- Bedrooms
- 5+2
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $679at the range’s middle
- Lot
- 25 x 105 ft
- Tax a year
- $4,5702025 tax year
- Built
- 100+
- Parking
- 3none
- Days on market
- Members
The brief
About 29 Bernice Cres
29 Bernice Cres is a 5+2-bedroom, 3-bathroom triplex in Rockcliffe-Smythe, Toronto, listed for sale at an asking price of $1,187,500 (MLS® W13727778).
Large Triplex Located Minutes To St. Clair Ave. This AMAZING Property Offers 3 Apartments, ONE with 3 Large Bedrooms, ONE WITH TWO BEDROOMS AND A GREAT ROOM (CAN BE USED AS BEDROOM) AND 1 Beautiful Lower Level Suite With 2 Large Bedrooms, 3 Parking Spaces, 3 Gas & Hydro Separated Meters, Hvac, Electrical, 3 Acs.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong98/100+$3,001/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 homes with 7 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,570 / 2025
- MLS® number
- W13727778
- Board
- TRREB MLS®
- Property Type
- Triplex
- Building Age
- 100+
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 25 x 105 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Triplex
- Style
- 2-Storey
- Community
- Rockcliffe-Smythe
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Building Age
- 100+
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 5+2
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 2
Parking
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 25 ft
- Depth
- 105 ft
- Lot Size
- 25 x 105 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.44 × 2.67 m | Pot Lights, Combined W/Kitchen, Window | Main |
| Kitchen | 3.25 × 3.51 m | Backsplash, Quartz Counter | Main |
| Primary | 2.74 × 3.53 m | Closet, Laminate, 4 Pc Bath | Main |
| 2nd Br | 2.46 × 2.76 m | Closet, Laminate | Main |
| 3rd Br | 2.62 × 3.96 m | Closet, Laminate | Main |
| Living | 2.57 × 3.66 m | Pot Lights, Window, Combined W/Kitchen | 2nd |
| Kitchen | 2.74 × 4.67 m | Backsplash, Quartz Counter | 2nd |
| Great Rm | 3.05 × 4.67 m | Laminate, Window, O/Looks Frontyard | 2nd |
| Primary | 3.07 × 2.74 m | Laminate, Closet | 2nd |
| 2nd Br | 3.07 × 2.74 m | Laminate, Closet | 2nd |
| Living | 2.9 × 4.07 m | Laminate, Pot Lights, Combined W/Kitchen | Bsmt |
| Kitchen | 2.26 × 3.0 m | Backsplash, Quartz Counter | Bsmt |
| Primary | 3.76 × 4.14 m | Laminate, Closet | Bsmt |
| 2nd Br | 2.51 × 3.28 m | Laminate | Bsmt |
Listing history
Buy/sell history for 29 Bernice Cres, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,187,500 | N/A | Pc | W13727778 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $237,500
- Total mortgage amount
- $950,000
- Total interest payment
- $675,400
- Total purchase cost
- $1,862,900
- Mortgage payment
- $5,418/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$5,799- Carrying cost $5,799
- Surplus $3,001
Rental income opens at $8,800, the median asking rent of 13 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $20,225
- Toronto municipal land transfer tax
- $20,225
- Total land transfer tax
- $40,450
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $31,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,187,500
- $15,750
- Ontario total
- $20,225
Toronto’s municipal tax uses the same brackets at this price, so it adds another $20,225.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,625 sq ft244 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 105 ft32 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 415 building permits issued within 250 m in the last 2 years250 m
- 3 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 7.5 km7.5 km
- Mapped parcel: about 2,970 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 220 m220 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Cintas Canada Limited — Cintas Dundas, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RM (f12.0; u4; d0.8) (x252)By-law
569-2013Municipality
Toronto1 f12.0
Frontage: at least 12.0 m.
2 u4
Unit count: at most 4 dwelling units.
3 d0.8
Density: floor area is capped at 0.8 times the lot area.
4 x252
Site-specific exception 252: this site has rules of its own, written in the by-law.
5 Where this is written
Chapter 10, section 10.80 of By-law 569-2013 · Exception 900.6.10(252)
6 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
Multiple ProjectsInspection
Removal of NLB wall between kitchen & livingroom, and enlarge ex. window on S. elev. into an new exterior door opening on 1st Floor
Issued August 27, 2004
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
2650 ST CLAIR AVE WCondominiumUnder Review
Draft Plan of Condominium - 96 Units.
110 m away2650 ST CLAIR AVE WOfficial plan or zoning amendmentOMB Appeal
The Official Plan Amendment application proposes to amend Chapter 7, Site and Area Specific Policies, Policy No. 540 and Schedule 2 of the Official Plan "The Designation Of Planned But Unbuilt Road" by is amended to change the requirement for a public road to a private road. Please see the zoning by-law and subdivision applications for details of the proposed development. (File numbers 18 208427 WET 11 OZ and 18 208431 WET 11 SB)
110 m away2650 ST CLAIR AVE WApplicationUnder Review
Part Lot Control Application for 96 lots.
110 m away702 JANE STSite planUnder Review
INACTIVE To legalize an existing 1-storey brick structure into Place of Worship. The existing building was originally a Veterans Hall but later converted into a Place of Worship by Faith Mission Church.
280 m away692 JANE STSite planUnder Review
INACTIVE To legalize an existing 1-storey brick structure into Place of Worship. The existing building was originally a Veterans Hall but later converted into a Place of Worship by Faith Mission Church.
290 m away686 JANE STSite planUnder Review
INACTIVE To legalize an existing 1-storey brick structure into Place of Worship. The existing building was originally a Veterans Hall but later converted into a Place of Worship by Faith Mission Church.
290 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Old Mill Station | TTC subway: Line 2 Bloor-Danforth | 2 km |
| Jane Station | TTC subway: Line 2 Bloor-Danforth | 2.2 km |
| Mount Dennis Station | TTC light rail: Line 5 EglintonGO Transit train: KitchenerUP Express train | 2.4 km |
| Runnymede Station | TTC subway: Line 2 Bloor-Danforth | 2.4 km |
| Royal York Station | TTC subway: Line 2 Bloor-Danforth | 2.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Lambton Park Community SchoolToronto DSB | Public · grades JK–8 | 200 m | 56%Grade 6 average |
| St James Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 400 m | 88%Grade 6 average |
| George Syme Community SchoolToronto DSB | Public · grades JK–8 · French Immersion | 450 m | 60%Grade 6 average |
| École élémentaire Charles-SauriolConseil scolaire Viamonde | French-language public · grades JK–8 | 3.3 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Frank Oke Secondary SchoolToronto DSB | Public · grades 9–12 | 600 m | — |
| Runnymede Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 750 m | 15%Grade 9 math |
| St Oscar Romero Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 1.8 km | 44%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 4.8 km | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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