- Bedrooms
- 5+1
- Bathrooms
- 7
- Size
- 5,000 +sq ft
- Lot
- 75 x 150 ft
- Tax a year
- $27,2302026 tax year
- Parking
- 112 built-in
- Days on market
- Members
The brief
About 3 Vernham Crt
3 Vernham Crt is a 5+1-bedroom, 7-bathroom detached house in St. Andrew-Windfields, Toronto, listed for sale at an asking price of $4,950,000 (MLS® C13434592).
Dramatic Curb Appeal - Rich In Architecture, Finest In Luxurious Appointments And Landscaping. Custom Residence - By And For Its Designer Owners. Premium Corner Locale On Quiet Cul-De-Sac In Prestigious St. Andrew-Windfields, This Exceptional Residence Offers Over 6,356 Sq. Ft. Of Refined Living Space And A Private Garden Sanctuary. A Truly Spectacular Offering, The Property Showcases A Circular Drive, Lush Landscaped Grounds, Tranquil Water Features, And Impeccable Attention To Detail Throughout. This Elegant 5+1 Bedroom Home Features Hardwood Floors, Custom Mouldings And Wainscoting, Soaring Ceilings, Richly Appointed Principal Rooms, Abundant Natural Light, And Bespoke Finishes At Every Turn. Designed For Both Grand Entertaining And Everyday Living, The Gourmet Kitchen Is Equipped With Top-Of-The-Line Appliances And A Spacious Breakfast Area With Walkout To The Rear Garden Terrace. A Grand Foyer, Main Hall With Wet Bar, And Elegant Living And Dining Rooms Provide The Perfect Setting For Formal Gatherings. The Luxurious Primary Retreat Features A Private Sitting Room, Dressing Room, Walk-In Closet, And Spa-Inspired 9-Piece Ensuite. Four Additional Bedroom Suites And A Convenient Second-Floor Laundry Complete The Upper Level. The Expansive Lower Level Offers Exceptional Additional Living Space, Including An Exercise Room With Ensuite, An Open-Concept Recreation And Games Room With Wet Bar, And A Private Nanny Suite. Ideally Located With Easy Access To Highways 401 And 404, And Just Steps To Renowned Public And Private Schools, Public And Private Golf Course. Highly Rated Public And Private Schools. Upscale Shopping, Fine Dining, And Everyday Conveniences.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$18,152/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 51 detached homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $27,230 / 2026
- MLS® number
- C13434592
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 5000 + sqft
- Lot Size
- 75 x 150 ft
- Listed on
- Parking
- 2 Built-In, 11 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- St. Andrew-Windfields
- Municipality
- Toronto
Building
- Size
- 5000 + sqft
- Construction
- Brick
Inside
- Bedrooms
- 5+1
- Bathrooms
- 7
- Bathroom Details
- 1 × 2pc, 3 × 3pc, 1 × 7pc, 2 × 4pc
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 9
- Total Parking
- 11
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 75 ft
- Depth
- 150 ft
- Lot Size
- 75 x 150 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Sub-Zero Wine Fridge, Sub-Zero Freezer, Sub-Zero Fridge, 2 Dacor Wall Ovens, Thermador Cooktop Grill, Dual Exhaust Hood Fan, Ultraline Professional 6-Burner Gas Cooktop, Miele Dishwasher, KitchenAid Trash Compactor, Whirlpool Fridge/Freezer, LG ThinQ Washer/Dryer, All Elfs and Window Covs
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.83 × 2.95 m | Slate Flooring, Double Closet, Wainscoting | Main |
| Living | 4.57 × 5.99 m | hardwood floor, Crown Moulding, O/Looks Frontyard | Main |
| Dining | 5.16 × 6.65 m | O/Looks Garden, hardwood floor, B/I Shelves | Main |
| Kitchen | 4.27 × 5.56 m | Stone Floor, Centre Island, Granite Counter | Main |
| Breakfast | 4.06 × 5.13 m | W/O To Terrace, Stone Floor, O/Looks Family | Main |
| Family | 5.28 × 6.91 m | Fireplace, B/I Bookcase, W/O To Terrace | Main |
| Office | 3.81 × 4.22 m | B/I Bookcase, hardwood floor, O/Looks Frontyard | Main |
| Primary | 5.51 × 5.87 m | 7 Pc Ensuite, Combined W/Sitting, W/I Closet | 2nd |
| 2nd Br | 4.47 × 4.7 m | W/I Closet, B/I Desk, Semi Ensuite | 2nd |
| 3rd Br | 4.01 × 5.16 m | Double Closet, Semi Ensuite, O/Looks Backyard | 2nd |
| 4th Br | 4.17 × 6.05 m | 4 Pc Ensuite, hardwood floor, W/I Closet | 2nd |
