- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $710at the range’s middle
- Lot
- 14.42 x 118 ft
- Tax a year
- $2,6862026 tax year
- Built
- 51-99
- Parking
- 11 detached
- Days on market
- Members
The brief
About 195 Islington Ave
195 Islington Ave is a 2-bedroom, 2-bathroom semi-detached house in New Toronto, Toronto, listed for sale at an asking price of $639,000 (MLS® W13786212).
{STEP INSIDE} Welcome to this freehold semi-detached home in New Toronto, where the big-ticket updates are already done. The newly renovated main floor features new flooring, an improved open-concept layout connecting the living room and kitchen, plus updated heating and A/C. Enjoy your own backyard, a rare neighbourhood bonus with the detached garage, and the added value of freehold ownership with no condo fees. {MAIN LEVEL} Vinyl flooring runs from the foyer through the living room, dining rm, kitchen & mudroom for one continuous, low-maintenance surface. Living rm and dining rm have their own windows, so the space stays bright. Kitchen is set up to cook in: stainless steel fridge, stove, range & oversized hood, sink at the window. Main flr laundry with washer, dryer & laundry tub means no hauling loads upstairs. Mudroom gives direct access to the backyard, the natural path in & out. 2pc powder rm for guests. {UPPER LEVEL} Primary bdrm & 2nd bdrm both have their own mini split a/c plus baseboard heat, so each rm controls its own comfort instead of fighting the rest of the house for it. Walk-in closet off primary could stay a closet or become a home office/Play Pen. The Den offers flexible work-from-home setup without giving up a bdrm. 4pc bath finishes the flr with ceramic flooring throughout. {LOCATION} Located in New Toronto, a walkable stretch of South Etobicoke's Lakeshore community. Islington Jr Middle School (TDSB, JK-8) is nearby, along with Lakeshore Collegiate Institute (secondary) & St. Elizabeth Catholic School (TCDSB). Lake Shore Blvd W is a short walk for shops, cafes & restaurants, & Colonel Samuel Smith Park with its waterfront trail along Lake Ontario is close enough for a regular routine, not just a weekend trip. TTC's 501 Queen streetcar runs along Lake Shore, Mimico GO Station is nearby for downtown commuters, & the Gardiner Expwy & Hwy 427 are both within easy reach.
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall40/100−$640/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 18 homes with 2 bedrooms for lease in New Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,686 / 2026
- MLS® number
- W13786212
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 14.42 x 118 ft
- Listed on
- Parking
- 1 Detached, 1 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- New Toronto
- Municipality
- Toronto
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Alum Siding
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Ground, 1 × 4pc 2nd
- Basement Type
- None
- Kitchens
- 1
Parking
- Driveway
- None
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 14.42 ft
- Depth
- 118 ft
- Lot Size
- 14.42 x 118 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Rolled, Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- KITCHEN: Stainless Steel Fridge, Stove, Range Hood & Dishwasher; LAUNDRY: Washer & Dryer;
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.664 × 3.115 m | Vinyl Floor, Enclosed, Large Window | Ground |
| Living | 3.401 × 3.575 m | Vinyl Floor, Large Window, Combined W/Dining | Ground |
| Dining | 2.5 × 3.447 m | Vinyl Floor, Combined W/Living, Window | Ground |
| Kitchen | 2.209 × 4.4 m | Corian Counter, Vinyl Floor, Backsplash | Ground |
| Laundry | 2.275 × 2.562 m | Laundry Sink, Window | Ground |
| Mudroom | 1.292 × 1.939 m | O/Looks Backyard, Window | Ground |
| Powder Rm | 0.733 × 1.305 m | 2 Pc Bath | Ground |
| Primary | 2.787 × 3.44 m | W/I Closet, Parquet Floor | Upper |
| Bathroom | 1.615 × 1.718 m | 4 Pc Bath, Ceramic Floor, Ceramic Back Splash | Upper |
| Den | 2.578 × 2.67 m | Parquet Floor, Open Concept | Upper |
| 2nd Br | 3.455 × 3.625 m | Parquet Floor | Upper |
Listing history
Buy/sell history for 195 Islington Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $639,000 | N/A | For Sale | W13786212 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $127,800
- Total mortgage amount
- $511,200
- Total interest payment
- $363,600
- Total purchase cost
- $1,002,600
- Mortgage payment
- $2,916/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
38%Monthly carrying cost
$3,140- Rent $2,500
- Shortfall $640
Rental income opens at $2,500, the median asking rent of 18 comparable homes for lease in New Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,255
- Toronto municipal land transfer tax
- $9,255
- Total land transfer tax
- $18,510
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $10,035
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $639,000
- $4,780
- Ontario total
- $9,255
