- Bedrooms
- 1
- Bathrooms
- 2
- Size
- 1,000–1,199sq ft
- Per sq ft
- $909at the range’s middle
- Tax a year
- $4,3812026 tax year
- Parking
- 11 detached
- Days on market
- Members
The brief
About 608-164 Cumberland St
608-164 Cumberland St is a 1-bedroom, 2-bathroom condo in Annex, Toronto, listed for sale at an asking price of $999,000 (MLS® C13757054).
Extraordinarily well priced, this one is a deal. This could be the best secret in Yorkville...fully renovated approx 1155 sq ft , fabulous discreet location in the heart of Yorkville at Renaissance Court, an intimate boutique building with only 32 suites. This rare one-bedroom residence stands apart from the typical Yorkville condo, offering over 1,000 square feet of beautifully proportioned living space with a thoughtfully designed layout and no wasted space. Rich engineered hardwood flooring and stained California shutters add warmth and character, while the spacious open-concept layout seamlessly connects the living, dining and kitchen areas, with an abundance of storage throughout. The renovated, chef-inspired kitchen is thoughtfully tucked away from the entryway, keeping it out of immediate view upon entering the condo. It features premium Thermador appliances, quartz countertops, a wine fridge, and a large central island with breakfast bar seating. The generously proportioned living room is anchored by a rare wood-burning fireplace creating a cozy and inviting atmosphere. The adjoining dining area flows effortlessly between the kitchen and living room, creating a seamless space for both everyday living and entertaining. The spacious primary bedroom offers a private retreat with generous closet space and a beautifully appointed marble-clad ensuite featuring a spacious walk-in shower. Residents also enjoy the convenience of 24-hour concierge service. Surrounded by the best of Yorkville, just steps from world-class shopping along Bloor Street, fine dining, Eataly, Equinox, Whole Foods, cafés, art galleries, The Hazelton Hotel, Park Hyatt Toronto, the Royal Ontario Museum, the University of Toronto and the TTC, this exceptional residence offers the very best of the Yorkville lifestyle.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$4,166/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 34 condos with 1 bedroom for lease in Annex right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,381 / 2026
- MLS® number
- C13757054
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Detached, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Community
- Annex
- Municipality
- Toronto
Building
- Size
- 1000-1199 sqft
- Construction
- Brick
Inside
- Bedrooms
- 1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 2pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- Yes
- Den
- Yes
- Family room
- Yes
- Extras
- Thermador appliances, washer and dryer, existing window coverings..
- Condo maint.
- $1,793
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 608-164 Cumberland St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $999,000 | N/A | Pc | C13757054 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $199,800
- Total mortgage amount
- $799,200
- Total interest payment
- $568,200
- Total purchase cost
- $1,567,200
- Mortgage payment
- $4,558/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
93%Monthly carrying cost
$6,716- Rent $2,550
- Shortfall $4,166
Rental income opens at $2,550, the median asking rent of 34 comparable homes for lease in Annex. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $16,455
- Toronto municipal land transfer tax
- $16,455
- Total land transfer tax
- $32,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $24,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $999,000
- $11,980
- Ontario total
- $16,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $16,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m96 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (348 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 233 building permits issued within 250 m in the last 2 years250 m
- 7 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.9 km3.9 km
- Mapped parcel: about 26,160 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 940 m940 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
12 building permits cleared at this address in the City’s file.
Backflow Prevention Devices (Water only)Permit Issued
Installation/replacement of a domestic premise isolation backflow preventer (DCVA)
Issued November 6, 2024
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations to the master ensuite and second bathroom with new kitchen millwork.
Issued October 13, 2020
Interior AlterationsPermit Issued
Proposal for interior alterations to the master ensuite and second bathroom with new kitchen millwork.
Issued August 14, 2020
Interior AlterationsInspection
Proposed interior alterations to convert existing laundry room into powder room and laundry room. New toilet, sink, and shower installation.
Issued December 18, 2019
Building Permit Related(MS)Inspection
HVAC - Proposed interior alterations to convert existing laundry room into powder room and laundry room. New toilet, sink, and shower installation.
Issued December 18, 2019
Building Permit Related(PS)Inspection
Plumbing - Proposed interior alterations to convert existing laundry room into powder room and laundry room. New toilet, sink, and shower installation.
Issued December 18, 2019
Re-Roofing/Re-CladdingCancelled
Proposal to re clad a wall on the west side of the existing apartment building.
Completed May 29, 2020
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alteration to include a new bathroom in master bedroom.
Issued January 23, 2015
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
200 CUMBERLAND STCondominiumUnder Review
Amendment to Approved Condo Plan. Condo Exemption process
40 m away208 BLOOR ST WOfficial plan or zoning amendmentUnder Review
Proposed redevelopment of the lands with a 36-storey Private Student Residence (112.58 metres in height, including the mechanical penthouse) with 426 dwelling units.27,742 square metres of residential GFA and 220 square metres of non-residential GFA are proposed.4 visitor parking spaces (including 1 accessible space) and 235 bike parking spaces are proposed.
230 m away208 BLOOR ST WSite planOMB Appeal
May 2026 Update: The site plan applications at 208 Bloor and 210 Bloor have been combined to enable the redevelopment of the site as a 36-storey Private Student Residence (112.58 metres, including the mechanical penthouse).208 Bloor is subject to By-law 778-2024.210 Bloor is subject to By-law 782-2022 (OLT)Variance applications are currently being processed.
230 m away210 BLOOR ST WOfficial plan or zoning amendmentUnder Review
Proposed redevelopment of the lands with a 36-storey Private Student Residence (112.58 metres in height, including the mechanical penthouse) with 426 dwelling units.27,742 square metres of residential GFA and 220 square metres of non-residential GFA are proposed.4 visitor parking spaces (including 1 accessible space) and 235 bike parking spaces are proposed.
240 m away210 BLOOR ST WSite planUnder Review
INACTIVE Proposal for a 29-storey mixed-use building with 42 dwelling units and 100 square metres of ground floor retail space.
240 m away210 BLOOR ST WCondominiumUnder Review
*** Draft Plan of Condominium for 42 units.
240 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Annex right now
- For sale now
- 167
- Median asking price
- $989K
- New in 7 days
- 21
- Price cuts
- 13%
Middle half: $658K to $1.8M
61 in 28 days
22 listings
This home is asking 1% above the median.
See all homes in AnnexAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 300 m |
| St George Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 350 m |
| Museum Station | TTC subway: Line 1 Yonge-University | 350 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.9 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 3.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 350 m | 89%Grade 6 average |
| Huron Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 700 m | 74%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.6 km | 66%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 2.3 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 750 m | 66%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.4 km | — |
| Msgr Fraser College (Isabella Campus)Toronto CDSB | Catholic · grades 9–12 | 1.4 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.6 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Annex are shown to signed-in members.