review
Proposal for two 18-storey purpose built rental apartment buildings with a total gross floor area of 35,830.7square metres for 452 rental residential units, resulting in a density of 4.51 FSI. (21-185510 NNY 18OZ)
580 m away2-4 OAKBURN CRESSite planUnder Review
Proposal for two 18-storey purpose built rental apartment buildings with a total gross floor area of 35,830.7square metres for 452 rental residential units, resulting in a density of 4.51 FSI. (21-185510 NNY 18OZ)
630 m away145 SHEPPARD AVE ESite planUnder Review
Site Plan application to construct an 11 storey mixed use building with at grade retail and an underground parking garage. The proposal includes a total of 55 residential units and 6,305 sq.m of residential gross floor area and 205 sq.m of retail gross floor area along Sheppard Avenue East. The proposal has an overall density of 7.0 (FSI).
740 m away60 AVONDALE AVECondominiumUnder Review
*** Draft Plan of Condominium for 1084 units.
760 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in St. Andrew-Windfields right now
- For sale now
- 78
- Median asking price
- $4.34M
- New in 7 days
- 2
- Price cuts
- 14%
Middle half: $2.92M to $5M
17 in 28 days
11 listings
This home is asking 13% above the median.
See all homes in St. Andrew-WindfieldsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Sheppard-Yonge Station | TTC subway: Line 1 Yonge-University, Line 4 Sheppard | 1.2 km |
| Bayview Station | TTC subway: Line 4 Sheppard | 1.4 km |
| York Mills Station | TTC subway: Line 1 Yonge-University | 1.5 km |
| Oriole GO | GO Transit train: Richmond Hill | 2.8 km |
| Finch Station | TTC subway: Line 1 Yonge-UniversityYRT bus rapid transit: Viva Blue | 3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Avondale Public SchoolToronto DSB | Public · grades JK–8 | 350 m | 77%Grade 6 average |
| Owen Public SchoolToronto DSB | Public · grades JK–5 · French Immersion | 1 km | 59%Grade 3 average |
| St Edward Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.3 km | 82%Grade 6 average |
| École élémentaire Paul-DemersConseil scolaire Viamonde | French-language public · grades JK–6 | 3.8 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cardinal Carter Academy for the ArtsToronto CDSB | Catholic · grades 9–12 | 1.2 km | 87%Grade 9 math |
| Earl Haig Secondary SchoolToronto DSB | Public · grades 9–12 | 1.5 km | 84%Grade 9 math |
| York Mills Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 2.1 km | 81%Grade 9 math |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 2.2 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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