28 Fermoy Rd
Cliffcrest, Toronto, Ontario M1M 3J4
- Bedrooms
- 3+1
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $699at the range’s middle
- Lot
- 56 x 99.66 ft
- Tax a year
- $4,7062025 tax year
- Built
- 51-99
- Parking
- 42 attached
- Days on market
- Members
The brief
About 28 Fermoy Rd
28 Fermoy Rd is a 3+1-bedroom, 2-bathroom detached house in Cliffcrest, Toronto, listed for sale at an asking price of $909,000 (MLS® E13834780).
Welcome to 28 Fermoy Road! A rare raised-ranch bungalow in the sought-after Cliffcrest community, situated on a beautiful oversized 56 x 99.66 ft corner lot with a double car garage. Bright and spacious throughout, this home offers generous principal rooms, a functional layout and excellent potential for families, multi-generational living or those looking for additional living space. The eat-in kitchen was completely renovated in 2023 and features quartz countertops, abundant cabinetry and generous preparation space. Two separate walkouts provide excellent access to the outdoors, including a patio door from the dining room and a secondary entrance to the lower level from the rear of the property. The spacious basement features large rooms and a 4-piece bathroom, offering excellent flexibility for a growing family, teenagers or guests. Numerous updates include a new fence and electrical panel (2023), front door and windows (2017), and roof (2014). The spacious corner lot provides plenty of outdoor space and added privacy, while the double garage offers excellent parking and storage. Located on a quiet, family-friendly street in the heart of Cliffcrest, close to R.H. King Academy and other excellent schools, parks, trails and the beautiful and scenic Scarborough Bluffs are just minutes away. Enjoy easy access to Kingston Road's shops, restaurants and everyday amenities, with the GO Station nearby for a convenient commute downtown. A wonderful opportunity to own a spacious family home in one of Scarborough's established and highly desirable neighbourhoods.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even49/100−$490/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 195 detached homes with 4 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,706 / 2025
- MLS® number
- E13834780
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 56 x 99.66 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Cliffcrest
- Municipality
- Toronto
Building
- Size
- 1100-1500 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Bsmt
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 56 ft
- Depth
- 99.66 ft
- Lot Size
- 56 x 99.66 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, built-in dishwasher, washer and dryer, GB&E 2016, CAC 2016, two electric garage door remote openers 2021. Double garage door replaced in 2021
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.69 × 4.88 m | hardwood floor, Picture Window, Open Concept | Main |
| Dining | 2.8 × 3.14 m | hardwood floor, W/O To Patio, Crown Moulding | Main |
| Kitchen | 3.02 × 4.3 m | Renovated, Quartz Counter, Eat-In Kitchen | Main |
| Primary | 3.48 × 3.57 m | hardwood floor, Double Closet, Window | Main |
| 2nd Br | 3.02 × 3.08 m | hardwood floor, Closet, Window | Main |
| 3rd Br | 2.47 × 3.29 m | hardwood floor, Closet, Window | Main |
| Rec | 3.78 × 6.1 m | Broadloom, Window, Closet | Bsmt |
| 4th Br | 4.82 × 6.68 m | Broadloom, 4 Pc Bath, Closet | Bsmt |
Listing history
Buy/sell history for 28 Fermoy Rd, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $909,000 | N/A | For Sale | E13834780 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $181,800
- Total mortgage amount
- $727,200
- Total interest payment
- $517,200
- Total purchase cost
- $1,426,200
- Mortgage payment
- $4,148/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
29%Monthly carrying cost
$4,540- Rent $4,050
- Shortfall $490
Rental income opens at $4,050, the median asking rent of 195 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $14,655
- Toronto municipal land transfer tax
- $14,655
- Total land transfer tax
- $29,310
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $20,835
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $909,000
- $10,180
- Ontario total
- $14,655
Toronto’s municipal tax uses the same brackets at this price, so it adds another $14,655.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,581 sq ft518 m²
- Street frontage
- 56 ft17.1 m
- Depth
- 99.66 ft30.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m20 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 17 building permits issued within 250 m in the last 2 years250 m
- Mapped parcel: about 5,550 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 840 m840 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is TC Chrome (2005) Ltd. — T C Chrome (2005) Ltd, 770 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Dash Networks, Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (x196)By-law
569-2013Municipality
Toronto1 x196
Site-specific exception 196: this site has rules of its own, written in the by-law.
