524-38 Cameron St
Kensington-Chinatown, Toronto, Ontario M5T 0C3
- Bedrooms
- 1+1
- Bathrooms
- 2
- Size
- 600–699sq ft
- Per sq ft
- $901at the range’s middle
- Tax a year
- $3,1082026 tax year
- Parking
- 0underground
- Days on market
- Members
The brief
About 524-38 Cameron St
524-38 Cameron St is a 1+1-bedroom, 2-bathroom condo in Kensington-Chinatown, Toronto, listed for sale at an asking price of $584,900 (MLS® C13847232).
If you're going to live downtown, you may as well actually live downtown. This west-facing 1+den, 2-bathroom suite at Queen and Spadina puts you right in the middle of everything, with a great layout to come home to when you've had enough of everything. Inside, you've got custom blinds, a sleek kitchen with built-in appliances, a large primary bedroom with its own en-suite and walk-in closet, plus a den that is actually big enough to be useful. Home office, guest space, extra TV room, whatever works. The building has all the stuff you want without having to leave home: gym, party room, rooftop deck, concierge and visitor parking. And the location is ridiculous. Some of the best restaurants, bars and nightlife in the city are right outside your door. The Horseshoe Tavern is down the street, the Cameron House is around the corner, and Queen West, Kensington Market, Chinatown and King West are all close by. Basically, if you like having great food, live music, drinks and half of downtown Toronto within walking distance, you're going to be pretty happy here.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall42/100−$636/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 44 condos with 2 bedrooms for lease in Kensington-Chinatown right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,108 / 2026
- MLS® number
- C13847232
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Kensington-Chinatown
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 1+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 3pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- ALL ELECTRICAL LIGHT FIXTRURES, ALL WINDOW COVERINGS, WASHER/DRYER, ALL APPLIANCES, HOME MONITORING ALARM
- Condo maint.
- $583
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.05 × 4.34 m | Open Concept, W/O To Balcony, Combined W/Dining | Main |
| Kitchen | 2.03 × 3.05 m | Open Concept, B/I Appliances | Main |
| Dining | 3.05 × 4.34 m | Combined W/Living | Main |
| Br | 3.05 × 3.2 m | 4 Pc Ensuite, W/I Closet | Main |
| Den | 2.44 × 2.44 m | Hardwood Floor | Main |
Listing history
Buy/sell history for 524-38 Cameron St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $584,900 | N/A | For Sale | C13847232 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $116,980
- Total mortgage amount
- $467,920
- Total interest payment
- $332,780
- Total purchase cost
- $917,680
- Mortgage payment
- $2,669/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
39%Monthly carrying cost
$3,511- Rent $2,875
- Shortfall $636
Rental income opens at $2,875, the median asking rent of 44 comparable homes for lease in Kensington-Chinatown. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,173
- Toronto municipal land transfer tax
- $8,173
- Total land transfer tax
- $16,346
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $7,871
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $584,900
- $3,698
- Ontario total
- $8,173
Toronto’s municipal tax uses the same brackets at this price, so it adds another $8,173.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
443 QUEEN ST WSite planUnder Review
Queen-Spadina Ontario Line
160 m away450 RICHMOND ST WSite planUnder Review
Site Plan Approval application for a proposed 19-storey mixed-use building comprised of 117 residential dwelling units, 339 square metres of retail space on the ground floor.
170 m away448 RICHMOND ST WSite planUnder Review
Site Plan Approval application for a proposed 19-storey mixed-use building comprised of 117 residential dwelling units, 339 square metres of retail space on the ground floor.
170 m away446 RICHMOND ST WSite planUnder Review
Site Plan Approval application for a proposed 19-storey mixed-use building comprised of 117 residential dwelling units, 339 square metres of retail space on the ground floor.
170 m away444 RICHMOND ST WSite planUnder Review
Site Plan Approval application for a proposed 19-storey mixed-use building comprised of 117 residential dwelling units, 339 square metres of retail space on the ground floor.
170 m away457 RICHMOND ST WSite planUnder Review
Site Plan Control application to facilitate the development of a 19-storey mixed use building with a height of 57 metres, 140 residential units and 107 square metres of non-residential GFA. The associated application to amend the zoning by-law was OLT approved in May 2022 (File No. PL170832).
220 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Kensington-Chinatown right now
- For sale now
- 83
- Median asking price
- $650K
- New in 7 days
- 11
- Price cuts
- 24%
Middle half: $519K to $862K
32 in 28 days
20 listings
This home is asking 10% below the median.
See all homes in Kensington-ChinatownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Osgoode Station | TTC subway: Line 1 Yonge-University | 900 m |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 1 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.1 km |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 1.3 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 200 m | 72%Grade 6 average |
| Ryerson Community School Junior SeniorToronto DSB | Public · grades JK–8 · French Immersion | 400 m | 52%Grade 6 average |
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 700 m | 75%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.3 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 700 m | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 750 m | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.7 km | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.2 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kensington-Chinatown are shown to signed-in members.