123 Francine Dr
Hillcrest Village, Toronto, Ontario M2H 2H1
- Bedrooms
- 4+1
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $909at the range’s middle
- Lot
- 59.42 x 171 ft
- Tax a year
- $9,9992025 tax year
- Parking
- 62 attached
- Days on market
- Members
The brief
About 123 Francine Dr
123 Francine Dr is a 4+1-bedroom, 3-bathroom detached house in Hillcrest Village, Toronto, listed for sale at an asking price of $1,590,000 (MLS® C13765468).
Welcome to 123 Francine Drive - a bright, freshly painted 3+1 bedroom bungalow set on a premium 59 x 171 ft ravine lot in sought-after Hillcrest Village. The main level features hardwood floors throughout, an oversized eat-in kitchen with a skylight, and a sunken living room where a large picture window frames tranquil ravine views and opens to an expansive deck finished with brand-new wood tiles. A spacious main-floor den makes an ideal home office or study. The primary bedroom overlooks the ravine and offers a generous ensuite with a glass shower and separate soaker tub, while two additional well-sized bedrooms complete the main floor.The fully finished walk-out basement delivers outstanding versatility, with a large recreation room and bar, a separate games/pool-table room, a workshop, a second living area, a laundry room, and an additional bedroom. With its own private walk-out entrance, the lower level is perfect for multigenerational living and offers excellent potential for a future income suite.Backing directly onto the scenic Duncan Creek Trail and surrounded by mature trees, this home enjoys exceptional privacy in a peaceful natural setting. Conveniently located near Cliffwood P.S., Highland M.S., A.Y. Jackson S.S., TTC, parks, shopping, and everyday amenities, and directly across from the Canadian Memorial Chiropractic College (CMCC), this is a rare opportunity for families and investors alike.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall22/100−$3,087/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 127 detached homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,999 / 2025
- MLS® number
- C13765468
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 59.42 x 171 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow-Raised
- Community
- Hillcrest Village
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 5pc Main, 1 × 3pc Main, 1 × 2pc Bsmt
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 59.42 ft
- Depth
- 171 ft
- Lot Size
- 59.42 x 171 ft
Additional
- Foundation
- Brick
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Microwave, Washer, Dryer, Range Hood, Humidifier, Central Air Conditioner, Furnace (2019) Central Vacuum, Sprinkler System, Window Coverings, Pool Table, Automatic Garage Door Opener & Remote. Fridge in Basement
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.02 × 5.76 m | — | Main |
| Dining | 3.64 × 3.94 m | — | Main |
| Kitchen | 3.56 × 4.0 m | — | Main |
| Breakfast | 2.42 × 3.56 m | — | Main |
| Primary | 3.79 × 4.77 m | — | Main |
| Br | 3.64 × 3.79 m | — | Main |
| Br | 3.33 × 3.64 m | — | Main |
| Br | 3.56 × 3.71 m | — | Main |
| Br | 3.03 × 3.58 m | — | Lower |
| Family | 5.54 × 7.43 m | — | Lower |
| Rec | 3.48 × 7.27 m | — | Lower |
| Office | 3.56 × 3.79 m | — | Lower |
Listing history
Buy/sell history for 123 Francine Dr, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,590,000 | N/A | Pc | C13765468 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $318,000
- Total mortgage amount
- $1,272,000
- Total interest payment
- $904,200
- Total purchase cost
- $2,494,200
- Mortgage payment
- $7,254/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
54%Monthly carrying cost
$8,087- Rent $5,000
- Shortfall $3,087
Rental income opens at $5,000, the median asking rent of 127 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $28,275
- Toronto municipal land transfer tax
- $28,275
- Total land transfer tax
- $56,550
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $48,075
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,590,000
- $23,800
- Ontario total
- $28,275
Toronto’s municipal tax uses the same brackets at this price, so it adds another $28,275.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 10,161 sq ft944 m²
- Street frontage
- 59.42 ft18.1 m
- Depth
- 171 ft52.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 39.3 m.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 5 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 5.6 km5.6 km
- Mapped parcel: about 7,660 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 510 m510 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Foam Solutions Inc. — FABRICUSHION - MARKHAM, 2.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, CIK Telecom, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f15.0; a550) (x5)By-law
569-2013Municipality
Toronto1 f15.0
Frontage: at least 15.0 m.
2 a550
Lot area: at least 550 m² per dwelling unit.
3 x5
Site-specific exception 5: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(5)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 2 open development applications within 800 m of this home.
Site PlanIn Progress
Proposed redevelopment of an existing site
420 m awayMinor VariancesIn Progress
To allow accessory dwelling unit (basement apartment) within existing semi - detached dwelling, whereas the by- law permits no more than one semi detached dwelling unit on a lot
760 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Hillcrest Village right now
- For sale now
- 16
- Median asking price
- $1.52M
- New in 7 days
- 1
- Price cuts
- 19%
Middle half: $1.3M to $1.68M
6 in 28 days
3 listings
This home is asking 4% above the median.
See all homes in Hillcrest VillageAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Old Cummer GO | GO Transit train: Richmond Hill | 1.3 km |
| Don Mills Station | TTC subway: Line 4 Sheppard | 3.8 km |
| Leslie Station | TTC subway: Line 4 Sheppard | 3.8 km |
| Yonge / Steeles | YRT bus rapid transit: Viva Blue | 4 km |
| Bessarion Station | TTC subway: Line 4 Sheppard | 4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Cliffwood Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 850 m | 93%Grade 3 average |
| St Michael Catholic AcademyYork CDSB | Catholic · grades JK–8 | 1 km | 91%Grade 6 average |
| Pineway Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 1 km | 48%Grade 3 average |
| École élémentaire Paul-DemersConseil scolaire Viamonde | French-language public · grades JK–6 | 2.2 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| A Y Jackson Secondary SchoolToronto DSB | Public · grades 9–12 | 350 m | 86%Grade 9 math |
| Msgr Fraser College (Northeast)Toronto CDSB | Catholic · grades 9–12 | 700 m | — |
| St Joseph Morrow Park Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 2.3 km | 63%Grade 9 math |
| ÉSC Monseigneur-de-CharbonnelConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 4.7 km | 63%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Hillcrest Village are shown to signed-in members.