4903-33 Bay St
Waterfront Communities C1, Toronto, Ontario M5J 2Z3
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,200–1,399sq ft
- Per sq ft
- $999at the range’s middle
- Tax a year
- $5,8472026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 4903-33 Bay St
4903-33 Bay St is a 3-bedroom, 2-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $1,298,000 (MLS® C13885512).
Breathtaking Panoramic Lake & City Views from the 49th Floor! Welcome to Pinacle Centre's premier luxury high-rise living at 33 Bay St, Unit 4903. This magnificent suite features soaring ceilings, modern floor-to-ceiling windows, an open-concept layout bathed in natural light, and top-of-the-line finishes throughout. Unwind on your private balcony while taking in panoramic views of Lake Ontario and the downtown skyline. Step outside to world-class amenities-including 24/7 concierge, 30,000 sq ft amenity center (Pinnacle Club), indoor pool, tennis court, and gym-all just steps from Union Station, the Harbourfront, Financial District, and Scotiabank Arena.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall17/100−$3,222/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 67 condos with 3 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,847 / 2026
- MLS® number
- C13885512
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1200-1399 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 1200-1399 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 5pc Main, 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- 1 parking and 2 lockers
- Condo maint.
- $1,113
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.63 × 5.03 m | hardwood floor, Combined W/Dining, W/O To Balcony | Main |
| Dining | 3.76 × 4.2 m | hardwood floor, Combined W/Living, Ne View | Main |
| Kitchen | 2.86 × 2.8 m | Granite Counter, Modern Kitchen, Ceramic Floor | Main |
| Primary | 3.66 × 3.21 m | hardwood floor, 5 Pc Ensuite, W/I Closet | Main |
| 2nd Br | 3.18 × 2.9 m | hardwood floor, Ne View, Double Closet | Main |
| 3rd Br | 3.28 × 3.44 m | hardwood floor, East View, W/I Closet | Main |
Listing history
Buy/sell history for 4903-33 Bay St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,298,000 | N/A | For Sale | C13885512 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $259,600
- Total mortgage amount
- $1,038,400
- Total interest payment
- $738,200
- Total purchase cost
- $2,036,200
- Mortgage payment
- $5,922/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
64%Monthly carrying cost
$7,522- Rent $4,300
- Shortfall $3,222
Rental income opens at $4,300, the median asking rent of 67 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $22,435
- Toronto municipal land transfer tax
- $22,435
- Total land transfer tax
- $44,870
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $36,395
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,298,000
- $17,960
- Ontario total
- $22,435
Toronto’s municipal tax uses the same brackets at this price, so it adds another $22,435.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation5
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m83 test or monitoring holes also recorded.250 m
- Groundwater recorded about 6 m below ground nearbyThe middle water level in the well records within 500 m (338 records). It changes with the season and from spot to spot.500 m
- Bedrock about 7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 144 building permits issued within 250 m in the last 2 years250 m
- 9 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.5 km1.5 km
- Mapped parcel: about 8,660 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 210 m210 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Redpath Sugar Ltd — Toronto Refinery, 490 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 634-2006
- In the Union Station Heritage Conservation District, by-law 634-2006
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
29 building permits cleared at this address in the City’s file.
Other(BA)Cancelled
Proposal to contruct drywall partitions around two storage areas in underground garage 'Fox & Fiddle'.
Completed August 14, 2026
Building Permit Related(MS)Closed
HVAC - Install additional kitchen equipment and reconstruct existing washrooms of an existing restaurant.Install new seating and tables. Occupant load reduced to allow the restaurant to be classified as a Group E restaurant as per OBC 3.1.2.6.
Issued March 7, 2023
Building Permit Related(PS)Closed
Plumbing - Install additional kitchen equipment and reconstruct existing washrooms of an existing restaurant.Install new seating and tables. Occupant load reduced to allow the restaurant to be classified as a Group E restaurant as per OBC 3.1.2.6.
Issued March 6, 2023
Interior AlterationsInspection
Install additional kitchen equipment and reconstruct existing washrooms of an existing restaurant.Install new seating and tables. Occupant load reduced to allow the restaurant to be classified as a Group E restaurant as per OBC 3.1.2.6.
Issued March 6, 2023
Fire AlarmApplication On Hold
Proposal for adding a new alarm audible signal at immediate area of the concierge desk which originating on any level of the underground parking garage. Disable the current programmed audible signalling.
Applied July 30, 2022
Interior AlterationsClosed
Proposal for interior alterations for new bedroom, study and multipurpose room on upper level of existing condominium unit.
Issued February 20, 2015
Other(BA)Permit Issued
Proposal to convert existing ground floor commercial parking to 4 new retail units in Tower B which is a Mixed Use Residential Building. (See also 12-261364 PPR)
Issued November 21, 2012
Building Permit Related(PS)Permit Issued
Plumbing - Proposal to convert existing ground floor commercial parking to 4 new retail units in Tower B which is a Mixed Use Residential Building. (See also 12-261364 PPR)
Issued November 21, 2012
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
30 BAY STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
90 m away60 HARBOUR STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
140 m away7 YONGE STPlan of subdivisionAmend Drft Plan App
Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).
220 m away7 YONGE STSite planUnder Review
Site Plan Approval for Phase 4 & 5 of the One Yonge Development, consisting of two non-residential towers having heights of 22 and 40-storeys, respectively. There is an associated Official Plan and and Zoning By-law amendment application to revise the approved OPA and ZBA as it relates to the southerly parcel (phase 4 and 5) to allow for the inclusion of a hotel use within Phase 4 of the redevelopment, as well as changes to the proposal including the addition of a pedestrian bridge between Towers 4 and 5. application 20 152435 STE 10 OZ
220 m away1 YONGE STPlan of subdivisionAmend Drft Plan App
Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).
240 m away1 YONGE STSite planUnder Review
Site Plan Approval for Phase 4 & 5 of the One Yonge Development, consisting of two non-residential towers having heights of 22 and 40-storeys, respectively. There is an associated Official Plan and and Zoning By-law amendment application to revise the approved OPA and ZBA as it relates to the southerly parcel (phase 4 and 5) to allow for the inclusion of a hotel use within Phase 4 of the redevelopment, as well as changes to the proposal including the addition of a pedestrian bridge between Towers 4 and 5. application 20 152435 STE 10 OZ
250 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 634
- Median asking price
- $630K
- New in 7 days
- 75
- Price cuts
- 21%
Middle half: $539K to $834K
256 in 28 days
132 listings
This home is asking 106% above the median, higher than three quarters of them.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 400 m |
| King Station | TTC subway: Line 1 Yonge-University | 700 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 850 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.1 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 800 m | 65%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 1.3 km | 78%Grade 6 average |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 1.4 km | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.6 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.4 km | 96%Grade 9 math |
| City SchoolToronto DSB | Public · grades 9–12 | 1.8 km | — |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 1.9 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.2 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.