Toronto’s municipal tax uses the same brackets at this price, so it adds another $9,255.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,702 sq ft158 m²
- Street frontage
- 14.42 ft4.4 m
- Depth
- 118 ft36 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m41 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.7 m below ground nearbyThe middle water level in the well records within 500 m (139 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 33 building permits issued within 250 m in the last 2 years250 m
- 4 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 8.5 km8.5 km
- Mapped parcel: about 1,700 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 500 m500 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Pigments Services Canada, Inc. — New Toronto Plant, 410 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 3 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Etobicoke (New Toronto) By-Law No. 2215What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
210 ISLINGTON AVEOfficial plan or zoning amendmentOMB Appeal
The proposed development consists of a 26-storey mixed use building, containing 352 dwelling units with retail uses at-grade. The proposed net density is 8.83 times the area of the lot. The total building height is 80.47 metres, exclusive of the 5-metre-high mechanical penthouse. 147 vehicular parking spaces are proposed in underground parking levels and 265 bicylcle parkings spaces are proposed on ground level and the first underground level.
50 m away99 BIRMINGHAM STOfficial plan or zoning amendmentOMB Appeal
The proposed development consists of a 26-storey mixed use building, containing 352 dwelling units with retail uses at-grade. The proposed net density is 8.83 times the area of the lot. The total building height is 80.47 metres, exclusive of the 5-metre-high mechanical penthouse. 147 vehicular parking spaces are proposed in underground parking levels and 265 bicylcle parkings spaces are proposed on ground level and the first underground level.
90 m away2950 LAKE SHORE BLVD WOfficial plan or zoning amendmentOMB Appeal
Proposal for a 9-storey (28.7 m in height including mechanical penthouse) mixed use building containing 95 residential units and 485 sq. m of commercial gross floor area at grade. A total GFA of 8,683 sq. m is proposed, resulting in an FSI of 5.71. A total of 32 parking spaces are proposed within 1-level of underground parking. Vehicular access to the site would be provided from Eighth Street via an existing driveway on the adjacent property to the north.
200 m away2970 LAKE SHORE BLVD WOfficial plan or zoning amendmentOMB Appeal
Proposal for a 9-storey (28.7 m in height including mechanical penthouse) mixed use building containing 95 residential units and 485 sq. m of commercial gross floor area at grade. A total GFA of 8,683 sq. m is proposed, resulting in an FSI of 5.71. A total of 32 parking spaces are proposed within 1-level of underground parking. Vehicular access to the site would be provided from Eighth Street via an existing driveway on the adjacent property to the north.
230 m away124 BIRMINGHAM STSite planUnder Review
The project proposal seeks to construct 2 one-storey industrial warehouse and distribution buildings with accessory office. The existing unoccupied three-storey building (Heritage) is proposed to remain and be incorporated into the development.
260 m away260 EIGHTH STSite planUnder Review
The project proposal seeks to construct 2 one-storey industrial warehouse and distribution buildings with accessory office. The existing unoccupied three-storey building (Heritage) is proposed to remain and be incorporated into the development.
350 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Mimico GO | GO Transit train: Lakeshore West | 1.6 km |
| Long Branch GO | GO Transit train: Lakeshore West | 3.5 km |
| Kipling Station | TTC subway: Line 2 Bloor-DanforthGO Transit train: Milton | 4.5 km |
| Islington Station | TTC subway: Line 2 Bloor-Danforth | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Seventh Street Junior SchoolToronto DSB | Public · grades JK–5 | 400 m | 73%Grade 3 average |
| Second Street Junior Middle SchoolToronto DSB | Public · grades JK–8 · French Immersion | 500 m | 71%Grade 6 average |
| The Holy Trinity Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 80%Grade 6 average |
| École élémentaire Micheline-Saint-CyrConseil scolaire Viamonde | French-language public · grades JK–6 | 3.4 km | 76%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Lakeshore Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.1 km | 42%Grade 9 math |
| Father John Redmond Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 1.2 km | 75%Grade 9 math |
| Etobicoke School of the ArtsToronto DSB | Public · grades 9–12 | 3.1 km | 68%Grade 9 math |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.6 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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