2 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(196)
3 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
3769 ST CLAIR AVE EOfficial plan or zoning amendmentOMB Appeal
Proposed townhouse development consisting of 21 units in four building blocks to be serviced by a private laneway and two single detached dwellings fronting Brimley Rd. The two dwellings on Brimley Road will be severed from the remainder of the property.
280 m away3767 B ST CLAIR AVE EOfficial plan or zoning amendmentOMB Appeal
Proposed townhouse development consisting of 21 units in four building blocks to be serviced by a private laneway and two single detached dwellings fronting Brimley Rd. The two dwellings on Brimley Road will be severed from the remainder of the property.
280 m away3767 A ST CLAIR AVE EOfficial plan or zoning amendmentOMB Appeal
Proposed townhouse development consisting of 21 units in four building blocks to be serviced by a private laneway and two single detached dwellings fronting Brimley Rd. The two dwellings on Brimley Road will be severed from the remainder of the property.
290 m away3765 B ST CLAIR AVE EOfficial plan or zoning amendmentOMB Appeal
Proposed townhouse development consisting of 21 units in four building blocks to be serviced by a private laneway and two single detached dwellings fronting Brimley Rd. The two dwellings on Brimley Road will be severed from the remainder of the property.
290 m away3765 A ST CLAIR AVE EOfficial plan or zoning amendmentOMB Appeal
Proposed townhouse development consisting of 21 units in four building blocks to be serviced by a private laneway and two single detached dwellings fronting Brimley Rd. The two dwellings on Brimley Road will be severed from the remainder of the property.
290 m away3761 B ST CLAIR AVE EOfficial plan or zoning amendmentOMB Appeal
Proposed townhouse development consisting of 21 units in four building blocks to be serviced by a private laneway and two single detached dwellings fronting Brimley Rd. The two dwellings on Brimley Road will be severed from the remainder of the property.
300 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Cliffcrest right now
- For sale now
- 56
- Median asking price
- $1.3M
- New in 7 days
- 11
- Price cuts
- 11%
Middle half: $899K to $1.99M
21 in 28 days
6 listings
This home is asking 30% below the median.
See all homes in CliffcrestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Scarborough GO | GO Transit train: Lakeshore East | 1.4 km |
| Eglinton GO | GO Transit train: Lakeshore East | 1.9 km |
| Kennedy Station | TTC subway: Line 2 Bloor-DanforthTTC light rail: Line 5 EglintonGO Transit train: Stouffville | 2.2 km |
| Ionview Station | TTC light rail: Line 5 Eglinton | 2.8 km |
| Birchmount Station | TTC light rail: Line 5 Eglinton | 3.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Anson Park Public SchoolToronto DSB | Public · grades JK–8 | 350 m | 78%Grade 6 average |
| St Agatha Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 750 m | 75%Grade 6 average |
| H A Halbert Junior Public SchoolToronto DSB | Public · grades JK–6 | 750 m | 52%Grade 6 average |
| Académie Alexandre-DumasConseil scolaire Viamonde | French-language public · grades JK–6 | 2.3 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| R H King AcademyToronto DSB | Public · grades 9–12 | 150 m | 60%Grade 9 math |
| St John Henry Newman Catholic High SchoolToronto CDSB | Catholic · grades 9–12 · French Immersion | 950 m | 45%Grade 9 math |
| Caring and Safe School 3Toronto DSB | Public · grades 9–12 | 1.5 km | — |
| ÉSC Père-Philippe-LamarcheConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 1.8 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Cliffcrest are shown to signed-in members.