20 Lucy Ave
Oakridge, Toronto, Ontario M1L 1A3
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $560at the range’s middle
- Lot
- 22.04 x 100.14 ft
- Tax a year
- $2,8012026 tax year
- Parking
- 1none
- Days on market
- Members
The brief
About 20 Lucy Ave
20 Lucy Ave is a 2-bedroom, 2-bathroom detached house in Oakridge, Toronto, listed for sale at an asking price of $980,000 (MLS® E14127674).
Introducing the authentic detached, freehold hard loft, with no maintenance fees, that you've been dreaming of! This beautifully converted 1800 sq.ft, genuine Artist's studio/loft, is truly amazing with its huge open concept floor plan, soaring ceilings and large original industrial windows - ideal for creative uses, live/work, and entertaining. Boasting a massive sun drenched living room, dining room and kitchen with center island, a den, walk through pantry, two piece bath, a guest sleeping loft and lots of storage on the main floor, ready to enjoy. The spacious second floor primary sanctuary completes this home with a four piece ensuite, dressing room with laundry, custom metal railing, and a walkout to your very own expansive 700 sqft. private terrace, extending your living space to the outdoors! A quiet ground floor patio and a private driveway included. Steps to public transit and shopping. Your dream loft awaits, book your showing to see everything this wonderful property has to offer!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$2,729/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 homes with 2 bedrooms for lease in Oakridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,801 / 2026
- MLS® number
- E14127674
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 22.04 x 100.14 ft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Oakridge
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Construction
- Brick Front
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Ground, 1 × 4pc 2nd
- Basement Type
- None
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 22.04 ft
- Depth
- 100.14 ft
- Lot Size
- 22.04 x 100.14 ft
Additional
- Foundation
- Concrete, Slab
- Roof
- Asphalt Rolled
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- All existing appliances, Fridge, Stove, Built-in Dishwasher and microwave are included. All existing light fixtures included. The furnace (Gas Burner and Equipment) and Central Air Conditioning unit and the Hot Water Tank are included.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.86 × 9.71 m | Open Concept, Large Window, Concrete Floor | Ground |
| Dining | 4.86 × 3.67 m | Open Concept, O/Looks Living, Combined W/Kitchen | Ground |
| Kitchen | 4.86 × 3.67 m | Open Concept, Centre Island, Combined W/Dining | Ground |
| Pantry | 2.33 × 2.15 m | Walk Through, 2 Pc Bath, Laundry Sink | Ground |
| Den | 2.43 × 1.83 m | Large Window, Laminate, O/Looks Dining | Ground |
| Loft | 1.98 × 2.26 m | Parquet Floor, Walk-Up | In Betwn |
| Primary | 5.02 × 4.26 m | hardwood floor, W/O To Terrace, Metal Railing | 2nd |
| Tandem | 3.17 × 2.92 m | hardwood floor, 4 Pc Ensuite, Combined W/Laundry | 2nd |
| Foyer | 1.57 × 5.33 m | Laminate, W/W Closet, B/I Shelves | Ground |
| Utility | 1.28 × 5.33 m | B/I Shelves, Concrete Floor | Ground |
Listing history
Buy/sell history for 20 Lucy Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $980,000 | N/A | For Sale | E14127674 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $196,000
- Total mortgage amount
- $784,000
- Total interest payment
- $557,300
- Total purchase cost
- $1,537,300
- Mortgage payment
- $4,471/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
69%Monthly carrying cost
$4,704- Rent $1,975
- Shortfall $2,729
Rental income opens at $1,975, the median asking rent of 8 comparable homes for lease in Oakridge. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $16,075
- Toronto municipal land transfer tax
- $16,075
- Total land transfer tax
- $32,150
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $23,675
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $980,000
- $11,600
- Ontario total
- $16,075
Toronto’s municipal tax uses the same brackets at this price, so it adds another $16,075.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,207 sq ft205 m²
- Street frontage
- 22.04 ft6.7 m
- Depth
- 100.14 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m98 test or monitoring holes also recorded.250 m
- Groundwater recorded about 4.4 m below ground nearbyThe middle water level in the well records within 500 m (334 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 38 building permits issued within 250 m in the last 2 years250 m
- 7 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Mapped parcel: about 2,210 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 120 m120 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Tradition Fine Foods Ltd., 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RS (f12.0; a371) (x97)By-law
569-2013Municipality
Toronto1 f12.0
Frontage: at least 12.0 m.
2 a371
Lot area: at least 371 m² per dwelling unit.
3 x97
Site-specific exception 97: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.40 of By-law 569-2013 · Exception 900.4.10(97)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
49 LUCY AVEOfficial plan or zoning amendmentUnder Review
The proposed development consists of a 12-storey mid-rise residential building, with a height of 41.0 metres (excluding mechanical penthouse), a total gross floor area of 10,960.95 square metres, and a Floor Space Index (FSI) of 6.06. The development will provide 147 residential units, with a mix of unit types including 1-bedroom, 2-bedroom, and 3-bedroom units. The proposed development will provide 19 below grade parking spaces and 111 short-term and long-term bicycle spaces.
