- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 0–499sq ft
- Per sq ft
- $972at the range’s middle
- Tax a year
- $2,9462026 tax year
- Built
- New
- Parking
- 0none
- Days on market
- Members
The brief
About 905-188 Cumberland St
905-188 Cumberland St is a 1-bedroom, 1-bathroom condo in Annex, Toronto, listed for sale at an asking price of $485,000 (MLS® C13886196).
Luxurious 1 Br Unit Located In The Heart Of Toronto's Most Prestigious & Vibrant Neighborhood Of Yorkville. Smooth Ceiling, Laminate Floor Thruout. Large Floor To Ceiling Windows, Designer Kitchen W Quartz C/Top & Miele Integrated Appliances. Spa-Like Bathroom W Porcelain Tiles, Frameless Glass Standing Shower & More! Steps To Luxury Flagship Stores, Rom, U Of T, Subway, Restaurants & All Other Essential Amenities!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall43/100−$537/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 34 condos with 1 bedroom for lease in Annex right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,946 / 2026
- MLS® number
- C13886196
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- New
- Days on market
- Size
- 0-499 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Annex
- Municipality
- Toronto
Building
- Size
- 0-499 sqft
- Building Age
- New
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Fan Coil
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Existing Cook Top, Miele B/I Oven, Miele Fridge, Miele Dishwasher, Washer & Dryer.Custom Blinds&Window Covering.
- Condo maint.
- $628
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.99 × 4.36 m | Laminate, Window Flr to Ceil | Ground |
| Kitchen | 2.99 × 4.36 m | Open Concept, Granite Counter, B/I Appliances | Ground |
| Primary | 2.79 × 3.05 m | 3 Pc Ensuite, Glass Doors, Closet | Ground |
Listing history
Buy/sell history for 905-188 Cumberland St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $485,000 | N/A | For Sale | C13886196 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $97,000
- Total mortgage amount
- $388,000
- Total interest payment
- $275,900
- Total purchase cost
- $760,900
- Mortgage payment
- $2,213/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
39%Monthly carrying cost
$3,087- Rent $2,550
- Shortfall $537
Rental income opens at $2,550, the median asking rent of 34 comparable homes for lease in Annex. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,175
- Toronto municipal land transfer tax
- $6,175
- Total land transfer tax
- $12,350
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $3,875
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $485,000
- $1,700
- Ontario total
- $6,175
Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,175.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m101 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (306 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 210 building permits issued within 250 m in the last 2 years250 m
- 7 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.9 km3.9 km
- Mapped parcel: about 9,950 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 940 m940 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- 1 recorded oil, gas or salt well within 250 mFrom Ontario’s petroleum well records, which include old and plugged wells.250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 1000 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
13 building permits cleared at this address in the City’s file.
New BuildingRevision Issued
REVISION 2 - interior layout changes to Unit 3902Proposal to construct a 40 sty condo with commercial at-grade, 313 condo units, on existing below grade parking garage. Note - See active BLD permit for revised below grade parking alterations 11 332063-03 BLD.
Issued August 6, 2026
Building Permit Related(MS)Closed
Revision 01 - as per cover letterHVAC - Proposal to construct a 40 sty condo with commercial at-grade, 313 condo units, on existing below grade parking garage. Note - See active BLD permit for revised below grade parking alterations 11 332063-03 BLD.
Issued August 29, 2022
Building Permit Related(PS)Closed
Plumbing - Proposal to turn vacant space into a showroom with kitchen displays, different units of kitchen millworks, floor finishes, wall finishes, and a new barrier free washroom.
Issued March 16, 2022
Building Permit Related(MS)Inspection
HVAC - Proposal to turn vacant space into a showroom with kitchen displays, different units of kitchen millworks, floor finishes, wall finishes, and a new barrier free washroom.
Issued March 16, 2022
Interior AlterationsInspection
Proposal to turn vacant space into a showroom with kitchen displays, different units of kitchen millworks, floor finishes, wall finishes, and a new barrier free washroom.
Issued March 2, 2022
Building Permit Related(FS)Application On Hold
FS - Sprinkler Shop Drawing - Proposal to turn vacant space into a showroom with kitchen displays, different units of kitchen millworks, floor finishes, wall finishes, and a new barrier free washroom.
Applied February 16, 2022
Interior AlterationsClosed
Proposal for interior alterations for an existing office space in a Mixed Use Building with Residential above and Commercial at Ground Floor.
Issued January 10, 2022
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations for office ground floor
Issued January 10, 2022
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
200 CUMBERLAND STCondominiumUnder Review
Amendment to Approved Condo Plan. Condo Exemption process
10 m away208 BLOOR ST WOfficial plan or zoning amendmentUnder Review
Proposed redevelopment of the lands with a 36-storey Private Student Residence (112.58 metres in height, including the mechanical penthouse) with 426 dwelling units.27,742 square metres of residential GFA and 220 square metres of non-residential GFA are proposed.4 visitor parking spaces (including 1 accessible space) and 235 bike parking spaces are proposed.
190 m away208 BLOOR ST WSite planOMB Appeal
May 2026 Update: The site plan applications at 208 Bloor and 210 Bloor have been combined to enable the redevelopment of the site as a 36-storey Private Student Residence (112.58 metres, including the mechanical penthouse).208 Bloor is subject to By-law 778-2024.210 Bloor is subject to By-law 782-2022 (OLT)Variance applications are currently being processed.
190 m away210 BLOOR ST WOfficial plan or zoning amendmentUnder Review
Proposed redevelopment of the lands with a 36-storey Private Student Residence (112.58 metres in height, including the mechanical penthouse) with 426 dwelling units.27,742 square metres of residential GFA and 220 square metres of non-residential GFA are proposed.4 visitor parking spaces (including 1 accessible space) and 235 bike parking spaces are proposed.
200 m away210 BLOOR ST WSite planUnder Review
INACTIVE Proposal for a 29-storey mixed-use building with 42 dwelling units and 100 square metres of ground floor retail space.
200 m away210 BLOOR ST WCondominiumUnder Review
*** Draft Plan of Condominium for 42 units.
200 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Annex right now
- For sale now
- 167
- Median asking price
- $989K
- New in 7 days
- 21
- Price cuts
- 13%
Middle half: $658K to $1.8M
61 in 28 days
22 listings
This home is asking 51% below the median, lower than three quarters of them.
See all homes in AnnexAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St George Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 350 m |
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 350 m |
| Museum Station | TTC subway: Line 1 Yonge-University | 350 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.9 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 400 m | 89%Grade 6 average |
| Huron Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 650 m | 74%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.6 km | 66%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 2.3 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 800 m | 66%Grade 9 math |
| Central Technical SchoolToronto DSB | Public · grades 9–12 | 1.4 km | 34%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.4 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.6 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Annex are shown to signed-in members.