- Bedrooms
- 4+1
- Bathrooms
- 6
- Size
- 3,500–5,000sq ft
- Per sq ft
- $811at the range’s middle
- Lot
- 60.06 x 116.18 ft
- Tax a year
- $17,3212025 tax year
- Parking
- 62 built-in
- Days on market
- Members
The brief
About 28 Ternhill Cres
28 Ternhill Cres is a 4+1-bedroom, 6-bathroom detached house in Banbury-Don Mills, Toronto, listed for sale at an asking price of $3,448,000 (MLS® C13703314).
This is a combination of Luxury and comfort, quiet family friendly crs No Tru Traffic. East/West Lot= Day round ample of Natural Sunlight on BOTH sides,4+1 Spacious Bedrms, All with Ensuite Bathrms. Over 5100 sft of living space. Exclusive Office space overlooking backyard with B/I shelving for a peaceful work from home.19' Height Foyer with B/I closets and Custom Millwork opens to Living Rm with Gas Fireplace and large windows. It is connected to the Beautifully designed Dining Area with custom wine rack and cabinetry. The gourmet kitchen is a chefs dream, complete with built-in top of the line appliances(Subzero/Wolf, oversized Islnd with Dble sink) and a sleek built-in coffee bar for coffee lovers and serving guests, perfect for entertaining or daily living. From the kitchen Extend your living space outside to the Elevated back deck with a clear neighborhood skyline view. Main level also offers a spacious Family rm Flowing Into the Gourmet Kitchen Equipped With State-of-the-art Appliances.It's a true showcase of signature style. On the 2nd flr The primary suite serves as a tranquil private space with stunning-hotel style closets and make up station & lavish ensuite. Every bedrm has its own private ensuite, the lndry rm is conveniently located on the 2nd flr the Primary Suite serves as a tranquil private space with stunning-hotel style closets and make up station & lavish ensuite. Every Bedrm has its own private Ensuite Bathrm. The finished/Walk-Out basement includes oversized windows, a huge fmly rm & Rec rm with a wet bar plus a guest/nanny bedrm with 4pc ensuite and closet. A mudrm with custom cabinetry and tons of storage with direct access from garage provides year round convenience.Fully fenced private backyard with 2 Patio areas,*Can Fit a 12'X30' Pool or maybe bigger* Nestled in One Of The Most Prestigious Neighborhoods, Banbury-Don Mills, Family-friendlyCrs,Safe.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$12,174/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 127 detached homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $17,321 / 2025
- MLS® number
- C13703314
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 60.06 x 116.18 ft
- Listed on
- Parking
- 2 Built-In, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Banbury-Don Mills
- Municipality
- Toronto
Building
- Size
- 3500-5000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 6
- Bathroom Details
- 1 × 2pc Ground, 3 × 4pc 2nd, 1 × 6pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60.06 ft
- Depth
- 116.18 ft
- Lot Size
- 60.06 x 116.18 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.65 × 3.1 m | Porcelain Floor, Closet | Ground |
| Living | 4.1 × 5.32 m | hardwood floor, Combined W/Dining, Fireplace | Ground |
| Dining | 4.1 × 4.58 m | hardwood floor, B/I Shelves, Pantry | Ground |
| Family | 4.16 × 4.74 m | hardwood floor, Gas Fireplace, B/I Shelves | Ground |
| Kitchen | 4.65 × 5.3 m | hardwood floor, B/I Appliances, W/O To Deck | Ground |
| Breakfast | 1.9 × 3.0 m | hardwood floor, O/Looks Backyard | Ground |
| Office | 3.45 × 3.45 m | hardwood floor, B/I Bookcase, O/Looks Backyard | Ground |
| Mudroom | 2.06 × 2.25 m | B/I Closet, Access To Garage, Ceramic Floor | Ground |
| Primary | 5.3 × 5.62 m | 5 Pc Ensuite, W/I Closet, His/Hers Closets | 2nd |
| 2nd Br | 4.75 × 5.48 m | 4 Pc Ensuite, hardwood floor, W/I Closet | 2nd |
| 3rd Br | 4.1 × 5.61 m | 4 Pc Ensuite, hardwood floor, W/I Closet | 2nd |
| 4th Br | 3.5 × 4.65 m | 4 Pc Ensuite, W/I Closet, hardwood floor | 2nd |
| Laundry | 3.37 × 4.06 m | Laundry Sink, B/I Closet, Tile Floor | 2nd |
| 5th Br | 3.1 × 4.45 m | 4 Pc Ensuite, Large Window, Closet | Bsmt |
| Rec | 8.82 × 9.01 m | Wet Bar, Pot Lights | Bsmt |
| Family | 4.53 × 6.62 m | B/I Shelves, Large Window, Walk-Out | Bsmt |
| Laundry | 2.06 × 3.08 m | — | Bsmt |
Listing history
Buy/sell history for 28 Ternhill Cres, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $3,448,000 | N/A | For Sale | C13703314 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $689,600
- Total mortgage amount
- $2,758,400
- Total interest payment
- $1,960,900
- Total purchase cost
- $5,408,900
- Mortgage payment
- $15,731/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
82%Monthly carrying cost
$17,174- Rent $5,000
- Shortfall $12,174
Rental income opens at $5,000, the median asking rent of 127 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $72,675
- Toronto municipal land transfer tax
- $77,155
- Total land transfer tax
- $149,830
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $141,355
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $3,448,000
- $36,200
- Ontario total
- $72,675
Toronto’s municipal tax has its own higher brackets at this price, so it adds $77,155.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,978 sq ft648 m²
- Street frontage
- 60.06 ft18.3 m
- Depth
- 116.18 ft35.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 22 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 7.9 km7.9 km
- Mapped parcel: about 6,960 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Agropur Cooperative — Agropur Coopérative - Usine de Don Mills, 2.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f15.0; a550) (x5)By-law
569-2013Municipality
Toronto1 f15.0
Frontage: at least 15.0 m.
