- Bedrooms
- 6
- Bathrooms
- 5
- Size
- 1,500–2,000sq ft
- Per sq ft
- $1,079at the range’s middle
- Lot
- 14.5 x 134.5 ft
- Tax a year
- $9,0542026 tax year
- Parking
- 21 detached
- Days on market
- Members
The brief
About 198 McCaul St
198 McCaul St is a 6-bedroom, 5-bathroom semi-detached house in Kensington-Chinatown, Toronto, listed for sale at an asking price of $1,888,000 (MLS® C13880322).
Exceptional opportunity in the heart of downtown Toronto! This spacious 2 1/2 Storey Victorian-style semi-detached home offers an impressive 6 bedrooms, 4 full bathrooms plus a main-floor powder room, with exceptional space and versatility for large or multi generational families and investors alike. The main level features impressive 10-ft ceilings, 2 bedrooms, kitchen, powder room, unheated walk-thru pantry and mudroom with walkout to the backyard patio. The second floor offers a large bedroom with a private 3pc ensuite bath, 2nd bedroom, another 3pc bath and an eat-in kitchen. While the third floor features 2 additional bedrooms, including a front bedroom with its own private 3-piece ensuite. The lower level provides additional open space with laundry, utility room, 3 pc bath and an additional storage room with sink, countertop, gas supply and window. Finally the basement is completed with a cold room/cantina. A standout downtown feature is the oversized detached garage, complete with a convenient drive-through door opening directly onto the backyard patio accessed via a concrete laneway. Ideally situated close to universities, hospitals, transit, dining and Toronto's vibrant downtown amenities. An exceptional property where space, character, flexibility and location come together! A truly unique opportunity in one of Toronto's most sought-after downtown settings! This property has been maintained in great condition!!!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall24/100−$3,369/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 62 homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,054 / 2026
- MLS® number
- C13880322
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 14.5 x 134.5 ft
- Listed on
- Parking
- 1 Detached, 2 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2 1/2 Storey
- Community
- Kensington-Chinatown
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 6
- Bathrooms
- 5
- Bathroom Details
- 1 × 2pc Main, 2 × 3pc 2nd, 1 × 3pc 3rd, 1 × 3pc Bsmt
- Basement Type
- Partly Finished
- Kitchens
- 2
Parking
- Driveway
- Lane
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 1
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 14.5 ft
- Depth
- 134.5 ft
- Lot Size
- 14.5 x 134.5 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 4 FRIDGES,1 STOVE, 2 MICROWAVES, 2 INDUCTION COOKTOPS, WASHER AND DRYER, HOT WATER TANK, GAS FURNACE, CENTRAL AIR, 4 FIRE EXTINGUISHERS, AUTO GARAGE DOOR OPENER, AND EXISTING FURNITURE.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Primary | 3.08 × 5.76 m | Window | Main |
| Br | 2.96 × 3.72 m | Window | Main |
| Kitchen | 3.3 × 5.4 m | Eat-In Kitchen, Walk-Out | Main |
| Mudroom | 1.56 × 3.14 m | W/O To Yard | Main |
| Primary | 4.27 × 4.57 m | 3 Pc Ensuite, Large Window | 2nd |
| Br | 3.32 × 3.69 m | Window | 2nd |
| Kitchen | 3.33 × 3.35 m | Eat-In Kitchen, Window | 2nd |
| Br | 4.24 × 4.79 m | 3 Pc Ensuite, Large Window | 3rd |
| Br | 3.66 × 4.24 m | Window | 3rd |
| Utility | 3.96 × 11.25 m | Combined W/Laundry, 3 Pc Bath, Open Concept | Bsmt |
| Other | 2.81 × 5.18 m | — | Bsmt |
| Cold/Cant | 1.62 × 2.84 m | — | Bsmt |
Listing history
Buy/sell history for 198 McCaul St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,888,000 | N/A | For Sale | C13880322 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $377,600
- Total mortgage amount
- $1,510,400
- Total interest payment
- $1,073,800
- Total purchase cost
- $2,961,800
- Mortgage payment
- $8,614/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
51%Monthly carrying cost
$9,369- Rent $6,000
- Shortfall $3,369
Rental income opens at $6,000, the median asking rent of 62 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $34,235
- Toronto municipal land transfer tax
- $34,235
- Total land transfer tax
- $68,470
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $59,995
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,888,000
- $29,760
- Ontario total
- $34,235
Toronto’s municipal tax uses the same brackets at this price, so it adds another $34,235.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,950 sq ft181 m²
- Street frontage
- 14.5 ft4.4 m
- Depth
- 134.5 ft41 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m29 test or monitoring holes also recorded.250 m
- Groundwater recorded about 10.8 m below ground nearbyThe middle water level in the well records within 500 m (163 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 106 building permits issued within 250 m in the last 2 years250 m
- 3 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.5 km2.5 km
- Mapped parcel: about 1,880 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 510 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (f4.5; d1.0) (x835)By-law
569-2013Municipality
Toronto1 f4.5
Frontage: at least 4.5 m.
2 d1.0
Density: floor area is capped at 1.0 times the lot area.
3 x835
Site-specific exception 835: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(835)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
240 MC CAUL STSite planUnder Review
Proposed 18-storey Ronald McDonald House Charities (RMHC) building that would contain 200 suites comprised of 1- and 2-bedroom suites, office space for RMHC, and programming and amenity space for the temporary residents, including classrooms, kitchens, a business centre, multi-purpose rooms and arts and craft rooms.
150 m away74 HENRY STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
230 m away76 HENRY STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
230 m away191 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
250 m away193 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
250 m away195 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
260 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Kensington-Chinatown right now
- For sale now
- 14
- Median asking price
- $1.6M
- New in 7 days
- 0
- Price cuts
- 29%
Middle half: $1.48M to $1.95M
7 in 28 days
4 listings
This home is asking 18% above the median.
See all homes in Kensington-ChinatownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 350 m |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 450 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 800 m |
| College Station | TTC subway: Line 1 Yonge-University | 900 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Orde Street Public SchoolToronto DSB | Public · grades JK–8 | 200 m | 82%Grade 6 average |
| Beverley SchoolToronto DSB | Public · grades JK–8 | 250 m | — |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 1.2 km | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.7 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 250 m | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 250 m | — |
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 900 m | 66%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kensington-Chinatown are shown to signed-in members.