| 5th Br | 4.57 × 4.72 m | B/I Desk, 3 Pc Ensuite, hardwood floor | 2nd |
| Rec | 8.97 × 12.62 m | Broadloom, Open Concept, Above Grade Window | Lower |
| Exercise | 5.23 × 6.76 m | Mirrored Walls, 3 Pc Ensuite, Sauna | Lower |
| Br | 3.78 × 4.37 m | Double Closet, Above Grade Window, 3 Pc Ensuite | Lower |
Listing history
Buy/sell history for 3 Vernham Crt, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $4,950,000 | N/A | Ext | C13434592 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $990,000
- Total mortgage amount
- $3,960,000
- Total interest payment
- $2,814,900
- Total purchase cost
- $7,764,900
- Mortgage payment
- $22,583/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
84%Monthly carrying cost
$24,852- Rent $6,700
- Shortfall $18,152
Rental income opens at $6,700, the median asking rent of 51 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $110,225
- Toronto municipal land transfer tax
- $139,225
- Total land transfer tax
- $249,450
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $240,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $4,950,000
- $73,750
- Ontario total
- $110,225
Toronto’s municipal tax has its own higher brackets at this price, so it adds $139,225.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 11,250 sq ft1,045 m²
- Street frontage
- 75 ft22.9 m
- Depth
- 150 ft45.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 7 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 6.5 km6.5 km
- Mapped parcel: about 11,260 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Vishay Precision Group Canada ULC (KELK), 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless below 5/1 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Dash Networks, Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f21.0; a975) (x70)By-law
569-2013Municipality
Toronto1 f21.0
Frontage: at least 21.0 m.
2 a975
Lot area: at least 975 m² per dwelling unit.
3 x70
Site-specific exception 70: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(70)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
New BuildingClosed - Dormant
New sfd & demo
Issued April 19, 1996
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 1 open development application within 800 m of this home.
2 SANDFIELD RDOfficial plan or zoning amendmentAppeal Received
Official Plan and Zoning By-law Amendment application for the proposed 7 townhouse units fronting onto York Mills Road with a total gross floor area of 2395m2.
660 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in St. Andrew-Windfields right now
- For sale now
- 78
- Median asking price
- $4.34M
- New in 7 days
- 2
- Price cuts
- 14%
Middle half: $2.92M to $5M
17 in 28 days
11 listings
This home is asking 14% above the median.
See all homes in St. Andrew-WindfieldsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Oriole GO | GO Transit train: Richmond Hill | 1.4 km |
| Bessarion Station | TTC subway: Line 4 Sheppard | 1.5 km |
| Bayview Station | TTC subway: Line 4 Sheppard | 1.5 km |
| Finch Station | TTC subway: Line 1 Yonge-UniversityYRT bus rapid transit: Viva Blue | 4.2 km |
| Sunnybrook Park Station | TTC light rail: Line 5 Eglinton | 4.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Harrison Public SchoolToronto DSB | Public · grades JK–5 | 250 m | 82%Grade 3 average |
| Dunlace Public SchoolToronto DSB | Public · grades JK–5 · French Immersion | 800 m | 69%Grade 3 average |
| St Gabriel Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.9 km | 69%Grade 6 average |
| École élémentaire Paul-DemersConseil scolaire Viamonde | French-language public · grades JK–6 | 3.3 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 500 m | 77%Grade 9 math |
| York Mills Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 500 m | 81%Grade 9 math |
| Earl Haig Secondary SchoolToronto DSB | Public · grades 9–12 | 2.9 km | 84%Grade 9 math |
| Cardinal Carter Academy for the ArtsToronto CDSB | Catholic · grades 9–12 | 2.9 km | 87%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in St. Andrew-Windfields are shown to signed-in members.