- Bedrooms
- 5+2
- Bathrooms
- 6
- Size
- 3,500–5,000sq ft
- Per sq ft
- $388at the range’s middle
- Lot
- 17 x 120 ft
- Tax a year
- $10,1232025 tax year
- Parking
- 4none
- Days on market
- Members
The brief
About 13 Spencer Ave
13 Spencer Ave is a 5+2-bedroom, 6-bathroom duplex in South Parkdale, Toronto, listed for sale at an asking price of $1,650,000 (MLS® W13757126).
Exceptional Investment & Multi-Generational Opportunity Steps From Liberty VillageAn incredible opportunity to own approximately 3,500 sq. ft. of beautifully renovatedVictorian living space in one of Toronto's most convenient downtown-west locations.Currently configured as a legal duplex, 13 Spencer Ave offers an impressive 7 bedrooms, 6bathrooms, two designer kitchens and expansive living spaces highlighted by soaring ceilings,exposed brick, quartz finishes and spa-inspired bathrooms.The walk-out basement with separate entrance offers additional flexibility and future incomepotential, while multiple laundry setups make the property exceptionally functional forinvestors, extended families or those looking to live in one portion of the home whilegenerating income from the other.Outside, enjoy an incredible approximately 300 sq. ft. rooftop terrace, along with the rareconvenience of 4 covered parking spaces.With its combination of size, income potential, high-end finishes and versatility, this is anopportunity that is increasingly difficult to replicate this close to downtown Toronto.Perfect for an investor, multi-generational family, or end user looking to offset theircarrying costs while building long-term equity.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs65/100+$428/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 homes with 7 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $10,123 / 2025
- MLS® number
- W13757126
- Board
- TRREB MLS®
- Property Type
- Duplex
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 17 x 120 ft
- Listed on
- Parking
- None, 4 Parking
Property details
Property
- Property Type
- Duplex
- Style
- 3-Storey
- Community
- South Parkdale
- Municipality
- Toronto
Building
- Size
- 3500-5000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 5+2
- Bathrooms
- 6
- Bathroom Details
- 1 × 4pc Bsmt, 2 × 4pc Main, 2 × 4pc 2nd, 1 × 4pc 3rd
- Basement Type
- Apartment
- Kitchens
- 2
Parking
- Driveway
- Lane
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 17 ft
- Depth
- 120 ft
- Lot Size
- 17 x 120 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- All current appliances and electrical light fixtures (not belonging to tenants).
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 13 Spencer Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,650,000 | N/A | For Sale | W13757126 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $330,000
- Total mortgage amount
- $1,320,000
- Total interest payment
- $938,400
- Total purchase cost
- $2,588,400
- Mortgage payment
- $7,528/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
15%Monthly carrying cost
$8,372- Carrying cost $8,372
- Surplus $428
Rental income opens at $8,800, the median asking rent of 13 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $29,475
- Toronto municipal land transfer tax
- $29,475
- Total land transfer tax
- $58,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $50,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,650,000
- $25,000
- Ontario total
- $29,475
Toronto’s municipal tax uses the same brackets at this price, so it adds another $29,475.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,040 sq ft190 m²
- Street frontage
- 17 ft5.2 m
- Depth
- 120 ft36.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m6 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 22 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 2.1 km2.1 km
- Mapped parcel: about 2,060 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 50 m50 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is City of Toronto — 1116 King Street West, 750 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x988)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x988
Site-specific exception 988: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(988)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
6 building permits cleared at this address in the City’s file.
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations to create a 2nd suite on the the 2nd and 3rd floors of an existing 3 storey townhouse.
Issued July 17, 2018
Interior AlterationsClosed
Proposal for interior alterations to convert from 1 to 2 units. Townhouse.
Issued July 17, 2018
Multiple ProjectsClosed
Construct rear deck and basement walkout
Issued November 29, 2017
Building Permit Related(MS)Closed
HVAC - interior alternation to SFD
Issued October 18, 2017
Building Permit Related(PS)Closed
Plumbing - Proposal to convert exisitng single family semi-detached to 2 -unit semi-detached dwelling. New basement walkout, rear entrance, interior alterations in basement. First floor; new fire wall and fire wall. Basement and first floor; unit 1. Second and third floor; unit 2.
Issued July 7, 2017
Multiple ProjectsClosed
Interior alterations to single family rowhouse.
Issued July 7, 2017
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
78 SPRINGHURST AVESite planUnder Review
Site Plan Approval for an 8-storey supportive housing apartment building with 54 rental units.
320 m away1 CLOSE AVESite planUnder Review
Site Plan Approval for an 8-storey supportive housing apartment building with 54 rental units.
340 m away3 CLOSE AVESite planUnder Review
Site Plan Approval for an 8-storey supportive housing apartment building with 54 rental units.
340 m away130 DUNN AVESite planUnder Review
INACTIVE Site Plan Approval application to permit 6-storey addition to the existing Lakeside Longterm care facility at 150 Dunn Avenue, with approximately 11,922.44 square metres of gross floor area and 192 new long-term care beds. These new beds will be jointly operated alongside the existing 128 beds at Lakeside LTC, bringing the total number of long-term care beds on-site to 320.
360 m away150 DUNN AVESite planUnder Review
INACTIVE Site Plan Approval application to permit 6-storey addition to the existing Lakeside Longterm care facility at 150 Dunn Avenue, with approximately 11,922.44 square metres of gross floor area and 192 new long-term care beds. These new beds will be jointly operated alongside the existing 128 beds at Lakeside LTC, bringing the total number of long-term care beds on-site to 320.
390 m away160 DUNN AVESite planUnder Review
INACTIVE Site Plan Approval application to permit 6-storey addition to the existing Lakeside Longterm care facility at 150 Dunn Avenue, with approximately 11,922.44 square metres of gross floor area and 192 new long-term care beds. These new beds will be jointly operated alongside the existing 128 beds at Lakeside LTC, bringing the total number of long-term care beds on-site to 320.
480 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Multiplexes for sale in South Parkdale right now
- For sale now
- 5
- Median asking price
- $1.7M
- New in 7 days
- 0
- Price cuts
- 20%
Middle half: $1.65M to $1.78M
2 in 28 days
1 listing
This home is asking 3% below the median.
See all homes in South ParkdaleAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 800 m |
| Dufferin Station | TTC subway: Line 2 Bloor-Danforth | 3 km |
| Lansdowne Station | TTC subway: Line 2 Bloor-Danforth | 3 km |
| Bloor GO | GO Transit train: KitchenerUP Express train | 3.1 km |
| Ossington Station | TTC subway: Line 2 Bloor-Danforth | 3.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Dr. Rita Cox – Kina Minogok Public SchoolToronto DSB | Public · grades JK–8 | 600 m | 62%Grade 6 average |
| Holy Family Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 700 m | 69%Grade 6 average |
| Parkdale Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 1.2 km | 56%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 2.3 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Parkdale Collegiate InstituteToronto DSB | Public · grades 9–12 | 850 m | 61%Grade 9 math |
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 1.5 km | — |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.3 km | 69%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 2.4 km | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in South Parkdale are shown to signed-in members.