- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 500–599sq ft
- Per sq ft
- $1,037at the range’s middle
- Tax a year
- $4,0442026 tax year
- Built
- 0-5
- Parking
- 0underground
- Days on market
- Members
The brief
About 2513-20 Edward St
2513-20 Edward St is a 2-bedroom, 1-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $569,900 (MLS® C13816350).
Prime Downtown Location at the highly sought-after Panda Condos! This bright and modern 2-bedroom suite features an exceptionally functional open-concept layout. The spacious interior second bedroom offers fantastic flexibility, serving beautifully as a quiet guest room or a dedicated WFH office. Enjoy the ultimate urban lifestyle with unbeatable convenience with T&T Supermarket and top-tier restaurants are now open right on the ground floor! Boasting a perfect 100 Walk & Transit Score, you are just steps to the Eaton Centre, Yonge-Dundas Square, the PATH, TMU, U of T, and Dundas Subway Station. Exceptional building amenities include a state-of-the-art gym/yoga studio, outdoor lounge, party room, prep kitchen, and private theatre. A must-see in the heart of the city! **Note: Virtual Staging Used For Illustration Purposes Only**
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even51/100−$301/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 106 condos with 2 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,044 / 2026
- MLS® number
- C13816350
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 500-599 sqft
- Building Age
- 0-5
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- All Appliances: Fridge, Stove, Hood Fan, Microwave, B/I Dishwasher, Washer And Dryer. All Electrical Light Fixtures And Roller Blinds. ** Status Certificate Will Be Ordered With An Accepted Offer **
- Condo maint.
- $364
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.07 × 3.25 m | Laminate, W/O To Balcony, West View | Flat |
| Dining | 2.92 × 3.04 m | Laminate, Combined W/Kitchen | Flat |
| Kitchen | 2.92 × 3.04 m | Laminate, B/I Appliances, Modern Kitchen | Flat |
| Primary | 2.64 × 3.32 m | Laminate, Window Flr to Ceil, Closet | Flat |
| 2nd Br | 2.43 × 2.33 m | Laminate, Separate Rm, Closet | Flat |
Listing history
Buy/sell history for 2513-20 Edward St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $569,900 | N/A | For Sale | C13816350 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $113,980
- Total mortgage amount
- $455,920
- Total interest payment
- $324,080
- Total purchase cost
- $893,980
- Mortgage payment
- $2,600/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
29%Monthly carrying cost
$3,301- Rent $3,000
- Shortfall $301
Rental income opens at $3,000, the median asking rent of 106 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,873
- Toronto municipal land transfer tax
- $7,873
- Total land transfer tax
- $15,746
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $7,271
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $569,900
- $3,398
- Ontario total
- $7,873
Toronto’s municipal tax uses the same brackets at this price, so it adds another $7,873.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m58 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 263 building permits issued within 250 m in the last 2 years250 m
- 24 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.6 km2.6 km
- Mapped parcel: about 5,930 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 270 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 6.0 (c2.0; r6.0) SS1 (x78)By-law
569-2013Municipality
Toronto1 6.0
Density: total floor area is capped at 6.0 times the lot area.
2 c2.0
Commercial floor area is capped at 2.0 times the lot area.
3 r6.0
Residential floor area is capped at 6.0 times the lot area.
4 x78
Site-specific exception 78: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(78)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
26 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Inspection
HVAC - Proposal for interior alterations to a vacant unit (new build) for a new restaurant, greater than 30 seats - UNIT 22, "Saku"
Issued January 13, 2025
Building Permit Related(PS)Inspection
Plumbing - Proposal for interior alterations to a vacant unit (new build) for a new restaurant, greater than 30 seats - UNIT 22, "Saku"
Issued January 10, 2025
Interior AlterationsClosed
Proposal for interior alterations to a vacant unit (new build) for a new restaurant, greater than 30 seats - UNIT 22, "Saku"
Issued January 9, 2025
Sign Building Permit RelatedClosed
1 wall sign**value village**
Issued October 24, 2024
Sign Building Permit RelatedClosed
A proposal to erect and display 3 wall signs and one projecting sign, all displaying static copy.**T&T SUPERMARKET**
Issued October 23, 2024
Sign Building Permit RelatedCancelled
1 wall sign**value village**
Completed October 15, 2024
Sign Building Permit RelatedCancelled
3 wall sign ,1 projecting sign
Completed October 1, 2024
Building Permit Related(MS)Closed
HVAC - Proposed interior fit out of Value Village.
Issued August 7, 2024
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
15 ELM STSite planOMB Appeal
Related App 22 202864 STE 11 OZThe proposal is for a Site Plan application to redevelop the subject site by demolishing the existing buildings and constructing a new 30-storey mixed use building. The redevelopment proposed 174 dwelling units resulting in a total of 14,163 sq. m of residential gross floor area (GFA) and 200 sq. m of non-residential GFA which results in a total Floor Space Index (FSI) of 18.12
60 m away15 ELM STOfficial plan or zoning amendmentAppeal Received
Zoning By-law Amendment application to permit a 30-storey mixed-use building, containing 216 dwelling units and 320 square metres of non-residential GFA. The site includes a listed property on the Heritage Register which is proposed to be demolished.
60 m away17 ELM STOfficial plan or zoning amendmentAppeal Received
Zoning By-law Amendment application to permit a 30-storey mixed-use building, containing 216 dwelling units and 320 square metres of non-residential GFA. The site includes a listed property on the Heritage Register which is proposed to be demolished.
60 m away17 ELM STSite planOMB Appeal
Related App 22 202864 STE 11 OZThe proposal is for a Site Plan application to redevelop the subject site by demolishing the existing buildings and constructing a new 30-storey mixed use building. The redevelopment proposed 174 dwelling units resulting in a total of 14,163 sq. m of residential gross floor area (GFA) and 200 sq. m of non-residential GFA which results in a total Floor Space Index (FSI) of 18.12
60 m away306 YONGE STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 2 development blocks.
70 m away306 YONGE STOfficial plan or zoning amendmentOMB Appeal
Official Plan and Zoning By-law Amendment to permit a 25-storey mixed-use building, containing 224 dwelling units and 2,542 square metres of non-residential gross floor area. The new development is located at the northeast corner of the existing Atrium on Bay and would involve demolition of the existing 4 to 8-storey retail and office building at that location. The remainder of the Atrium on Bay would be retained and the new development will be integrated with the existing building at the ground floor, level 2, and concourse level.
70 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 177
- Median asking price
- $658K
- New in 7 days
- 22
- Price cuts
- 21%
Middle half: $520K to $899K
71 in 28 days
37 listings
This home is asking 13% below the median.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| TMU Station | TTC subway: Line 1 Yonge-University | 100 m |
| College Station | TTC subway: Line 1 Yonge-University | 450 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 500 m |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 550 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 400 m | 99%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 750 m | 72%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 800 m | 96%Grade 6 average |
| Orde Street Public SchoolToronto DSB | Public · grades JK–8 | 850 m | 82%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 400 m | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 700 m | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 750 m | — |
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 1 km | 66%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Bay Street Corridor are shown to signed-in members.