121-415 Jarvis St
Cabbagetown-South St. James Town, Toronto, Ontario M4Y 3C1
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $660at the range’s middle
- Tax a year
- $3,0852025 tax year
- Parking
- 0underground
- Days on market
- Members
The brief
About 121-415 Jarvis St
121-415 Jarvis St is a 2-bedroom, 1-bathroom condo townhouse in Cabbagetown-South St. James Town, Toronto, listed for sale at an asking price of $495,000 (MLS® C13835986).
Attention Investors & End-Users! Welcome to "The Central," a quiet, tree-lined complex in the heart of downtown Toronto. This beautifully maintained 2-bedroom home offers 744 sq. ft. of bright, functional living space with an open-concept layout and fresh neutral paint throughout. A rare 100 sq. ft. private porch extends the living space outdoors, perfect for relaxing, entertaining, or enjoying your morning coffee. Ideally located with excellent Walk and Transit Scores, just steps to Allan Gardens, TMU, U of T, the Hospital District, Cabbagetown, restaurants, shops, transit, and everyday conveniences. Move-in ready and exceptionally well located, this home is an ideal choice for first-time buyers, professionals, or investors seeking a high-demand downtown property with both lifestyle appeal and long-term potential.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even50/100−$312/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 14 homes with 2 bedrooms for lease in Cabbagetown-South St. James Town right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,085 / 2025
- MLS® number
- C13835986
- Board
- TRREB MLS®
- Property Type
- Condo Townhouse
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Townhouse
- Style
- Stacked Townhouse
- Community
- Cabbagetown-South St. James Town
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- Yes
- Den
- No
- Family room
- No
- Condo maint.
- $471
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.92 × 5.08 m | Laminate, Fireplace, Combined W/Dining | Main |
| Dining | 3.92 × 5.08 m | Laminate, Open Concept, Combined W/Living | Main |
| Kitchen | 2.46 × 3.36 m | Tile Floor, Breakfast Bar, O/Looks Living | Main |
| Primary | 3.06 × 3.71 m | Laminate, W/W Closet | Main |
| 2nd Br | 2.78 × 3.38 m | Laminate, Double Closet | Main |
Listing history
Buy/sell history for 121-415 Jarvis St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $495,000 | N/A | For Sale | C13835986 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,000
- Total mortgage amount
- $396,000
- Total interest payment
- $281,700
- Total purchase cost
- $776,700
- Mortgage payment
- $2,259/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
31%Monthly carrying cost
$2,987- Rent $2,675
- Shortfall $312
Rental income opens at $2,675, the median asking rent of 14 comparable homes for lease in Cabbagetown-South St. James Town. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,375
- Toronto municipal land transfer tax
- $6,375
- Total land transfer tax
- $12,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $4,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $495,000
- $1,900
- Ontario total
- $6,375
Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,375.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m22 test or monitoring holes also recorded.250 m
- Groundwater recorded about 11.8 m below ground nearbyThe middle water level in the well records within 500 m (280 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 47 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 3.4 km3.4 km
- Mapped parcel: about 32,700 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 950 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
11 building permits cleared at this address in the City’s file.
DeckClosed
Front Entrance and Balcony Repairs to Block 500 (units 206, 208, 210, 212, 214, 216), Block 600 (units 205, 207, 209, 211, 213, 215), Block 700 (units 224, 226, 228, 230, 232, 234), Block 800 (units 225, 227, 229, 231, 233, 235)
Issued October 25, 2024
Piping: Other BuildingsClosed
Proposal to replace Kitec plumbing in existing stacked townhouse, Unit 111.
Issued June 27, 2017
Piping: Other BuildingsClosed
Replace kitec water pipes in condo unit with TYPE L copper pipes
Issued June 9, 2017
Piping: Other BuildingsCancelled
Proposal to replace Kitec Piping and replace DAHL Valve in existing condo townhouse unit
Issued April 18, 2017
Piping: Other BuildingsInspection
All Kitec plumbing to be replaces in approximately 80 units
Issued March 24, 2017
Piping: Other BuildingsCancelled
All Kitec plumbing to be replaces in approximately 80 units
Completed February 10, 2017
Piping: Other BuildingsClosed
All Kitec plumbing to be replaced in approximately 100 units
Issued November 28, 2016
Heat/Ventilation: SFD/Semi/THClosed - Dormant
Install new HVAC system to new row houses. "in connection with BP#00-130282
Issued March 21, 2003
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
410 SHERBOURNE STSite planUnder Review
Site Plan Approval Application for a 42-storey mixed-use building having a non-residential gross floor area of 240 square metres and a residential gross floor area of 31,273 square metres.
250 m away410 SHERBOURNE STCondominiumUnder Review
*** Proposed Draft Plan of Condominium for a 39-storey mixed-use building containing 456 residential units.
250 m away114 MAITLAND STOfficial plan or zoning amendmentOMB Appeal
Combined Official Plan & Zoning By-law Amendment for a 56-storey mixed-use building. The proposed building contains a total of 579 dwelling units, of which 36 are rental replacement units, and a total of approximately 4,739 square metres of institutional space for the Garry Hurvitz Centre for Community Mental Health at SickKids located in 440 Jarvis Street.
280 m away114 MAITLAND STSite planUnder Review
Site Plan Approval for a 56-storey mixed-use building. The proposed building contains a total of 579 dwelling units, of which 36 are rental replacement units, and a total of approximately 4,739 square metres of institutional space for the Sick Kids Centre for Community Mental Health located in 440 Jarvis Street.
280 m away440 JARVIS STSite planUnder Review
Site Plan Approval for a 56-storey mixed-use building. The proposed building contains a total of 579 dwelling units, of which 36 are rental replacement units, and a total of approximately 4,739 square metres of institutional space for the Sick Kids Centre for Community Mental Health located in 440 Jarvis Street.
290 m away440 JARVIS STOfficial plan or zoning amendmentOMB Appeal
Combined Official Plan & Zoning By-law Amendment for a 56-storey mixed-use building. The proposed building contains a total of 579 dwelling units, of which 36 are rental replacement units, and a total of approximately 4,739 square metres of institutional space for the Garry Hurvitz Centre for Community Mental Health at SickKids located in 440 Jarvis Street.
290 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Cabbagetown-South St. James Town right now
- For sale now
- 5
- Median asking price
- $595K
- New in 7 days
- 1
- Price cuts
- 20%
Middle half: $500K to $625K
3 in 28 days
1 listing
This home is asking 17% below the median, lower than three quarters of them.
See all homes in Cabbagetown-South St. James TownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Wellesley Station | TTC subway: Line 1 Yonge-University | 600 m |
| College Station | TTC subway: Line 1 Yonge-University | 600 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 850 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 200 m | 72%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 350 m | 66%Grade 6 average |
| Winchester Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 550 m | 77%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 850 m | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 100 m | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 250 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 250 m | 34%Grade 9 math |
| Msgr Fraser College (Isabella Campus)Toronto CDSB | Catholic · grades 9–12 | 700 m | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Cabbagetown-South St. James Town are shown to signed-in members.