2 a550
Lot area: at least 550 m² per dwelling unit.
3 x5
Site-specific exception 5: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(5)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
5 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Closed
HVAC - Proposal to construct a new 2 storey single family dwelling with an attached garage and finished basement.
Issued December 3, 2021
Building Permit Related(PS)Closed
Plumbing - Proposal to construct a new 2 storey single family dwelling with an attached garage and finished basement.
Issued December 3, 2021
New BuildingClosed
Proposal to construct a new 2 storey single family dwelling with an attached garage and finished basement.
Issued December 3, 2021
DemolitionClosed
Proposal to demolish existing dwelling to construct a 2 storey single family dwelling.
Issued December 3, 2021
Building Permit Related (DR)Closed
Drain - Proposal to construct a new 2 storey single family dwelling with an attached garage and finished basement.
Issued December 3, 2021
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 5 open development applications within 800 m of this home.
169 THE DONWAY WSite planUnder Review
Proposal for a 28 storey mixed use tower and podium, a community space, a publicly accessible open space and proposed park. The development will include 570 dwelling units. A total of 446 parking spaces will be provided, which includes 401residential spaces, 40 community space and residential visitor spaces and 5 car-share spaces. The residential GFA will be 40,896 m2and the nonresidential GFA (community space) will be 1,780 m2.
440 m away895 LAWRENCE AVE EOfficial plan or zoning amendmentOMB Appeal
Proposal containing two residential buildings, of which one will contain retail on the ground floor. One building contains a 26-storey (87.2 metres) tower, sitting on an eight storey base building facing. The second building contains a 29-storey tower (94.9 metres), sitting on an eight storey base building. The second building also has a 14-storey (52.4 metres) mid-rise component facing The Donway West. The proposed development will provide a total of 1,022 residential units, 67,595.1 sqm of GFA and 697.35 of retail GFA. A Privately-Owned Publically Accessible Space is proposed facing The Donway West.
460 m away75 THE DONWAY WCondominiumApplication Received
570 m away230 THE DONWAY WSite planUnder Review
The Site Plan application proposes the development of a six (6)-storey apartment building with a place of worship on the ground floor. The existing place of worship buildings will be demolished. An Options for Homes development.
690 m away240 THE DONWAY WSite planUnder Review
The Site Plan application proposes the development of a six (6)-storey apartment building with a place of worship on the ground floor. The existing place of worship buildings will be demolished. An Options for Homes development.
750 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Banbury-Don Mills right now
- For sale now
- 80
- Median asking price
- $2.57M
- New in 7 days
- 11
- Price cuts
- 13%
Middle half: $1.99M to $4.57M
34 in 28 days
10 listings
This home is asking 34% above the median.
See all homes in Banbury-Don MillsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Don Valley Station | TTC light rail: Line 5 Eglinton | 1.8 km |
| Sunnybrook Park Station | TTC light rail: Line 5 Eglinton | 1.9 km |
| Aga Khan Park & Museum Station | TTC light rail: Line 5 Eglinton | 2.1 km |
| Oriole GO | GO Transit train: Richmond Hill | 3.6 km |
| Lawrence Station | TTC subway: Line 1 Yonge-University | 4.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Bonaventure Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 300 m | 81%Grade 6 average |
| Norman Ingram Public SchoolToronto DSB | Public · grades JK–5 | 700 m | 65%Grade 3 average |
| Rippleton Public SchoolToronto DSB | Public · grades JK–5 | 1 km | 75%Grade 3 average |
| École élémentaire Jeanne-LajoieConseil scolaire Viamonde | French-language public · grades JK–6 | 2.5 km | 91%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Don Mills Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.1 km | 54%Grade 9 math |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 2.5 km | 77%Grade 9 math |
| York Mills Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 2.6 km | 81%Grade 9 math |
| Senator O'Connor College SchoolToronto CDSB | Catholic · grades 9–12 · French Immersion | 3.4 km | 64%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Banbury-Don Mills are shown to signed-in members.