305-399 Adelaide St
Waterfront Communities C1, Toronto, Ontario M5V 1S4
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 800–899sq ft
- Per sq ft
- $752at the range’s middle
- Tax a year
- $3,8002025 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 305-399 Adelaide St
305-399 Adelaide St is a 1+1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $639,000 (MLS® C13680924).
Welcome to suite 305 at Lofts 399- Stylish and contemporary design located in Toronto vibrant King West neighborhood. Bright 1+den suite featuring soaring 10-ft exposed concrete ceilings and floor-to-ceiling windows with private balcony. This unit boasts numerous upgrades with spacious layout w/no wastage in space. The open concept living and dining area offers an ideal space for entertaining, complemented by upgraded stainless steel appliances. Exceptional building amenities include a fitness centre, lap pool, landscaped courtyard with water garden, 24-hour concierge, and party room, Lofts 399 is ideally situated in King West just steps from the TTC, surrounded by boutique ships, and shops, and top restaurants, cafes, and art galleries. Price includes 1 parking spot a rare find in today's downtown living. Don't miss this opportunity to own this chic loft in one of Toronto's most desirable neighborhood!
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall35/100−$988/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 289 condos with 2 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,800 / 2025
- MLS® number
- C13680924
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 800-899 sqft
- Construction
- Brick
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, Gas stove, Dishwasher, Stacked washer & Dryer, Microwave
- Condo maint.
- $755
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 6.37 × 4.45 m | hardwood floor, Open Concept, W/O To Balcony | Flat |
| Dining | 6.37 × 4.45 m | hardwood floor, Open Concept, Combined W/Kitchen | Flat |
| Kitchen | 6.37 × 4.45 m | hardwood floor, Open Concept, Combined W/Living | Flat |
| Primary | 3.09 × 3.3 m | Large Window, Large Closet, hardwood floor | Flat |
| Den | 3.35 × 2.0 m | hardwood floor, Separate Rm | Flat |
Listing history
Buy/sell history for 305-399 Adelaide St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $639,000 | N/A | For Sale | C13680924 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $127,800
- Total mortgage amount
- $511,200
- Total interest payment
- $363,600
- Total purchase cost
- $1,002,600
- Mortgage payment
- $2,916/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
47%Monthly carrying cost
$3,988- Rent $3,000
- Shortfall $988
Rental income opens at $3,000, the median asking rent of 289 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,255
- Toronto municipal land transfer tax
- $9,255
- Total land transfer tax
- $18,510
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $10,035
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $639,000
- $4,780
- Ontario total
- $9,255
Toronto’s municipal tax uses the same brackets at this price, so it adds another $9,255.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m176 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 154 building permits issued within 250 m in the last 2 years250 m
- 58 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.3 km1.3 km
- Mapped parcel: about 21,120 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 480 m480 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 950 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 1120-2024
- In the King-Spadina Heritage Conservation District, by-law 1111-2017
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
11 building permits cleared at this address in the City’s file.
Other(PS)Inspection
Replacement of domestic hot and cold risers
Issued June 18, 2026
Garage Repair/ReconstructionCancelled
Proposal for concrete repairs/ reconstruction and waterproofing membrane repairs in parking garage.
Completed March 9, 2023
Other(PS)Closed
Proposal for domestic water pipe replacement in the existing apartment building.
Issued November 4, 2021
Electromagnetic LocksClosed
Proposal to install 2 electromagnetic locks on the ground floor of existing building.
Issued April 24, 2013
Building Permit Related(PS)Closed
Plumbing - Proposal to construct 10-storey residential building with 4 levels of underground parking.
Issued April 4, 2012
Building Permit Related(MS)Inspection
HVAC - Proposal to construct 10-storey residential building with 4 levels of underground parking.
Issued April 4, 2012
New BuildingInspection
Proposal to construct 10-storey residential building with 4 levels of underground parking.
Issued January 23, 2012
SprinklersClosed
Sprinkler permit for new condo building - please note fees have been paid under building permit - 07 289596 BLD
Issued January 13, 2012
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
387 ADELAIDE ST WSite planUnder Review
INACTIVE Site Plan Approval application for a proposed 16-storey non-residential building comprised of office retail uses, and having a non-residential gross floor area of 21597 m2
40 m away383 ADELAIDE ST WSite planUnder Review
INACTIVE Site Plan Approval application for a proposed 16-storey non-residential building comprised of office retail uses, and having a non-residential gross floor area of 21597 m2
60 m away35 CAMDEN STSite planUnder Review
Site plan control resubmission for a 18-storey (57.85m including mechanical penthouse) mixed-use building with retail space on the ground floor and 255 residential units above at 35-47 Camden Street.
80 m away47 CAMDEN STSite planUnder Review
Site plan control resubmission for a 18-storey (57.85m including mechanical penthouse) mixed-use building with retail space on the ground floor and 255 residential units above at 35-47 Camden Street.
80 m away49 CAMDEN STSite planOMB Appeal
Proposal for site plan approval related to a 130-room hotel consisting of 14 stories, with a mechanical penthouse included in the 12th and 14th story. The building provides total GFA as 7,796.8
80 m away379 ADELAIDE ST WSite planUnder Review
INACTIVE Site Plan Approval application for a proposed 16-storey non-residential building comprised of office retail uses, and having a non-residential gross floor area of 21597 m2
90 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 631
- Median asking price
- $630K
- New in 7 days
- 72
- Price cuts
- 21%
Middle half: $539K to $837K
253 in 28 days
132 listings
This home is asking 1% above the median.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 1.2 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.4 km |
| King Station | TTC subway: Line 1 Yonge-University | 1.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 450 m | 72%Grade 6 average |
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 600 m | 75%Grade 6 average |
| Ryerson Community School Junior SeniorToronto DSB | Public · grades JK–8 · French Immersion | 700 m | 52%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.5 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1 km | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1.1 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.9 km | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.