- Bedrooms
- 2
- Bathrooms
- 3
- Size
- 2,000–2,249sq ft
- Per sq ft
- $918at the range’s middle
- Tax a year
- $13,8452026 tax year
- Parking
- 11 other
- Days on market
- Members
The brief
About 3901-311 Bay St
3901-311 Bay St is a 2-bedroom, 3-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $1,950,000 (MLS® C13709028).
Luxurious Executive Corner Unit at The St Regis Residences! Boasting 2068 Sq.Ft with Wainscotting, Hardwood & Marble Flooring. The Functional Layout Features 2 Spacious Bedrms, Open Concept Den, & 3 Bathrooms. The Primary Bedroom Retreat Offers Generously Sized Double Closets & SpaLike 6pc. Ensuite W/ Large Free Standing Tub & Heated Floors. Reside In The Heart Of Toronto's FinancialDistrict. Superior In Quality & Finishes Boasting Stunning Skyline-Views. Great Selection of 5 StarRestaurants Both In The Hotel And Steps Away. Valet And Concierge, Fabulous Pool, Spa And Sky Lobby.Must see!!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$10,951/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 105 condos with 2 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $13,845 / 2026
- MLS® number
- C13709028
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 2000-2249 sqft
- Listed on
- Parking
- 1 Other, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 2000-2249 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 3
- Bathroom Details
- 1 × 6pc Flat, 1 × 3pc Flat, 1 × 2pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Other
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Other
Additional
- Fireplace
- Yes
- Den
- No
- Family room
- No
- Extras
- All Appliances & ELFs, Window Coverings, Miele Appliances; Cooktop/Range, Wall Oven, Dishwasher, Fridge& Microwave. Stacked Washer/Dryer. 2 Fireplaces. Central Vac. 1 Locker Included.
- Condo maint.
- $3,900
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 9.65 × 5.3 m | hardwood floor, Fireplace, Combined W/Dining | Main |
| Dining | 9.65 × 5.3 m | hardwood floor, Coffered Ceiling, Combined W/Living | Main |
| Kitchen | 4.0 × 7.5 m | hardwood floor, Granite Counter, Eat-In Kitchen | Main |
| Primary | 4.15 × 4.7 m | hardwood floor, 6 Pc Ensuite, His/Hers Closets | Main |
| 2nd Br | 3.8 × 4.5 m | hardwood floor, 3 Pc Ensuite | Main |
| Laundry | 1.3 × 2.0 m | — | Main |
Listing history
Buy/sell history for 3901-311 Bay St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,950,000 | N/A | For Sale | C13709028 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $390,000
- Total mortgage amount
- $1,560,000
- Total interest payment
- $1,109,100
- Total purchase cost
- $3,059,100
- Mortgage payment
- $8,897/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$13,951- Rent $3,000
- Shortfall $10,951
Rental income opens at $3,000, the median asking rent of 105 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $35,475
- Toronto municipal land transfer tax
- $35,475
- Total land transfer tax
- $70,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $62,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,950,000
- $31,000
- Ontario total
- $35,475
Toronto’s municipal tax uses the same brackets at this price, so it adds another $35,475.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m19 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 984 building permits issued within 250 m in the last 2 years250 m
- 3 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.0 km2 km
Province of Ontario open data · Municipal building permits · Municipal development applications
Around the home2
- Nearest rail line: 530 m530 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- 1 recorded oil, gas or salt well within 250 mFrom Ontario’s petroleum well records, which include old and plugged wells.250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 470 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 12.0 (c8.0; r11.7) SS1 (x2336)By-law
569-2013Municipality
Toronto1 12.0
Density: total floor area is capped at 12.0 times the lot area.
2 c8.0
Commercial floor area is capped at 8.0 times the lot area.
3 r11.7
Residential floor area is capped at 11.7 times the lot area.
4 x2336
Site-specific exception 2336: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2336)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
13 building permits cleared at this address in the City’s file.
Interior AlterationsPermit Issued
Proposal for interior alterations to the existing condo unit.
Issued July 11, 2022
Building Permit Related(FS)Closed
FS - Sprinkler Shop Drawing - Interior alterations to the 32nd floor - St. Regis residential lobby
Issued July 6, 2020
Building Permit Related(PS)Inspection
Plumbing - Interior Alterations unit 5403
Issued September 24, 2018
Building Permit Related(MS)Inspection
HVAC - Interior Alterations unit 5403
Issued September 24, 2018
Interior AlterationsInspection
Interior Alterations unit 5403
Issued September 11, 2018
Building Permit Related(MS)Closed
HVAC - Interior alterations to the 32nd floor - St. Regis residential lobby
Issued August 10, 2018
Building Permit Related(PS)Closed
Plumbing - Interior alterations to the 32nd floor - St. Regis residential lobby
Issued August 10, 2018
Interior AlterationsClosed
Interior alterations to the 32nd floor - St. Regis residential lobby
Issued July 27, 2018
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
25 KING ST WSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
180 m away199 BAY STSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
200 m away21 MELINDA STSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
250 m away3 KING ST ESite planUnder Review
Site Plan Control application to permit converting the existing office uses in the 15-storey designated heritage building to residential uses on levels 2 to 15, infilling the southeast corner of the building and adding 6 storeys on top of the existing building. This would result in approximately 11,567 square metres of residential uses consisting of 127 dwelling units, and 1,362 square metres of retail and restaurant uses on the ground floor and basement level.
250 m away69 YONGE STSite planUnder Review
Site Plan Control application to permit converting the existing office uses in the 15-storey designated heritage building to residential uses on levels 2 to 15, infilling the southeast corner of the building and adding 6 storeys on top of the existing building. This would result in approximately 11,567 square metres of residential uses consisting of 127 dwelling units, and 1,362 square metres of retail and restaurant uses on the ground floor and basement level.
260 m away69 YONGE STSite planApplication Received
260 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 177
- Median asking price
- $650K
- New in 7 days
- 21
- Price cuts
- 20%
Middle half: $520K to $890K
70 in 28 days
36 listings
This home is asking 200% above the median, higher than three quarters of them.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| King Station | TTC subway: Line 1 Yonge-University | 200 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 300 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 450 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 500 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 550 m |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 650 m | 99%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 900 m | 65%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1 km | 96%Grade 6 average |
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 1.2 km | 72%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 600 m | 96%Grade 9 math |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.3 km | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1.4 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Bay Street Corridor are shown to signed-in members.