60 m away47 LUCY AVEOfficial plan or zoning amendmentUnder Review
The proposed development consists of a 12-storey mid-rise residential building, with a height of 41.0 metres (excluding mechanical penthouse), a total gross floor area of 10,960.95 square metres, and a Floor Space Index (FSI) of 6.06. The development will provide 147 residential units, with a mix of unit types including 1-bedroom, 2-bedroom, and 3-bedroom units. The proposed development will provide 19 below grade parking spaces and 111 short-term and long-term bicycle spaces.
70 m away51 LUCY AVEOfficial plan or zoning amendmentUnder Review
The proposed development consists of a 12-storey mid-rise residential building, with a height of 41.0 metres (excluding mechanical penthouse), a total gross floor area of 10,960.95 square metres, and a Floor Space Index (FSI) of 6.06. The development will provide 147 residential units, with a mix of unit types including 1-bedroom, 2-bedroom, and 3-bedroom units. The proposed development will provide 19 below grade parking spaces and 111 short-term and long-term bicycle spaces.
70 m away53 LUCY AVEOfficial plan or zoning amendmentUnder Review
The proposed development consists of a 12-storey mid-rise residential building, with a height of 41.0 metres (excluding mechanical penthouse), a total gross floor area of 10,960.95 square metres, and a Floor Space Index (FSI) of 6.06. The development will provide 147 residential units, with a mix of unit types including 1-bedroom, 2-bedroom, and 3-bedroom units. The proposed development will provide 19 below grade parking spaces and 111 short-term and long-term bicycle spaces.
80 m away3095 DANFORTH AVESite planUnder Review
The proposed development contemplates a 7-storey (25.1 metres) mixed-use building with a total of 2807 square metres of residential GFA and 125 square metres of commercial GFA at grade. 30 residential units are proposed, ranging in size from 1-bedroom units to 3-bedroom units. Separate entrances for the residential and commercial components are included in the front façade. Indoor amenity space is proposed on the 7th storey adjacent to outdoor amenity space.A road widening of 3.5 m is proposed along Danforth Avenue and a road widening of 1.17 m is proposed on the rear laneway. Access to parking is from the rear laneway. A total of 21 parking spaces are proposed, including 18 spaces for residents within a parking stacker system, and 3 spaces for visitors a grade, one of which will be an accessible space. 22 bicycle parking spaces are provided.
130 m away3093 DANFORTH AVESite planUnder Review
The proposed development contemplates a 7-storey (25.1 metres) mixed-use building with a total of 2807 square metres of residential GFA and 125 square metres of commercial GFA at grade. 30 residential units are proposed, ranging in size from 1-bedroom units to 3-bedroom units. Separate entrances for the residential and commercial components are included in the front façade. Indoor amenity space is proposed on the 7th storey adjacent to outdoor amenity space.A road widening of 3.5 m is proposed along Danforth Avenue and a road widening of 1.17 m is proposed on the rear laneway. Access to parking is from the rear laneway. A total of 21 parking spaces are proposed, including 18 spaces for residents within a parking stacker system, and 3 spaces for visitors a grade, one of which will be an accessible space. 22 bicycle parking spaces are provided.
140 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Oakridge right now
- For sale now
- 20
- Median asking price
- $835K
- New in 7 days
- 4
- Price cuts
- 15%
Middle half: $764K to $1.04M
7 in 28 days
3 listings
This home is asking 17% above the median.
See all homes in OakridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Victoria Park Station | TTC subway: Line 2 Bloor-Danforth | 500 m |
| Danforth GO | GO Transit train: Lakeshore East | 1.3 km |
| Main Street Station | TTC subway: Line 2 Bloor-Danforth | 1.3 km |
| Woodbine Station | TTC subway: Line 2 Bloor-Danforth | 2.3 km |
| Pharmacy Station | TTC light rail: Line 5 Eglinton | 4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Dunstan Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 250 m | 79%Grade 6 average |
| Oakridge Junior Public SchoolToronto DSB | Public · grades JK–4 | 550 m | 61%Grade 3 average |
| Blantyre Public SchoolToronto DSB | Public · grades JK–8 | 650 m | 68%Grade 6 average |
| ÉÉC Georges-Étienne-CartierConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3.1 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Malvern Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.1 km | 78%Grade 9 math |
| Notre Dame Catholic High SchoolToronto CDSB | Catholic · grades 9–12 | 1.3 km | 67%Grade 9 math |
| Neil McNeil High SchoolToronto CDSB | Catholic · grades 9–12 | 1.3 km | 69%Grade 9 math |
| École secondaire Michelle-O'BonsawinConseil scolaire Viamonde | French-language public · grades 9–12 | 3.8 km | 79%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Oakridge are shown to signed-in members.